Latest Posts
Home > Author Archives: Jon Emge (page 7)

Author Archives: Jon Emge

Jon Emge

Can I Go Bankrupt in the UK Instead of Germany? – Eward

justball-144x125

“Dear Jon, Lived in Germany and had business which is goinging into bankruptcy next week owing 400.000 Eur. There are taxes and social costs outstanding and I will be liable for them so I will be forced into personal bankruptcy my lawyer says. I own a house jointly with my wife in Germany which has a mortgage and little equity. ... Read More »

I Owe Some UK Banks But Now I Live in Bangladesh. – Anondo

justball-144x125

“Dear Jon, I have some uk bank creditcards (£3500) and loan £6000. due to unavoida ble circumstances I have to go back to Bangladesh soon and i am not in a position to pay off the debt. i am out of money at the moment. I would like to know whether bank and other credit card companies chase me in ... Read More »

Should I File a Debt Relief Order to Get Rid of My UK Debt? – Marlene

justball-144x125

“Dear Jon, Am in debt and creditors are calling and writing. I am going to file for a debt relief order. I am not working at the moment as I am my mothers carer. She will be going into a home and i need to know after I have filed the dro, can i get out and start work again. ... Read More »

Express Insurance in the UK is Being Aggressive With Me. I Want Out. – Maria

justball-144x125

“Dear Jon, Im insured with express insurance UK and did it online am trying to cancel my car insurance after trying to transfer my original insurance to another similar vehicle but being told that i was up for 75 quid for the admin fee and another 198 quid for the extension cost .i arranged the policy online and have signed ... Read More »

I’m in an IVA With Debt Free Direct in the UK But Have Concerns. – Richard

justball-144x125

“Dear Jon, I am in an IVA. I have an equity release clause as follows: ‘After month 54 of the arrangment the Supervisor will obtain a professional valuation of the property. The debtor will then obtain two remortgage quotes from reputable brokers/lenders to satisfy the Supervisor that the equity realisation is the maximum achievable. The property shall be re-mortgaged to ... Read More »

I’m in India But Left the UK With Debt in 2012. Can I Come Back to the UK? – Khan

justball-144x125

“Dear Jon, I came to UK as student in 2010 and left in march 2012 as I have finished my PGD. I was decided to apply for Masters course but could not my family shifts from Pakistan to India because facing of prosecution. I came to India to join my family and we got our nationality in six months as ... Read More »

I Left the UK and My Debt Behind and Moved to New Zealand. Now I Want to Return. – Maria

justball-144x125

“Dear Jon, I left the UK to emigrate to New Zealand nearly 6 years ago. I am a uk citizen by birth. I left with debt in the uk and although initially continued paying this, due to financial reasons it became too difficult to manage this debt and set up the new life in NZ. We are considering returning to ... Read More »

I’m Terrified About How to Deal With My UK Debt. – Kimberley

justball-144x125

“Dear Jon, so when i turned 18 6 years ago i decided i was gonna get out catalogues, phone contracts, an overdraft and bought a computer on credit. i was working at the time anf so i could afford it and loved the fact i was buying things on credit. So i got all of these things on credit and ... Read More »

A UK Collection Agent is Contacting Me About My Dubai Debt. – Michael

justball-144x125

“Dear Jon, Like thousands of other people i ran away from my responsibility’s when things started to get tough in Dubai. I bought an apartment in Dubai but foolishly i took out a personal loan from a Dubai bank for the deposit (£20,000) Then the work started to dry up and i lost my job after 5 years. So i ... Read More »

I Moved Back to the UK From Greece and Have All Sorts of Debt. – Julie

justball-144x125

“Dear Jon, I left the UK to live in Greece in Oct 2008 during a severe mid life crisis. I left existing debt of around £20k and used credit cards whilst in Greece to the tune of around £10/15k. I previously had an unblemished credit history for about 20 years. I returned to the UK due to Greece’s financial meltdown ... Read More »

Will I Be in Trouble When I Try to Get Into the UK Because of My Debt? – Samad

justball-144x125

“Dear Jon, I’m british citizen and was on repayment plane with gragory pennington. due to family problem i had to come home in aug 2011 and couldn’t pay the instalments and mobile phone bills for more then a year. got few parking tickets my question is will I be in trouble in airport when I come to uk? & what’s ... Read More »

My UK Payday Loan Lenders Don’t Understand I Suffer from Depression and Post Traumatic Stress. – Trudi

justball-144x125

“Dear Jon, Im in debt with payday loans i have 4 totaling 1250 pound. also 3 credit cards totaling 750 pound and 2 catalogues owing 1200pound and can’t afford to pay them. i suffer from depression and post traumatic stres . they keep showing me i don’t feel able to tell my husband i feel so guilty i was off ... Read More »

I Went to Study in the U.S. But Now Back in the UK and Left Debt Behind. What Can I Do? – Greg

justball-144x125

“Dear Jon, Non US-citizen (EU citizen), entered the US under a 5 year student visa in 2008. Left the US after 3 years, however left the US with a credit card debt of around $3,000 and an unpaid college bill of around $3,000, so a total debt of around $6,000. The credit card debt is with a popular bank in ... Read More »

Can I Bring My Wife Into the UK if I File Bankruptcy? – Tom

justball-144x125

“Dear Jon, i have financial problem since 2008.owed over 32000 from credit cards and different creditors. went on repayment plane for 3 years.since last year i couldn’t pay the instalments, my question is if I declare my self bankrupt can i own a car ? how long the bancrupcy remain?and how does its effect my life? can i bring my ... Read More »

I Left London and Moved Out of the UK But My Roommate Never Paid the Rent. – Liliana

justball-144x125

“Dear Jon, I was living in london for a year, after I came back to my country, I knew that my room mate never paid the rent to our land lord, i was in the warranty´s papers How I can know if i am in a list for debtors in London??? Liliana” Don’t miss our free Get Out of Debt ... Read More »

Get My FREE Get Out of Debt Guy Newsletter

It is the smart thing to do.

I promise to keep your email safe and secure.

Close

I want to keep you posted each weekday with just one email about the latest get out of debt news, scam alerts and information to beat back debt.

You can unsubscribe at any time with just one click.

After you subscribe, check your email to confirm your subscription. If the confirmation email does not appear in your inbox in a few minutes, check your spam folder for it. Sometimes it likes to annoyingly hide there.


  • It will keep you posted on the latest scams.
  • You will be alerted to the latest articles.
  • You will wind up smarter than everyone else dealing with debt.