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Where Can I Apply for Free Money to Pay Off My Student Loans? – Michelle

Michelle

“Dear Steve,

I’m trying to figure out where I can apply for free money to pay off my student loans. I know this is a question that has been asked of you before. I’m just tired of thinking I’ve found ther right site, and it ends up that I have to pay for the information. You’re right, It’s definitely a scam. I just want to pay back the money that I owe to schools. My husband and I just had our first baby almost two months ago. I don’t want to still be paying back student loans when it’s time for her to start school; I sure also don’t want to be in complete debt when that times comes as well. Also, I am not working right now, and my husband works, but he does not make a lot of money. Please steer me in the right direction.

Where can I go or who can I go to in order to receive help in paying back my student loans? I have no job right now, and I don’t want to still be paying back money when myt 2 month old starts school!

Michelle”

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The Answer

 

Dear Michelle,

Congratulations on the new baby. Welcome to parenthood.

There is no free money to pay off student loans. There are some student loan forgiveness programs for teachers and doctors in disadvantaged areas but no money available for people not working in a specific field or area. Even then the requirements are onerous before some federal student loans will be forgiven.

The reason sites are asking you for money is BECAUSE IT IS A SCAM!

Big Hug!

Where Can I Apply for Free Money to Pay Off My Student Loans?   Michelle
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About Steve Rhode

Steve Rhode
Steve Rhode is the Get Out of Debt Guy and has been helping good people with bad debt problems since 1994. You can learn more about Steve, here.
  • Coolmother42

    I would like to know where i can apply for free money to help pay my daughter’s tuition loan.  i’m a single parent and can’t seem to get any help anywhere.  this really stinks!!!!

    • http://GetOutOfDebt.org Steve Rhode

      There is no such thing as “free” money to pay off a student loan. There are however programs for teachers and public service workers to discharged their government backed student loans after ten years.

  • Norton Financial

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  • Jeremiahmitchell1982

    Hi my name is Jeremiah, and I have a huge debt problem, like first I want to find out how to get rid of my student loan it’s like $11,000 . How can I get that paid off because I have no money and plus my school dropped me back in 2010 so which means I did not graduate, but still stuck with a loan..So please help me… 

  • Rhondastone

    Hello my name is Rhonda, single mom of two boys. I have recently went back to school with Strayer University online for a Associates Degree in Business Adminstration. I currently owe over 20,000.00 and still have more classes to take. I was wondering if there are any scholarship programs to earn while in school to help take some the burden off these loans for when I finish. What do you suggest? I am really starting to worry about the cost of the monthly payment after I finish. I can barely make it now. I had heard my payment could be as much as 300.00 a month, there is no way I can afford that. Do you think I should just quit now and stop occurring more debt?

  • Rhondastone

    Hello my name is Rhonda, single mom of two boys. I have recently went back to school with Strayer University online for a Associates Degree in Business Adminstration. I currently owe over 20,000.00 and still have more classes to take. I was wondering if there are any scholarship programs to earn while in school to help take some the burden off these loans for when I finish. What do you suggest? I am really starting to worry about the cost of the monthly payment after I finish. I can barely make it now. I had heard my payment could be as much as 300.00 a month, there is no way I can afford that. Do you think I should just quit now and stop occurring more debt?

  • Eatfresh813

    My question is almost the same as michelle’s. I went 2 an alternative school called Texas Careers that i regret going to, my loan was for 12,000 and i paid 4,000 while attending school now my balance is over 9,000. I want 2 start at a real college or vocational college and im scared of being rejected for assistance because of my previos student loan. This loan is supposed to be paid to Citi Bank. Can u help me please or give me some info on what i should do. On paying this loan or thing’s i can do to start school with assistance. Plus it has made my credit bad..=(

  • Eatfresh813

    My question is almost the same as michelle’s. I went 2 an alternative school called Texas Careers that i regret going to, my loan was for 12,000 and i paid 4,000 while attending school now my balance is over 9,000. I want 2 start at a real college or vocational college and im scared of being rejected for assistance because of my previos student loan. This loan is supposed to be paid to Citi Bank. Can u help me please or give me some info on what i should do. On paying this loan or thing’s i can do to start school with assistance. Plus it has made my credit bad..=(

    • http://twitter.com/NmJean05 Natasha Jean

      You can still apply for loans for school through the government even if you have other student loan debt. As long as you don’t go over the federal cap amount for undergraduate students you still can do it. Trust me, I am going through the same thing, and it took me a while to understand everything, but know I do.

  • katrina clark

    I was paying on my student loan until I became disable,my question is where can I apply for a loan so I can start paying off the loan because my monthly check only covers my rent and gas bill. so can you please help. I need to do something because right now it’s in default.

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