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Author Archives: Guest Post

Guest Post

Debt Settlement Advice for Debt Settlement Companies and Consumers – Part 7 – Recovery

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When consumers encounter financial difficulty, I believe it is important to review their potential solutions with the possible end results in mind. To me, the entire purpose behind debt relief intervention, is recovery. What does the consumer need to do in order to resolve their situation, so they may recover, rebuild, and become productive again? That’s the basis for every ... Read More »

Octomom the Latest to Endorse Payday Loans

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[repostus thumb=2569712 hash=8de81793c1c5e05ac067a54a2626145a title=Octomom%20the%20Latest%20to%20Endorse%20Payday%20Loans host=Credit.com short=1iztg] Read More »

Study: Payday Loans Used for Expenses, Not Emergencies

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[repostus thumb=2584759 hash=f948eb892894bd187b60668de1e8392e title=Study%3A%20Payday%20Loans%20Used%20for%20Expenses%2C%20Not%20Emergencies host=Credit.com short=1iJl8] Read More »

Debt Settlement Advice for Debt Settlement Companies and Consumers – Part 6 – How to Do Simultaneous Settlements

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One of the reasons I have been writing these articles is to shed some light to the industry about settling debt simultaneously, its reliability, and its advantages for consumers. Our evaluation process at Debt Relief A La Carte is probably more broad than the typical debt settlement approach. So, to help debt relief companies identify simultaneous options and opportunities, this ... Read More »

Facebook Founder Zuckerburg Gets 1 Percent Mortgage Rate. Nice to Be Stinking Rich.

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[repostus hash=ea85b39b0867a47d658f36c1aa499729 title=Zuckerberg%26%23039%3Bs%201%20percent%20mortgage%3A%20Why%20does%20a%20billionaire%20need%20a%20loan%3F host=The%20Christian%20Science%20Monitor short=1i9uA] Read More »

Debt Settlement Advice for Debt Settlement Companies and Consumers – Part 5 – Why Simultaneous

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Back when I was in collections, I recognized a major vulnerability to the consumer. When the consumer was represented by a debt settlement company and settling their debts one at a time, with each settlement that was made, their negotiation power was diminished. Back then, when I would negotiate with a debt settlement company, the first thing I would do ... Read More »

Tax Defense Network – ConsumerTaxReports.org Warning to Companies

ConsumerTaxReports.org/Tax Defense Network are one in the same company. Below you will find a background history on Tax Defense Network and how we at JG Tax Group have successfully stopped these two entities from what we believe to be libeling our company. Tax Defense Network has set up a website called www.consumertaxreports.org. This website claims to deliver “Real Reviews”, “Honest ... Read More »

Debt Settlement Advice for Debt Settlement Companies and Consumers – Part 4 – Settlements and Payment Plans

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As we all know, there isn’t a one size fits all debt solution. Every situation is different. However, the goal and destination is always the same. That goal is to lower your monthly obligations to an affordable level. One way to immediately lower your monthly obligations is Chapter 7 bankruptcy. However, if you are faced with the prospect of filing ... Read More »

Debt Settlement Advice for Debt Settlement Companies and Consumers – Part 3 – Families and Couples

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Debt Relief Considerations If you have a spouse or a partner, it is very important to review each of your situations separately, to ensure that you both require the proposed solution. This is true for any debt relief related situation. Meaning debt settlement, credit counseling, bankruptcy, whatever. At Debt Relief A La Carte, I see this all too often. When ... Read More »

Debt Settlement Advice for Debt Settlement Companies and Consumers – Part 2 – Debt Settlement Fees

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Part 2. Debt Settlement Fees Unlike most industries, the fees charged in the debt settlement industry, have a direct effect on the services they’re selling. I’m sure you have heard the old adage, “you pay for what you get”. Personally, I’m a firm believer in that philosophy. I’m more of quality of over quantity guy, myself. However, it is the ... Read More »

Debt Settlement Advice for Debt Settlement Companies and Consumers – Part 1 – On Time with Payments

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This is part 1 of a 7 part series covering debt settlement advice for both the debt settlement industry and consumers. Throughout this series, we will be taking an in depth view into the various aspects of debt settlement, their best practices, and their effects on consumers. Our first topic is about… Part 1. Enrolling into a Debt Settlement Program ... Read More »

The Effect of Bankruptcy on Your Mortgage.

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What most residential mortgage borrowers do not understand is the a bankruptcy only discharges personal debt. A bankruptcy will not eliminate a security interest in property. In reality, a bankruptcy discharge may have no effect whatsoever on a borrower in relation to the mortgage if the debt is a non-recourse debt. To truly understand the effect of bankruptcy discharge on ... Read More »

Debt Settlement Companies Suffer from Premature Representation

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First, I’d like to say thank you to Steve Rhode for the invitation to make a guest post. Steve, I greatly appreciate you opening up your venue. Rather than focusing on what Debt Relief A La Carte offers, I’d like to take this opportunity to discuss why. It will be much more meaningful for all. I’ve been waiting for a ... Read More »

Zombie Debt 1099 Style. And You Thought Your Old Debt Was Dead. LOL.

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THE KING OF ZOMBIE DEBT: THE 1099-C. WHAT TO DO WHEN COLLECTION CONTINUES AFTER RECEIVING A 1099-C By Gregory M. Fitzgerals, Esq. Most folks who get a 1099-C accept that it is a good news/bad news thing. The bad news is you must include the 1099-C as income on your taxes. The good news is you no longer owe the ... Read More »

Reducing Debt with a Second Job

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Reducing debt can be a difficult task, especially if you are already involved with collections. Sure the FDCPA will protect you from harassment, but who really wants to deal with that? One method to getting out of debt is to make more money…fast. Getting a second job is an effective way of doing that. While getting a second job may ... Read More »

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