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	<title>Comments on: Our Chapter 13 Bankruptcy Payment is too High for Us Now. &#8211; Kim</title>
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	<link>http://getoutofdebt.org/8032/our-chapter-13-bankruptcy-payment-is-too-high-for-us-now-kim</link>
	<description>Free debt help and debt advice on how to get out of debt, getting out of debt consolidation scams, and inside information on the debt relief and debt help industry.</description>
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		<title>By: Jeff Jackson</title>
		<link>http://getoutofdebt.org/8032/our-chapter-13-bankruptcy-payment-is-too-high-for-us-now-kim#comment-15723</link>
		<dc:creator>Jeff Jackson</dc:creator>
		<pubDate>Sat, 03 Oct 2009 15:14:13 +0000</pubDate>
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		<description>Kim,

This comment is not legal advise.  As Steve mentioned, you definitely need to seek a second opinion.  The Bankruptcy Laws are intended to help.  It sounds like a conversion to Chapter 7 would be a viable opportunity as would modifying your plan.

Critical points at this juncture are 1) Don&#039;t miss any plan payments; 2) Don&#039;t let your mortgage fall behind if it is not paid through the plan; and 3) Seek a second opinion from a local bankruptcy attorney.

You will likely have to pay additional attorney fees if you Convert to Ch 7 or Modify your plan.

Best of Luck

Jeff</description>
		<content:encoded><![CDATA[<p>Kim,</p>
<p>This comment is not legal advise.  As Steve mentioned, you definitely need to seek a second opinion.  The Bankruptcy Laws are intended to help.  It sounds like a conversion to Chapter 7 would be a viable opportunity as would modifying your plan.</p>
<p>Critical points at this juncture are 1) Don&#8217;t miss any plan payments; 2) Don&#8217;t let your mortgage fall behind if it is not paid through the plan; and 3) Seek a second opinion from a local bankruptcy attorney.</p>
<p>You will likely have to pay additional attorney fees if you Convert to Ch 7 or Modify your plan.</p>
<p>Best of Luck</p>
<p>Jeff</p>
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