http://getoutofdebt.org/8233/im-three-years-behind-on-property-taxes-darin Free debt help and debt advice on how to get out of debt, getting out of debt consolidation scams, and inside information on the debt relief and debt help industry. Fri, 25 May 2012 02:12:00 +0000 hourly 1 http://wordpress.org/?v=3.3.2 http://getoutofdebt.org/8233/im-three-years-behind-on-property-taxes-darin#comment-28171 Steve Rhode Tue, 09 Nov 2010 20:51:48 +0000 http://getoutofdebt.org/?p=8233#comment-28171 It would be best to talk to your bankruptcy attorney for specifics. It would be best to talk to your bankruptcy attorney for specifics.

]]> http://getoutofdebt.org/8233/im-three-years-behind-on-property-taxes-darin#comment-80463 Steve Rhode Tue, 09 Nov 2010 20:51:00 +0000 http://getoutofdebt.org/?p=8233#comment-80463 It would be best to talk to your bankruptcy attorney for specifics. It would be best to talk to your bankruptcy attorney for specifics.

]]> http://getoutofdebt.org/8233/im-three-years-behind-on-property-taxes-darin#comment-28170 Darin Tue, 09 Nov 2010 20:48:31 +0000 http://getoutofdebt.org/?p=8233#comment-28170 Hi Steve,<br>Well, ironically it was a year ago today I posted my original question, and I now have an update. The bank ended up paying my back taxes so I avoided a tax foreclosure, but I ended up filing bankruptcy anyway. I filed chapter 7 bankruptcy in July and was discharged on 11/4. I didn't reaffirm on the house in poor condition, or my car. Now I'm wondering if I make the payments on the house and car, if they'll still foreclose/repossess anyway since technically I don't owe the debt. I didn't actually surrender the house in bankruptcy, just didn't reaffirm on it and my lawyer never filed a statement of intention w/regard to either. In order to qualify for chapter 7, I included intended mortgage payments/insurance/taxes, otherwise I wouldn't have passed the chapter 7 means test. My question: If I walk away from this house, will the bank officially "foreclose", and what if any impact would this have during the "lookback period" of 6 months. Would the court reopen my case and force me into a chapter 13? I guess I'm still up in the air about keeping this house, and it would help to know what the bank might be going to do. Thanks for your help. Hi Steve,
Well, ironically it was a year ago today I posted my original question, and I now have an update. The bank ended up paying my back taxes so I avoided a tax foreclosure, but I ended up filing bankruptcy anyway. I filed chapter 7 bankruptcy in July and was discharged on 11/4. I didn’t reaffirm on the house in poor condition, or my car. Now I’m wondering if I make the payments on the house and car, if they’ll still foreclose/repossess anyway since technically I don’t owe the debt. I didn’t actually surrender the house in bankruptcy, just didn’t reaffirm on it and my lawyer never filed a statement of intention w/regard to either. In order to qualify for chapter 7, I included intended mortgage payments/insurance/taxes, otherwise I wouldn’t have passed the chapter 7 means test. My question: If I walk away from this house, will the bank officially “foreclose”, and what if any impact would this have during the “lookback period” of 6 months. Would the court reopen my case and force me into a chapter 13? I guess I’m still up in the air about keeping this house, and it would help to know what the bank might be going to do. Thanks for your help.

]]> http://getoutofdebt.org/8233/im-three-years-behind-on-property-taxes-darin#comment-80462 Darin Tue, 09 Nov 2010 20:48:00 +0000 http://getoutofdebt.org/?p=8233#comment-80462 Hi Steve, Well, ironically it was a year ago today I posted my original question, and I now have an update. The bank ended up paying my back taxes so I avoided a tax foreclosure, but I ended up filing bankruptcy anyway. I filed chapter 7 bankruptcy in July and was discharged on 11/4. I didn't reaffirm on the house in poor condition, or my car. Now I'm wondering if I make the payments on the house and car, if they'll still foreclose/repossess anyway since technically I don't owe the debt. I didn't actually surrender the house in bankruptcy, just didn't reaffirm on it and my lawyer never filed a statement of intention w/regard to either. In order to qualify for chapter 7, I included intended mortgage payments/insurance/taxes, otherwise I wouldn't have passed the chapter 7 means test. My question: If I walk away from this house, will the bank officially "foreclose", and what if any impact would this have during the "lookback period" of 6 months. Would the court reopen my case and force me into a chapter 13? I guess I'm still up in the air about keeping this house, and it would help to know what the bank might be going to do. Thanks for your help. Hi Steve,
Well, ironically it was a year ago today I posted my original question, and I now have an update. The bank ended up paying my back taxes so I avoided a tax foreclosure, but I ended up filing bankruptcy anyway. I filed chapter 7 bankruptcy in July and was discharged on 11/4. I didn’t reaffirm on the house in poor condition, or my car. Now I’m wondering if I make the payments on the house and car, if they’ll still foreclose/repossess anyway since technically I don’t owe the debt. I didn’t actually surrender the house in bankruptcy, just didn’t reaffirm on it and my lawyer never filed a statement of intention w/regard to either. In order to qualify for chapter 7, I included intended mortgage payments/insurance/taxes, otherwise I wouldn’t have passed the chapter 7 means test. My question: If I walk away from this house, will the bank officially “foreclose”, and what if any impact would this have during the “lookback period” of 6 months. Would the court reopen my case and force me into a chapter 13? I guess I’m still up in the air about keeping this house, and it would help to know what the bank might be going to do. Thanks for your help.

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