Comments on: I’m a Victim of Credit Fraud By My Husband. We Are Now Divorced. – Bobbi http://getoutofdebt.org/6820/im-a-victim-of-credit-fraud-by-my-husband-we-are-now-divorced-bobbi Free debt help and debt advice on how to get out of debt, getting out of debt consolidation scams, and inside information on the debt relief and debt help industry. Fri, 25 May 2012 02:12:00 +0000 hourly 1 http://wordpress.org/?v=3.3.2 By: Steve Rhode http://getoutofdebt.org/6820/im-a-victim-of-credit-fraud-by-my-husband-we-are-now-divorced-bobbi#comment-9214 Steve Rhode Thu, 28 May 2009 02:32:04 +0000 http://getoutofdebt.org/?p=6820#comment-9214 Bobbi, Thank you so much for listening and following through. You are a star. Steve Bobbi,

Thank you so much for listening and following through. You are a star.

Steve

]]> By: Bobbi http://getoutofdebt.org/6820/im-a-victim-of-credit-fraud-by-my-husband-we-are-now-divorced-bobbi#comment-9195 Bobbi Wed, 27 May 2009 22:47:46 +0000 http://getoutofdebt.org/?p=6820#comment-9195 Steve, I had 30 minutes FREE consultation with a local bankruptcy attorney last week and she told me I should qualify for chapter 7 and also bankruptcy will be my best choice for starting "cleaner" new financial life. I'm little nervous about preparing paperwork without using attorney, but to start save money for future, I'm ready for the challenge. Thank you so much for your advise! Steve,

I had 30 minutes FREE consultation with a local bankruptcy attorney last week and she told me I should qualify for chapter 7 and also bankruptcy will be my best choice for starting “cleaner” new financial life. I’m little nervous about preparing paperwork without using attorney, but to start save money for future, I’m ready for the challenge.
Thank you so much for your advise!

]]> By: Mrs. Micah http://getoutofdebt.org/6820/im-a-victim-of-credit-fraud-by-my-husband-we-are-now-divorced-bobbi#comment-7801 Mrs. Micah Tue, 05 May 2009 19:37:37 +0000 http://getoutofdebt.org/?p=6820#comment-7801 It's enough to destroy one's faith in humanity when you hear of people wrecking the life of the person they're supposed to care about. I think your advice is a good idea. This is not her debt, so from a moral obligation standpoint I wouldn't say that she's obliged to pay it back. And from a financial standpoint, it's better to take a bankruptcy now and work on repairing her finances than leaving them in a mess for years to come. I know one woman who's still paying off hundreds of thousands in debt her ex-husband racked up behind her back. It's not a good situation. It may not win her any points with lenders, but if they ask about the bankruptcy--telling them that it was from shared credit and spent by her husband might win her some understanding if she has an otherwise-good credit record. It's shockingly common. <abbr><em>Mrs. Micahs last blog post..<a href="http://feedproxy.google.com/~r/MrsMicah/~3/LWkmC9xxdao/" rel="nofollow">Why Consumer Debt is Worse Than Non-Consumer Debt</a></abbr></em> It’s enough to destroy one’s faith in humanity when you hear of people wrecking the life of the person they’re supposed to care about.

I think your advice is a good idea. This is not her debt, so from a moral obligation standpoint I wouldn’t say that she’s obliged to pay it back. And from a financial standpoint, it’s better to take a bankruptcy now and work on repairing her finances than leaving them in a mess for years to come. I know one woman who’s still paying off hundreds of thousands in debt her ex-husband racked up behind her back. It’s not a good situation.

It may not win her any points with lenders, but if they ask about the bankruptcy–telling them that it was from shared credit and spent by her husband might win her some understanding if she has an otherwise-good credit record. It’s shockingly common.

Mrs. Micahs last blog post..Why Consumer Debt is Worse Than Non-Consumer Debt

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