Peter wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free.
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“Dear Steve,
I am in Chapter 13 Bankruptcy and am paying way too much !!! How do I discharge my Bankruptcy and settle my debts on my own ??? I wish I would have known that the maximum payoff time was 5 years…I would have never filed !!!
Peter”
The Answer:
Dear Peter,
Don’t panic. Take a deep breath and then call your bankruptcy attorney to see if any modification of your bankruptcy is possible before you bail and lose your legal protections.
