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Consumer Relief Programs / Consumer Advocacy Assistance Nastygram

The state of Connecticut has issued an order to make restitution and cease and desist order to California based Consumer Relief Programs / Consumer Advocacy Assistance programs.

According to the State “the company is a California corporation with offices at 14252 Culver Drive, Suite 352, Irvine, California, and 24881 Alicia Parkway, Suite #E516, Laguna Hills, California.

On or about October 16, 2012, two Connecticut residents retained Respondent to represent the Connecticut residents in the modification of such residents’ mortgage loan.

In connection with such retention, total payment of $1,450 was paid to Respondent by the Connecticut residents referred to in paragraph 2 above which amount is in excess of amounts that debt negotiators may charge for services pursuant to the Schedule of Maximum Fees established by the Commissioner on or about October 1, 2009 (“Schedule of Maximum Fees”).

The Schedule of Maximum Fees provides, in pertinent part, that “[a] debt negotiator of secured debt, including Short Sales and Foreclosure Rescue Services, may impose a fee upon the mortgagor or debtor for performing debt negotiation services not to exceed five hundred dollars ($500). Such fee shall only be collectable upon the successful completion of all services stated in the debt negotiation service contract”.

On or about October 25, 2012, two additional Connecticut residents retained Respondent to represent the Connecticut residents in the modification of such residents’ mortgage loan.

In connection with such retention, total payment of $1,650 was paid to Respondent by the Connecticut residents referred to in paragraph 5 above which amount is in excess of amounts that debt negotiators may charge for services related to secured debt pursuant to the Schedule of Maximum Fees.

On or about August 9, 2013, another Connecticut resident retained Respondent to represent the Connecticut resident in the modification of such resident’s mortgage loan.

In connection with such retention, total payment of $1,450 was paid to Respondent by the Connecticut resident referred to in paragraph 7 above which amount is in excess of amounts that debt negotiators may charge for services related to secured debt pursuant to the Scheduled of Maximum Fees.

At no time relevant hereto has Respondent been licensed to engage or offer to engage in debt negotiation in this state, nor did Respondent qualify for an exemption from such licensure.

January 7, 2013, the Commissioner received a complaint filed on behalf of the Connecticut residents referred to in paragraph 2 above concerning Respondent’s failure to perform or successfully complete the debt negotiation services.

On March 25, 2013, the Commissioner received a complaint filed by the Connecticut residents referred to in paragraph 5 above concerning Respondent’s failure to perform or successfully complete the debt negotiation services.

On November 29, 2013, the Commissioner received a complaint filed by the Connecticut resident referred to in paragraph 7 above concerning Respondent’s failure to perform or successfully complete the debt negotiation services.” – Source

Consumer Relief Programs / Consumer Advocacy Assistance Nastygram
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Steve Rhode
Steve Rhode is the Get Out of Debt Guy and has been helping good people with bad debt problems since 1994. You can learn more about Steve, here.

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