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I’m Unemployed, Homeless, Pregnant, and Just Lost My Car. – Jannie

Jannie

“Dear Steve,

I’m pregnant and unemployed, I have about $13,800 in debt and I’m about to have no place to stay, I’m receiving unemployment right now, and my car just got taken away from me.

Is there anyway that you or anybody else could help me?

Jannie”

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The Answer

 

Dear Janie,

Sadly, this is not the first or even the 50th time that I’ve seen the same situation. I’m so sorry that you are having to live through this.

At times like this the best resources are going to be from local government, friends, family, community resources, and your church or religious organization.

There are resources, limited as they might be, but you need to get yourself in the local support pipeline. Since I have no idea where you live, you’ll have to hunt them out. I would suggest that you first start with the local women’s shelter. Your town might even have one specifically for pregnant women.

The shelter will then be able to better direct you to toward local benefits that will be available to you. You should then look at food assistance programs like SNAP (formerly food stamps), WIC and see what housing and medical support is available.

My advice is that you try to to not get overwhelmed in solving all the issues at once. Start with shelter, food and access to medical care. Then you can move on to income.

We can tackle the debt once you are back on a firm footing where you have a place to live, food in and some prenatal medical care. Until then, don’t worry about the debt at all. It’s a mess, but it can be cleaned up latter.

Big Hug!

Im Unemployed, Homeless, Pregnant, and Just Lost My Car.   Jannie
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About Steve Rhode

Steve Rhode
Steve Rhode is the Get Out of Debt Guy and has been helping good people with bad debt problems since 1994. You can learn more about Steve, here.
  • SolitaryParent

    I am very passionate when it comes to families, especially struggling single Mother’s having everything that they need, want and desire, particularly when it comes to housing. At the end of the day, EVERYONE should have a stable, secure, safe place to live. I pray with all of my heart that this information is helpful to you or someone you know! Please re-post!!!

    With everything that has transpired with the housing market crash, jobs and UNEMPLOYMENT, a number of families/individuals have become homeless or are on the verge of becoming homeless. I have read many hurtful and disturbing posts. Personally, I don’t know how millionaire’s sleep at night; if I was one, I’d be broke from trying to help families in distress. I would do everything in my power to END the fight against hunger and homelessness.

    I have searched online for apartment rentals, and during my search I’ve seen ads that said “No Bankruptcies within the last 3 years, No evictions, No Felonies, Must have good credit” (my God who has any good credit left these days). So…I thought to myself, there has to be a program(s) out there to help the people who fall into these categories. Bad things happen to Good people, I’m a living witness to that.

    I was on Craigslist in the apartment section, I typed in “evictions”, not much came up. I then typed in “2nd chance” BINGO!!! It was like hitting the lottery!!! I saw one ad after another, there are a number of properties that participate in what’s known as the 2nd Chance Rental Program. If you have a broken lease, eviction, bankruptcy, bad credit and even a felony – NO VIOLENT CRIMES, there are apartment complexes out there willing to work with you! Of course they will need pertinent information from you.

    I have found this program in the following states, listed under the following search terms.

    Sacramento, CA – 2nd Chance; Texas – 2nd Chance; Georgia – no credit check; Illinois – no credit check & 2nd chance; Michigan – no credit check and pre-pay for an entire year. (Pre-paying rent for an entire year in my opinion is an excellent option if you have the money).

    There may very well be other states offering the 2nd chance program or something similar, please go online and do your research. Craigslist – Housing – Apartments/Housing.

    If there is indeed a Tier 5 Unemployment extension, at least you know that you and your family will have 20 weeks of housing, you don’t have to worry about sleeping in a vehicle or staying in a motel. *Some of the apartment complexes are offering move-in specials and free rent. This in my opinion is definitely a 2nd chance! Be sure to reach out to your local agencies/churches for rental deposit assistance. Some agencies will help with the deposit and first month’s rent. Combine that with a rental special (i.e. – 1/2 off first month’s rent or 30 days free rent) you can finally start to see the light at the end of the tunnel.

    Please stay strong, positive and encouraged! Keep fighting the good fight of faith. Continue to reach out for assistance (rent, utilities, clothes, shoes, food, furniture items, Christmas toys for the children – help is out there) get into an educational training program, continue to apply for jobs EVERYDAY — your prayers will be answered!

    Please share my post with EVERYONE you know in need of housing. *Also read my article, “How To Use Your Creative Talents To Earn Money During A Recession”. You can find me on Worpress, Twitter & Facebook!

    Thank You!

    ~ SolitaryParent
    http://solitaryparent.wordpres

  • SolitaryParent

    I am very passionate when it comes to families, especially struggling single Mother’s having everything that they need, want and desire, particularly when it comes to housing. At the end of the day, EVERYONE should have a stable, secure, safe place to live. I pray with all of my heart that this information is helpful to you or someone you know! Please re-post!!!

    With everything that has transpired with the housing market crash, jobs and UNEMPLOYMENT, a number of families/individuals have become homeless or are on the verge of becoming homeless. I have read many hurtful and disturbing posts. Personally, I don’t know how millionaire’s sleep at night; if I was one, I’d be broke from trying to help families in distress. I would do everything in my power to END the fight against hunger and homelessness.

    I have searched online for apartment rentals, and during my search I’ve seen ads that said “No Bankruptcies within the last 3 years, No evictions, No Felonies, Must have good credit” (my God who has any good credit left these days). So…I thought to myself, there has to be a program(s) out there to help the people who fall into these categories. Bad things happen to Good people, I’m a living witness to that.

    I was on Craigslist in the apartment section, I typed in “evictions”, not much came up. I then typed in “2nd chance” BINGO!!! It was like hitting the lottery!!! I saw one ad after another, there are a number of properties that participate in what’s known as the 2nd Chance Rental Program. If you have a broken lease, eviction, bankruptcy, bad credit and even a felony – NO VIOLENT CRIMES, there are apartment complexes out there willing to work with you! Of course they will need pertinent information from you.

    I have found this program in the following states, listed under the following search terms.

    Sacramento, CA – 2nd Chance; Texas – 2nd Chance; Georgia – no credit check; Illinois – no credit check & 2nd chance; Michigan – no credit check and pre-pay for an entire year. (Pre-paying rent for an entire year in my opinion is an excellent option if you have the money).

    There may very well be other states offering the 2nd chance program or something similar, please go online and do your research. Craigslist – Housing – Apartments/Housing.

    If there is indeed a Tier 5 Unemployment extension, at least you know that you and your family will have 20 weeks of housing, you don’t have to worry about sleeping in a vehicle or staying in a motel. *Some of the apartment complexes are offering move-in specials and free rent. This in my opinion is definitely a 2nd chance! Be sure to reach out to your local agencies/churches for rental deposit assistance. Some agencies will help with the deposit and first month’s rent. Combine that with a rental special (i.e. – 1/2 off first month’s rent or 30 days free rent) you can finally start to see the light at the end of the tunnel.

    Please stay strong, positive and encouraged! Keep fighting the good fight of faith. Continue to reach out for assistance (rent, utilities, clothes, shoes, food, furniture items, Christmas toys for the children – help is out there) get into an educational training program, continue to apply for jobs EVERYDAY — your prayers will be answered!

    Please share my post with EVERYONE you know in need of housing. *Also read my article, “How To Use Your Creative Talents To Earn Money During A Recession”. You can find me on Worpress, Twitter & Facebook!

    Thank You!

    ~ SolitaryParent
    http://solitaryparent.wordpress.com/

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