I lost my job for the second time this past October (economy) and I have both a mortgage and significant credit card debt. I do not want to file for bankruptcy, but I can’t handle these payments, too high.
How do I get some of the credit cards to forgive some of the debt and give me payments that are doable? Especially since two of my cards have been bought by Chase, giving me 4 Chase cards. And I read that Chase is going to raise the min pymts, and I can’t even afford them now. Thanks for your help!