Comments on: The Secret of Surviving Through Difficult Economic Times. What I Learned On My Journey. http://getoutofdebt.org/7684/the-secret-of-surviving-through-difficult-economic-times-what-i-learned-on-my-journey Free debt help and debt advice on how to get out of debt, getting out of debt consolidation scams, and inside information on the debt relief and debt help industry. Fri, 25 May 2012 02:12:00 +0000 hourly 1 http://wordpress.org/?v=3.3.2 By: Nanci Posey http://getoutofdebt.org/7684/the-secret-of-surviving-through-difficult-economic-times-what-i-learned-on-my-journey#comment-30370 Nanci Posey Tue, 08 Feb 2011 00:20:26 +0000 http://getoutofdebt.org/?p=7684#comment-30370 After stressing for months I finally got rid of large debts due to a motorhome purchase that we couldn't sell and couldn't afford to use. I did a debt settlement of 53000 debt for about 20000 with about 9000 in fees. I no longer have the $700 monthly payments and I think we'll be able to live on our drasticly reduced income. but my credit score is very low and I can't refinance my car. The interest rate is nearly 10 % and the payment is 390. If I could just get this payment down I would be ok. What's the best way to do this? I pay my bills on time every month, but the settlement keeps my score low. After stressing for months I finally got rid of large debts due to a motorhome purchase that we couldn’t sell and couldn’t afford to use. I did a debt settlement of 53000 debt for about 20000 with about 9000 in fees. I no longer have the $700 monthly payments and I think we’ll be able to live on our drasticly reduced income. but my credit score is very low and I can’t refinance my car. The interest rate is nearly 10 % and the payment is 390. If I could just get this payment down I would be ok. What’s the best way to do this? I pay my bills on time every month, but the settlement keeps my score low.

]]> By: Nanci Posey http://getoutofdebt.org/7684/the-secret-of-surviving-through-difficult-economic-times-what-i-learned-on-my-journey#comment-82589 Nanci Posey Tue, 08 Feb 2011 00:20:00 +0000 http://getoutofdebt.org/?p=7684#comment-82589 After stressing for months I finally got rid of large debts due to a motorhome purchase that we couldn't sell and couldn't afford to use. I did a debt settlement of 53000 debt for about 20000 with about 9000 in fees. I no longer have the $700 monthly payments and I think we'll be able to live on our drasticly reduced income. but my credit score is very low and I can't refinance my car. The interest rate is nearly 10 % and the payment is 390. If I could just get this payment down I would be ok. What's the best way to do this? I pay my bills on time every month, but the settlement keeps my score low. After stressing for months I finally got rid of large debts due to a motorhome purchase that we couldn’t sell and couldn’t afford to use. I did a debt settlement of 53000 debt for about 20000 with about 9000 in fees. I no longer have the $700 monthly payments and I think we’ll be able to live on our drasticly reduced income. but my credit score is very low and I can’t refinance my car. The interest rate is nearly 10 % and the payment is 390. If I could just get this payment down I would be ok. What’s the best way to do this? I pay my bills on time every month, but the settlement keeps my score low.

]]> By: Bridget http://getoutofdebt.org/7684/the-secret-of-surviving-through-difficult-economic-times-what-i-learned-on-my-journey#comment-21683 Bridget Fri, 07 May 2010 22:11:10 +0000 http://getoutofdebt.org/?p=7684#comment-21683 Diane, I truly know exactly how you feel. My boyfriend are possibly facing bankruptcy, we've made contact with a bankruptcy lawyer and are awaiting a meeting, and in the meantime are doing everything in our power to renegotiate with our creditors. We're also working to reduce debt by selling the more expensive car, cutting back on everything, and planning a massive garage sale to make money. My family is thankfully extremely understanding about debt, but his family is not. They've never suffered like my family did, so they just stare in disbelief or make rude comments about excess. Sure, we ate out and tended to go a little overboard at the garden center, but we weren't reckless. We struggle, granted, but we work to remember that their opinion does not matter, what matters is that you're alive, you have each other, and life goes on. If they're not sympathetic, reach out to others who are, or others who have been in a similar situation. Look for people who've come out on the other side okay, look to them as proof that you'll make it. No matter what, the sun still shines, you still have air in your lungs and life will go on. Keep your chin up and keep working for a better day, because it will come. Bridget Diane,

I truly know exactly how you feel. My boyfriend are possibly facing bankruptcy, we’ve made contact with a bankruptcy lawyer and are awaiting a meeting, and in the meantime are doing everything in our power to renegotiate with our creditors. We’re also working to reduce debt by selling the more expensive car, cutting back on everything, and planning a massive garage sale to make money.

My family is thankfully extremely understanding about debt, but his family is not. They’ve never suffered like my family did, so they just stare in disbelief or make rude comments about excess. Sure, we ate out and tended to go a little overboard at the garden center, but we weren’t reckless. We struggle, granted, but we work to remember that their opinion does not matter, what matters is that you’re alive, you have each other, and life goes on. If they’re not sympathetic, reach out to others who are, or others who have been in a similar situation. Look for people who’ve come out on the other side okay, look to them as proof that you’ll make it.

No matter what, the sun still shines, you still have air in your lungs and life will go on. Keep your chin up and keep working for a better day, because it will come.

Bridget

]]> By: Steve Rhode http://getoutofdebt.org/7684/the-secret-of-surviving-through-difficult-economic-times-what-i-learned-on-my-journey#comment-21600 Steve Rhode Wed, 05 May 2010 19:38:39 +0000 http://getoutofdebt.org/?p=7684#comment-21600 Diane, You are very welcome. Just remember, be appreciative for the situation now. It could always be worse. Steve Diane,

You are very welcome. Just remember, be appreciative for the situation now. It could always be worse.

Steve

]]> By: Diane http://getoutofdebt.org/7684/the-secret-of-surviving-through-difficult-economic-times-what-i-learned-on-my-journey#comment-21591 Diane Wed, 05 May 2010 16:35:08 +0000 http://getoutofdebt.org/?p=7684#comment-21591 I've been reading your post for a while now and I understand what you are saying about hope. On the other hand, our families would never understand our debt. They have always looked down on people who get themselves in this situation. We have no one we can talk to so we keep it bottled up. I sit up at night and cry a lot. I feel so ashamed. I've been looking for work for over a year now. I can't even get a minimum wage job. Prayer and taking long walks helps some. I appreciate your advice and will continue to have hope. Thanks Steve I’ve been reading your post for a while now and I understand what you are saying about hope. On the other hand, our families would never understand our debt. They have always looked down on people who get themselves in this situation. We have no one we can talk to so we keep it bottled up. I sit up at night and cry a lot. I feel so ashamed. I’ve been looking for work for over a year now. I can’t even get a minimum wage job. Prayer and taking long walks helps some. I appreciate your advice and will continue to have hope. Thanks Steve

]]> By: Jim http://getoutofdebt.org/7684/the-secret-of-surviving-through-difficult-economic-times-what-i-learned-on-my-journey#comment-15762 Jim Tue, 06 Oct 2009 10:01:41 +0000 http://getoutofdebt.org/?p=7684#comment-15762 Steve , Thanks for getting back to me I read the article on the secret to surviving I could use the encouragement I will keep hopeing and looking for a better day . Jim . Steve , Thanks for getting back to me I read the article on the secret to surviving I could use the encouragement I will keep hopeing and looking for a better day . Jim .

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