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Home > Author Archives: Jim Buttonnow

Author Archives: Jim Buttonnow

Jim Buttonnow
Jim Buttonow, CPA/CITP, is cofounder of Beyond415. He has more than 26 years of experience in IRS practice and procedure. Reach Jim at [email protected].

How to Avoid IRS Collection Action and Levies

hiding

Bob never intended for it to get this far. When he filed his return in April, he thought, “I’ll pay this off in a month or two.” Somehow, like many Americans, his good intentions fell by the wayside as other urgent financial obligations arose and his unpaid balance at the IRS remained unpaid longer than he intended it to. Of ... Read More »

IRS Offers Payment Plans to Those Having Money Troubles

IRS

If you owe the IRS taxes and you’re having a difficult time paying, you’re not alone. In 2010, 23.9 million individual taxpayers filed a tax return with a balance due. More than 20 million taxpayers paid the tax with their return, after the first IRS notice, or after receiving an extension to pay from the IRS. However, another 3.8 million ... Read More »

How Can I Find My Individual Taxpayer Identification Number? – Miriam

IRS

“Dear Jim, When I was younger my aunt got me an ITIN number from the IRS so that she could claim me as a dependent on her taxes. Now that I’m an adult is that ITIN number still valid? and if it is how do I find out what the number was? Thank you. Miriam” Don’t miss our free Get ... Read More »

I Filed Bankruptcy But Still Owe the IRS. – Wanda

Magnifying Glass - Q&A

“Dear Jim, I was audited by its in 2006. It was because the tax preparer was listing me as single when I was filing head of household I am married but my husband worked seasonal. The irs sent me a letter stating I owed them $12,000. So they took my taxes. I filed for bankruptcy I told my lawyer that ... Read More »

My Wife and I Divorced But We Both Got a 1099-C For an Old Debt. What Now? – Steven

IRS

“Dear Jim, Vehicle debt was in mine and my wife’s name. Divorced in 2009, vehicle repossessed in 2009. We both received a 1099-C for the full amount in 2013. We cannot file a joint 1099, as we are divorced. How is this handled? Do we both pay taxes on the full amount or should it be split? Would this be ... Read More »

S Corp Line of Credit Backed by SBA Resulted in 1099-C From Chase. – Amanda

process

“Dear Jim, This is apparently yet another 1099C question :) For my S-corp business, I had a line of credit with a bank that changed loan terms after three years into a fixed loan. This loan was backed by SBA. I was unable to pay the new terms (and didnt actually understand that it was going to change) and tried ... Read More »

I Didn’t File Tax Returns for 10 Years. What Do I Do Now?

afraid alone

“Dear Jim, I am embarrassed and ashamed that I’m stuck in my current situation, but in a nutshell here it is: The last time I filed a tax return was roughly ten years ago. Prior to that, I had an amazing job, owned my home, and was moving toward getting married. Then everything fell apart. I lost my job due ... Read More »

My Girlfriend Did Not File Her Taxes for Many Years. The IRS is Not Happy. – Brian

IRS

“Dear Jim, My girlfriend has not filed taxes for 2004-2011. When she filed for 2012, the IRS seized her refund and sent her a letter stating it was applied to previous tax debt. She has spoken to the IRS and they have determined she owes $80,000 for 2004-2007 but have given her 30 days to file returns for those years ... Read More »

I Was Taken by a Tax Preparer That Was Not Legit. – Lucretia

IRS

“Dear Jim, I let a lady that I was told was a legit tax preparer. She filed my taxes for the past five years or so, as of last year the IRS states that I owe over $10k for not reporting my rental income 1099 I guess. I was told by my tax preparer that I did not have to ... Read More »

How Do I Know if I Qualify as an Innocent Spouse for the IRS? – Mindie

IRS

“Dear Jim, About 3 or so years ago, my husband was hit by a car while riding his motorcycle. He was not wearing a helmet, and sustained a brain injury, leaving him with short term memory loss, and various issues with his ability to comprehend things. Prior to the accident, he had lost his job of nearly 16 years, and ... Read More »

How Do I Know if I Qualify for IRS Injured Spouse Status? – Caroline

IRS

“Dear Jim, I need to know if I qualify for an “Injured Spouse” form. Here is the situation: Me and my spouse got married when he was still in the navy. He then went AWOL for some years because I got pregnant, had the baby, and we did not have anyone to babysit her. He went AWOL to be the ... Read More »

Military Spouse Annuitant Gets SBP With DIC and SSIA

Writing Q&A, Questions and Answers on a blackboard.

“Dear Jim, Military spouse annuitant account. Receives SBP with a DIC offset also SSIA. Where do I report this income? Mike” Don’t miss our free Get Out of Debt – “How To” Guide Series on a number of topics, for loads of practical advice, tips, and help to beat back debt. – Click Here The Answer Hi Mike: I do ... Read More »

I Receive a 1099 for a Forgiven Student Loan. How Do I Pay the Taxes? – John

IRS

“Dear Jim, Parent plus loan forgiven in Permeant disability. Received 1099C for $53,000 Loan amount and $33,000 in Interest. How does one pay the taxes when the only income is SS Disability. John” Don’t miss our free Get Out of Debt – “How To” Guide Series on a number of topics, for loads of practical advice, tips, and help to ... Read More »

My Husband Committed Suicide and Left Me With IRS Debt. – Kathy

IRS

“Dear Jim, I’m dealing with a situation where I was married for 11 years. It was a very abusive marriage. To make a long story short, he committed suicide, since then the IRS has been hounding me, garnishing my wages and threatening holds on my bank account as they have made me liable for all of his back taxes, which ... Read More »

Can I Be On Two Different Payment Plans With the IRS? – Mary

justball-144x125

“Dear Jim, Currently on a payment agreement with the irs for one year, with payments being $25.00 a month. I’m not employed, but I am seeking employment. Most likely my next employment will be of minimum wage. I have nothing, no properties, cars, nor any type of valuables. The due amount is about $16,000. For taxes of Yr 2010. I ... Read More »

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