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Home > Author Archives: Damon Day

Author Archives: Damon Day

Damon Day
Damon Day is a talented Debt Coach who offers fee based consultations to consumers as an alternative to the typical free debt relief consultations which are nothing more than thinly veiled sales pitches lacking any real information to help a consumer make a good decision. You can learn more about how he can protect you from getting ripped off at DamonDay.com

I Have No Savings and Have to Juggle Payments Each Month. – Butch

surprise

“Dear Steve, I am 64 years old, a teacher. Every year, my salary has gone done (forced furlough days). Bad divorce-impulsively took a second mortgage on my townhome to pay child support and attorney fees (13.9%!). Currently in a DMP program for $22000 of credit card debt. Retire in 2 years-will get 50% of current salary and Social Security. First ... Read More »

Can I File Bankruptcy Without My Husband? – Penni

questions narrow

“Dear Damon, Bankrupt in 1997; back in the hole with massive credit card debt! We want to sell our home and buy a smaller one now that it’s only us two. He makes decent money, but we barely make ends meet and are starting to fall behind again. I’m wondering if I can file bankruptcy separately from my husband, or ... Read More »

I Am Self-Employed, Show Very Little Taxable Income and Have $130,000 in Credit Card Debt. – Ian

old man headache

“Dear Damon, Self employed for 13+ years 55 years old Like so many self employed people the recession has been rough, add to that medical bills, and it’s easy to get caught in credit card debt. I currently have $130k in credit card debt with an average interest rate of 16%. I am making the payments, usually double the minimum ... Read More »

My Husband Passed Away and I’m a Chapter 13 Bankruptcy. – Alicia

future

“Dear Damon, My husband passed away Febuary 16 of this year and was very sickly all of 2012 with leukemia and when he got sick lost his job 2 month after finding out he was sick. Money situation got bad he was able to get long term disability insurance it helped with some of the bills but it was not ... Read More »

I Have Fibromyalgia, PTSD, and a Lot of Medical Bills. – Cyndi

Mature woman confused

“Dear Damon, I’m 54 & don’t work due to Fibromyalia & PTSD? I don’t get any disability. I was denied because i don’t have enough credits. My husband is 60 & receives $1474.00 from S.S. Disabilty. He had a stroke in 2007. That is our only income. I was hospitalized 12/2010 from internal bleeding & had to have 3 blood ... Read More »

We Have a Lease to Own Our House But I Credit is Terrible. – Colton

qa3

“Dear Damon, I work a salary based job at 35 k yr my wife is a stay at home mom with two children we are tied into a lease to own on our house that we are supposed to find financing for in about a year from now. I’m 25 k in medical debt do i file chapter 7 or ... Read More »

Can I Trust Debt Settlement Companies Who Promise Big Results? – Lisa

hiding

“Dear Damon, I am $30,000 in debt. What would be your advice in dealing with companies of debt settlements who claims to reduce your debt by 50% and charges you 20-23% interest if your total debt? Lisa” Don’t miss our free Get Out of Debt – “How To” Guide Series on a number of topics, for loads of practical advice, ... Read More »

We Are On Disability and Social Security and the Debt Settlement Company Says They Can Help. – Brett

scammer

“Dear Damon, I am on disability with a an income less than 30% of my working income. My wife has a start-up business that continues to lose money and has been unsuccessful at finding a job. During the last 6 years on disability we burned through our savings as well as accumulating about $200,000 in unsecured credit card debt. Although ... Read More »

Dhami Law Firm

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Wouldn’t it be nice if you could just pick up the phone, tell a bankruptcy attorney about your financial issues, and find out right away if bankruptcy is something you should explore? By contacting the Dhami Law Firm using the form below you can get the information you need to make a good decision without even leaving your home. The ... Read More »

Philadelphia Bankruptcy Attorney – Kim Coleman

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If you are struggling with debt and wondering if a bankruptcy filing might be a good option, you should consult with a Philadelphia bankruptcy attorney sooner rather than later. If you do a quick Google search, you will find an overwhelming number of bankruptcy attorneys in the area. So where do you even start? Obviously experience matters, their fees might ... Read More »

Bankruptcy Attorney Portland Oregon – Hackett & Harris

Bankruptcy Attorney Portland Oregon

In Portland Oregon, there are plenty of attorneys who practice bankruptcy, but there are very few who devote 100% of their practice to it. At the Law Firm of Hackett & Harris, they know about bankruptcy because bankruptcy is all they do. Having counseled thousands of Oregon consumers about the process of bankruptcy they can easily determine when a bankruptcy ... Read More »

10 Thousand People a Day are Retiring in America – Are You Ready?

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As a college student studying finance, I would often hear of references to the baby boomer generation. It would typically be described as a very large mouse traveling through a skinny snake. Meaning there was this extremely large mass off people traveling through various stages of life. Now the tip of that metaphorical mouse has hit a major milestone and ... Read More »

Philadelphia Bankruptcy Lawyer – Coleman and Kempinski

Philadelphia Bankruptcy Lawyer

Like most large cities, Philadelphia has its fair share of Bankruptcy Lawyers. However, not all Attorneys offer the same level of service or results. When it comes to selecting a great attorney to represent you, experience is certainly a big factor but so is the attorney’s commitment to their client. Meeting with an experienced and qualified Philadelphia Bankruptcy Attorney is ... Read More »

Delray Beach Bankruptcy Attorney – Maureen Gour

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For years we have assisted consumers in Delray Beach and across the country to eliminate their specific consumer debt challenges. Very rarely will someone want us to conclude that they must declare bankruptcy. However, quite often when people speak with a bankruptcy attorney to learn how a bankruptcy filing would look with their specific situation, they find that it can ... Read More »

Bankruptcy Lawyers In Baltimore, Maryland

Bankruptcy Lawyers In Baltimore Maryland

Throughout the years we have assisted a lot of clients located in Baltimore Maryland to fix their unique debt challenges. Rarely will a consumer seek out our guidance praying that we will conclude they must file for bankruptcy. Most of the time it’s the exact opposite that will be true. Individuals come to us for a strategy which will allow them ... Read More »

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