Latest Posts
Home > Author Archives: Jon Emge (page 2)

Author Archives: Jon Emge

Jon Emge

How Can I Restructure My Debt in the UAE. My Bank is Threatening to Call the Police.

Writing Q&A, Questions and Answers on a blackboard.

“Dear Jon, I had an issue with my bank in November 2011 to whom im transfering my salary as i have a personal loan when they accused me that i have an unpaid credit card from 2009. i had a card in 2009 and repaid it all, but lost the clearance letter. so the bank took my salary for 2 ... Read More »

I’m a U.S. Citizen Living in the UK. If I File Bankruptcy in the U.S. Will it Hurt Me in the UK? – Amanda

teacher

“Dear Jon, I am a US citizen living in the UK for 4 yrs. I have no intention of returning to live in the US, and plan on applying for citizenship here. I have been paying 3 credit cards, a credit union car loan and a student loan in the US for the last 4 yrs. i have recently lost ... Read More »

I Moved to the UK From Canada But Left Debt Behind. – Anna

canada

“Dear Jon, I moved to the uk from Canada to work. lived there for nine years. year and half ago dad died suddenly and moved back to Canada to help support mom. I want to go back to the uk to just visit friends for two weeks. when I arrive is there any chance custome/immigration will stop me from entering ... Read More »

I Left Dubai With Debt But Will Return. Will I Be Arrested? – Nepail

UAE

“Dear Jon, I left dubai for almost 3 years now and failed to come back and now i have a new job offer again in gulf country wanted to go back but i am worried i might have problems with my entry? Please can you confirm if a person having bank loan and credit card unpaid issues in UAE can ... Read More »

I Had to Leave Debt in the UK to Return to India. – Purvi

uk

“Dear Jon, I am an Indian who lived in UK for close to 6 and a half years. I was a student initially and then worked on a post study work visa for 2 years. I have lived my life in UK, with dignity and respect in all these years. In june 2012, I had to return back to India ... Read More »

I Completed My Degree at the University of Hull UK But Still Owe Tuition. – Joan

uk

“Dear Jon, I completed my Masters degree last year September 2012 at the University of Hull. I still owe tuition fee in £3597.02. I am meant to graduate in Jan of 2013 but I contacted the Uni that I would not be able to pay before then and that my graduation be postponed till July of 2013 when i would ... Read More »

Will Debt Collectors Chase Me to India for My UK Debt? – Zampya

uk

“Dear Jon, I left uk in emergency. Now in India. Had 2 iPad and 2 phone contacts in uk. Taken recently. Trying for fresh visa which I am not getting and not enough money to pay off the contarct with 3. What should I do.? I have decided not to come back to uk again. But may come as a ... Read More »

Will I Be Denied Entry Into the UK Because of an Old Debt? – Vishnu

uk

“Dear Jon, I’m an international student from India and was pursuing my under graduation from Cambridge. As soon as I graduated( April 2012) I had to leave the U.K in a bit of a rush as one of my family members passed away. Late during 2011 I had taken a loan from the money shop of £200 which I kept ... Read More »

I Can’t Make My Payments and Creditors Want it All? – Bridget

Financing a budget

“Dear Jon, I have 4,900 in credit card debt and all my cards have been turned over to collection. I am doing the best i can, but they are not letting me do payments they demand the full amount or they can split the full amount in to 4 payments. I can only pay about 100 each month to get ... Read More »

How Do I Deal With a Loan Taken Out in Poland When The Person Ran to the UK? – Kasia

poland

“Dear Jon, I am wondering if there is a way to repay debt which was taken out in Poland and person who has borrowed the money run away and currently is living in England. Is there any way to get money back? Kasia” Don’t miss our free Get Out of Debt – “How To” Guide Series on a number of ... Read More »

Can My UK Lender Repossess My Car Even Though the Guarantor and Log Book Are Not in My Name? – Roy

uk

“Dear Jon, One family member is Guarantor for a 5 yr car finance deal for my sister, but the log book is in my sister’s name, there is one more year to pay the finance off, but the Guarantor has got into financial difficulty, possible Bankrupcy at the next stage, my sister is worried that the car will be re-possessed ... Read More »

I’ve Been Jailed Because of My Debts in Dubai. – Maniraj

dubai

“Dear Jon, I was working in a good company in Dubai and took a personal loan and had a credit card from the bank.suddenly during the 2008 recession my company dealing with construction industry had to down size as a result i lost my job i had just taken the loan and managed to pay inspite of the job loss ... Read More »

Can the Creditors Extend Our IVA Even if We Have No Equity in Our House? – Ken

3D Iva button block cube text

“Dear Jon, My wife and I are in an IVA and have made all the payments for the last six years. We have no equity in our house at this point. Can the creditors extend the Individual Voluntary Arrangement to eight years to make up for the lack of equity in our house? Ken” Don’t miss our free Get Out ... Read More »

Will I Be Arrested at the Bahrain International Airport Because of My Past Debt? – Raffi

Bahrain Airport

“Dear Jon, i left sharjah in june 2011. and i have 3 cridit cards outstanding , all are less then 40k.aed. i left sharjah , uae in 2011 june with 3 cridit cards outstanding. know i got an offer in Saudi Arab , and they are calling me to an interview in Bahrain. if i go to Bahrain is there ... Read More »

I Was a Student in Dubai and Now I’m Being Threatened by Debt Collectors. – Haima

dubai

“Dear Jon, I was a student in a university in dubai.When I opened an account for fee transfers with Emirates bank, they forced me to take a credit card with 4000 limit and 0% interest for 6 months and free for life they said.I took that and seldom used.Total used is less than 3000.I paid more than minimum every month.once ... Read More »

Get My FREE Get Out of Debt Guy Newsletter

It is the smart thing to do.

I promise to keep your email safe and secure.

Close

I want to keep you posted each weekday with just one email about the latest get out of debt news, scam alerts and information to beat back debt.

You can unsubscribe at any time with just one click.

After you subscribe, check your email to confirm your subscription. If the confirmation email does not appear in your inbox in a few minutes, check your spam folder for it. Sometimes it likes to annoyingly hide there.


  • It will keep you posted on the latest scams.
  • You will be alerted to the latest articles.
  • You will wind up smarter than everyone else dealing with debt.