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I have two credit cards that are charging a little over 29% interest rates. Every time I make payments, I make more than the monthly payment. They also are charging me over limit fees in the amount of $39, because this high interest rate causes an over-limit charge. I have never charged anything over the limit. The overlimit fees are due to the interest rate attached every month.
How do I get them to lower the interest rate?
Kay”I Was Never Over My Limit But I'm Getting Charged an Overlimit Fee. - Kay by Steve Rhode