Comments on: Where Can I Turn to Refinance My Debt. I’m a Contractor. – Steve http://getoutofdebt.org/7915/where-can-i-turn-to-refinance-my-debt-im-a-contractor-steve Free debt help and debt advice on how to get out of debt, getting out of debt consolidation scams, and inside information on the debt relief and debt help industry. Fri, 25 May 2012 02:12:00 +0000 hourly 1 http://wordpress.org/?v=3.3.2 By: Steve Rhode http://getoutofdebt.org/7915/where-can-i-turn-to-refinance-my-debt-im-a-contractor-steve#comment-15441 Steve Rhode Thu, 17 Sep 2009 17:01:22 +0000 http://getoutofdebt.org/?p=7915#comment-15441 Steve, As I always say, logic and creditors don't go hand in hand. From the creditor point of view they offer little assistance to people that are proving they can make the payment each month. But even once people are behind, the terms typically offered reduce interest rates but not payments. Little tangible help to people in trouble. My advice would be for you to contact both a debt management or credit counseling group and a local bankruptcy attorney. Learn what each is offering you and then make an educated decision about what path is right for you. Steve Steve,

As I always say, logic and creditors don’t go hand in hand. From the creditor point of view they offer little assistance to people that are proving they can make the payment each month. But even once people are behind, the terms typically offered reduce interest rates but not payments. Little tangible help to people in trouble.

My advice would be for you to contact both a debt management or credit counseling group and a local bankruptcy attorney. Learn what each is offering you and then make an educated decision about what path is right for you.

Steve

]]> By: Steve http://getoutofdebt.org/7915/where-can-i-turn-to-refinance-my-debt-im-a-contractor-steve#comment-15440 Steve Thu, 17 Sep 2009 16:51:21 +0000 http://getoutofdebt.org/?p=7915#comment-15440 That seems to be typical in this country, the more you work and pay your bills, the less help you can get when you need it. I am almost better off not working, then the govt. will step up and help me. I read from someone else, that in order for you to get help from your credit card holders is to stop paying them. As long as you have always been current they dont see any problem and will not help at all. That just makes no sense, they should be will to help me since I have been on time with my bills. And then I went to another website, hopenow.com, and I am not eligible since I gross too much. Gross pay is not what you live by, so I dont see how that is an accurate measurement. That seems to be typical in this country, the more you work and pay your bills, the less help you can get when you need it. I am almost better off not working, then the govt. will step up and help me.
I read from someone else, that in order for you to get help from your credit card holders is to stop paying them. As long as you have always been current they dont see any problem and will not help at all. That just makes no sense, they should be will to help me since I have been on time with my bills.
And then I went to another website, hopenow.com, and I am not eligible since I gross too much. Gross pay is not what you live by, so I dont see how that is an accurate measurement.

]]> By: Steve Rhode http://getoutofdebt.org/7915/where-can-i-turn-to-refinance-my-debt-im-a-contractor-steve#comment-15435 Steve Rhode Thu, 17 Sep 2009 11:51:19 +0000 http://getoutofdebt.org/?p=7915#comment-15435 Steve, Outside of a peer-to-peer lending solution, as a contractor in this lending environment, you have few, if any other, chances to get a loan. Steve Steve,

Outside of a peer-to-peer lending solution, as a contractor in this lending environment, you have few, if any other, chances to get a loan.

Steve

]]> By: Steve http://getoutofdebt.org/7915/where-can-i-turn-to-refinance-my-debt-im-a-contractor-steve#comment-15420 Steve Wed, 16 Sep 2009 19:48:02 +0000 http://getoutofdebt.org/?p=7915#comment-15420 I joined LendingClub, but Im not sure how it will help since there is a $20000 limit. I joined LendingClub, but Im not sure how it will help since there is a $20000 limit.

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