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Author Archives: Guest Post

Guest Post

What Do We Do About a Dental Debt for My Full Time Student / Son

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Q: My son had is wisdom teeth removed a couple months back, he is 19 and full time college student. Well insurance did not cover what we thought it would and now there is a $1200 balance due. They are calling him stating they are going to send him to collections as he is an adult. I realize the easy ... Read More »

Saving on Pet Care

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Taking Care of Your Pet Having a pet is not cheap, so if you’re struggling to make ends meet and want a pet, please wait. Even though there are ways to cut some of your expenses down, it takes money to take care of an animal. Being frugal doesn’t mean being skipping on vet visits and buying low quality food ... Read More »

Danger! Payday Loans are a Weapon of Mass Destruction

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According to Wikipedia weapon of mass destruction (WMD) is a weapon that can kill and bring significant harm to a large numbers of humans (and other life forms) and/or cause great damage to man-made structures (e.g. buildings), natural structures (e.g. mountains), or the biosphere in general. WMD’s can harm innocent people and there’s no stopping them. Currently, I’m creating a ... Read More »

The Credit-Scoring Scam of the Century

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Are you a victim of the credit scoring scam of the century? If you have a credit card, there’s a 50/50 chance that you are. What Is the Credit Scoring Scam of the Century? About half of credit card companies use a shameful tactic to keep their competitors away from you, and this tactic hurts your ability to build a ... Read More »

Five Signs It Is a Work From Home Scam

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Everyone could use a little extra money. This is what makes those work-from-home job offers in newspapers and Internet ads so tempting; you could earn thousands of dollars a week stuffing envelopes and assembling crafts. Unfortunately, the only ones profiting off of these and most work-from-home jobs are criminals.These scammers promise riches to anyone willing to work from home for ... Read More »

Make Money Paying Your Neighbors’ Property Taxes

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Every homeowner knows the joys of paying property taxes. And unfortunately, the Great Recession has made it tough for many people to pay the bill. When a homeowner fails to pay their property taxes, a lien is placed on their home and the tax lien certificate is later auctioned off to investors. Anybody can participate in a tax lien auction ... Read More »

Our Savings for the Baby Fund

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This year we’ve kept it short because having having a dozen big goals can be stressful to keep on top of and can decrease our chance of†success. Instead for 2011, we have just 3 goals: Bump Up Our Savings for the Baby – We want to increase savings to cover baby expenses. Build Our Car Replacement Fund – We want ... Read More »

What Does Judgment Proof Mean?

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Q: What does it mean to be judgement proof, and how do I know if I am? Thank you. - Betty Reply from DebtCollectionAnswers.com: Great question Betty! Being judgment proof essentially means that you don’t own any property that could be seized or attached by creditors. If you were sued, the creditor or collector might successfully get a judgment against ... Read More »

How Much Of My Annual Pay Should I Be Saving For Retirement?

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Over the past few weeks I’ve been noticing quite a few searches coming to this site with people putting together their financial strategy for the new year, and asking one important question. How much annual pay should I be saving for retirement? It seems like a lot of folks are just unsure about how much they should be saving, and ... Read More »

Are you Sabotaging Your Financial Success? 7 Key Indicators.

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It’s not that you don’t care about your finances…it’s just that you can’t seem to get really get them reigned in, right? You start out with good intentions- †to start a budget, to start saving more, to stop the impulse shopping…but every month something seems to happen and your righteous path to financial freedom and independence is once again derailed.So, ... Read More »

Fiance’s Student Loans and Child Support Obligation

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The following guest post was contributed by Mary Reed, coauthor of Debt Collection Answers: How to Use Debt Collection Laws to Protect Your Rights. She answers questions about how debt collection laws can protect you against abusive debt collectors. If you would like to contribute a guest post, click here. Q: When I marry my fiance will I be responsible ... Read More »

When Do You Start Saving for Your Child’s College Fund?

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The following guest post was contributed by Elle from CoupleMoney If you would like to contribute a guest post, click here. Preparing for the Baby’s College Fund From time to time, I get feedback from Couple Money readers. It’s something that I enjoy and try to respond to. After my recent post on preparing the baby’s nursery, Becky emailed me ... Read More »

How to Handle Collection Calls For A Deceased Person’s Debt

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By Mary Reed and Gerri Detweiler, coauthors of Debt Collection Answers: How to Use Debt Collection Laws to Protect Your Rights Are you being contacted about a deceased person’s debt? The last thing you need when you are mourning the death of a loved one are calls from debt collectors demanding that you pay his or her past due debts. ... Read More »

NASA Will Pay You Five Thousand Dollars a Month to Stay in Bed

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The following is a guest post from The Penny Hoarder. If you would like to contribute a guest post, click here. Finally I’ll have an excuse for lying in bed all day and watching “Law & Order” marathons! The folks over at NASA are paying $5,000 per month to participants of their bed rest study. The study lasts for 87 ... Read More »

Should You Put Your Emergency Fund In Mutual Funds?

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The following guest post was contributed by Hank from Money Q&A. If you would like to contribute a guest post, click here. This question is from Jen who asks, “Should you put your emergency fund in mutual funds?” The short answer to your question is no. You should not put your emergency fund in mutual funds. Many people are hesitant ... Read More »

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