“Dear Steve,
I ran into work trouble a few years ago and neglected to keep up with most all of my debts. Most have been bounced around from collection agency to collection agency and to some law firms. I am now where I can start paying off some of these debts, the biggest problem is I now live overseas and I don’t know who owns my debts and who or where to pay. I would really like to get this cleaned up and be able to get a credit card and start building my credit. Any help or advice will be helpful! Thank you.
John”
The Answer:
Dear John,
This is your lucky day, the solution is easy.
All you need to do is get a copy of your consolidated credit report online. Use the link, it’s the same report I use and love it because it is so easy to read. Get the three bureau report and that will give you all the information that is reported about you plus contact information for all of your creditors.
Using that information you can start to eliminate your band debt using the debt snowball approach. Follow the link for details.
Please update me on your progress by posting updates here in the comments section of your question. I’m very interested in how this works out for you.
P.S. Be sure to read ‘The Secret of Surviving Through Difficult Economic Times. What I Learned On My Journey‘.