My mortgage was discharged in my bankruptcy proceedings in December, 2005. I have continued to pay on my mortgage per the credit agreement. I have two questions: Is there a way I can get my mortgage to start reporting to the credit agencies because I am paying on it even though it was discharged?
My budget is tight, I am presuming if I stop paying the mortgage, foreclosure proceedings will begin. If I do this, will the foreclosure adversely affect me in any way since the mortgage was discharged in the bankruptcy?
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