Latest Posts
Home > Ask The Get Out of Debt Experts > How Can I Get My Hospital Payments to Improve My Credit Report? – Sasha

How Can I Get My Hospital Payments to Improve My Credit Report? – Sasha

Sasha

“Dear Steve,

I just found out about 4 months ago that i owed on hospital bills that i thought was taken care of. I contacted the creditor as soon as i found out and since my income was low the hospital agreed to write off a big portion. But I am paying on the remaining portion for 4 months now. How do i get that to go on my credit report so my score will be better.

How do I get the creditor to improve my credit report if I have been making payments.

Sasha”

Don’t miss our free Get Out of Debt – “How To” Guide Series on a number of topics, for loads of practical advice, tips, and help to beat back debt. – Click Here

The Answer

 

Dear Sasha,

You don’t. But it is helping to improve your credit report because this debt is not going to a lawsuit, a judgment or a wage garnishment.

Unless a creditor has a reporting agreement with a credit bureau in exchange for pulling credit reports, there is no requirement that any creditor ever report an history about any debt.

Credit bureaus are not a comprehensive repository of information. They only list the information that is given to them by their merchant customers or information the credit bureaus gather from court records. Many financial transactions in life are not reported to the credit bureau. Things like utility bill payments, telephone service, payment to the local car lot, medical bills, gym memberships, etc. are not routinely reported to the credit bureaus.

It sounds to me like you were very lucky to be able to negotiate a repayment plan that you can afford that will allow you to repay the remaining debt you owe.

Big Hug!

How Can I Get My Hospital Payments to Improve My Credit Report?   Sasha
Get Out of Debt Guy – Twitter, G+, Facebook

How Can I Get My Hospital Payments to Improve My Credit Report? - Sasha by

Share This and Spread the Word

About Steve Rhode

Steve Rhode
Steve Rhode is the Get Out of Debt Guy and has been helping good people with bad debt problems since 1994. You can learn more about Steve, here.

Get My FREE Get Out of Debt Guy Newsletter

It is the smart thing to do.

I promise to keep your email safe and secure.

Close

I want to keep you posted each weekday with just one email about the latest get out of debt news, scam alerts and information to beat back debt.

You can unsubscribe at any time with just one click.

After you subscribe, check your email to confirm your subscription. If the confirmation email does not appear in your inbox in a few minutes, check your spam folder for it. Sometimes it likes to annoyingly hide there.


  • It will keep you posted on the latest scams.
  • You will be alerted to the latest articles.
  • You will wind up smarter than everyone else dealing with debt.