I acquired an account with Direct Buy. I was making enough money and thought that i could someday use this, a short week later I lost one of my jobs and my income was cut in half. I never used the direct buy account it’s like a wholesale place to buy merchandise later at a lesser price but I can not afford the $248 a month for the next five months.
I tried to cancel they told me I was suppose to cancel within three days???It’s like a membership for ten years for discounts. I then started receiving bills in which I told them that i had sent an e-mail and a letter trying to cancel this account that I had never purchased anything from direct buy and that I would not be able to use their services, the lady pretty much told me too bad it’s still your account and it doesn’t matter if you used it or not is not a debt. You owe and must pay.
Well, now they have sent this account to Beta finance collections and they call me at least five times a day and are very nasty and mean. I told them I could not pay and that Ihad tried cancelling the account but none of this seems to matter..what can I do? wha steps can I take? I am so far behind right now that I can’t possibly afford to pay this account and now that I take the time i see how pointless it would have been to have that membeship..they don’t really save you any money and for the cash you have to pay for the membership it is outrageous and why can’t I cancel if I did not use it or buy anything? it’s not like a credit card?? i need help..this is one of my many questions while i try to get back on my feet..My name is Rosie and i am a single mother of four children.
Don’t miss our free Get Out of Debt – “How To” Guide Series on a number of topics, for loads of practical advice, tips, and help to beat back debt. – Click Here
P.S. Be sure to read ‘The Secret of Surviving Through Difficult Economic Times. What I Learned On My Journey‘. DirectBuy Sent Me to Collections With Beta Finance for a Membership I Can't Afford Since I Lost My Job. - Rosie by Steve Rhode