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My Car Was Repossessed, My Wages are Garnished and I’m Not Sure if Bankruptcy is Right for Me. – Nancy

“Dear Steve,

I have gotten myself into some serious financial problems. While I know that mine is not as bad as some I am behind on every bill and my car was repossessed last night. I am a single mother to 3 girls and I yes I do have a full time job. My husband passed away in 2003 so I do receive social security every month also.

I have a judgment filled against me to garnish my wages 25%. I have several check loans trying to fix the problem which has only made things worse. I m thinking about bankruptcy but I am not sure that I will even qualify. I am at a loss for how to even begin the fix this.

Please help me with any advice on how to fix my situation. I have made things worse by trying to fix things with check loans and now I am even deeper in the hole than before. I have made such a mess of everything…. Is there a way out of this?

Nancy”

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The Answer

Dear Nancy,

There is always a way out. Not to worry.

If you act quickly and contact a local bankruptcy attorney you may be able to get your car back, stop the wage garnishment and put to rest the payday loans.

You can click here to find a local bankruptcy attorney and talk to them for free about your specific situation. Get the facts and then you can make an informed and educated decision if bankruptcy is right for you.

It’s time to stop worrying and take some action to give you a better shot at a safer financial future.

Bankruptcy Articles and Posts You Must Read

To get ready to read the information below with the right frame of mind, please first read How Do I Get Out of Debt Quickly? Change Your Mindset.

Bankruptcy Advice

Life After Bankruptcy

Filing Bankruptcy Yourself

Please post your responses and follow-up messages to me on this in the comments section below.

Big Hug!

My Car Was Repossessed, My Wages are Garnished and Im Not Sure if Bankruptcy is Right for Me.   Nancy
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About Steve Rhode

Steve Rhode
Steve Rhode is the Get Out of Debt Guy and has been helping good people with bad debt problems since 1994. You can learn more about Steve, here.
  • nancy

    Thank you Steve…. I will try and get in touch with a lawyer today… I have the name of one a friend used. I have just been so embarrassed about the whole thing and now I am drowning and cant see a way out. This is eating me up inside. I will keep you posted on how things are going.
    Thank you
    Nancy

    • http://GetOutOfDebt.org/ Steve Rhode

      Nancy, You are not your debt. You can be as embarrassed as you want to be but this is a math problem wrapped in emotion. It is two different things. If you want a direct talk about this read http://getoutofdebt.org/5565/

      Please do keep me posted.

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