Brent wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free.
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“Dear Steve,
I consulted an attorney 2 months ago about bankruptcy and retained them to proceed with the process. I have only 2 more item to give the attorny before they proceed. I have fallen behind on my car payment and they repoed it yesterday.
I am wanting and needing the car back very bad, as I am fixing to move from my address and start college in the fall. I fell on bad times about 2 years ago when I lost my job and I am now having to go back to school to get another degree. How can I negotiate to get my car back? And shouldn’t my bankruptcy attorney help me in this matter?
How to get my Car back from repossesion?
Brent”
The Answer:
Dear Brent,
You sound as if your bankruptcy attorney has a duty to fix this mess for you about the car, they don’t. This could have been avoided if you had filed two months ago before the car was repossessed and then the bankruptcy attorney would have assisted you to keep the car as long as you were making the regular payments.
You’ve got two choices today, you can either come to an agreement with the car lender to get your car back, and when you hand your attorney the last two items they need, tell them about the car issue.
Once you make the decision that bankruptcy is the right solution, don’t drag your feet. If you do, stuff like this will happen.
