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Home > Author Archives: Jon Emge (page 9)

Author Archives: Jon Emge

Jon Emge

UK Company Took Our Passports And Setup Bank Accounts for Me. – Tom

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“Dear Jon, I lived in the UK for a couple of years since 2006. I went there with a few other people with the help of an agent, who was supposed to help us get settled. They collected our passports, set up bank accounts for us, rented houses etc. After my return I found out all of the others sooner ... Read More »

I Left the UK With Debt and Now Live in Portugal. – Steve

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“Dear Jon, I left the UK in 2001 with approximately 20,000 of combined debt. 6,000 of this was a student loan, plus a bank loan and overdraft. I have been in Portugal ever since, living, working and behaving far more responsibly but ironically have a partner who has now been offered a brilliant job in the UK. I am interested ... Read More »

I Was in a Severe Abusive Controlling Relationship That Has Left Me In Financial Ruin. – Tammy

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“Dear Jon, I was in a severe controlling relationship, through abuse, infidelity and financial ruins. My husband and I separated and divorced, and we went from a mutual agreement to share our enormous debt, to me stuck with everything that even a court order can’t protect me from. My credit is beyond destroyed, and I am pleading with RBC legal ... Read More »

I’m in the UK And in IVA But Wonder if Actually Filing Bankruptcy Would Be Better. – Sarah

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“Dear Jon, Up until april this year I was a director of my own company with my husband. In april we decided that after 7 years of trading we could not carry on trading, a lot of the debts were in my personal name and I was being hounded by the creditors, I now have my iva approved but I ... Read More »

My Parents Just Filed Bankruptcy But Some Guy Keeps Coming to Their Door Claiming to Be From Capital One. – Monique

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“Dear Jon, I am contacting you because of my parents. They are in their 60s and late 70s. Our lawyer just filed their credit bankruptcy after a long waiting period. The issue we are having is that some guy keeps coming by our apartment looking for them claiming to be from Capital One now each time he has never shown ... Read More »

What Can We Do About Threats From Ford Motor Credit? – Marvin

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“Dear Jon, My wife and I have been struggling to pay bills due to her employment situation. She has been unemployed and currently works part time. Ou home have been modified and we just is barely making ends. We were excellent customers with Ford Credit until she lost her job. The account manager have been harassing us calling my wife ... Read More »

I’m Very Unhappy With American Web Loan. – Wendy

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“Dear Jon, In was approved for a loan with American Web loan and I must admit now that I think about I remember hearing “Buyer beware”. I didn’t research or look at the terms. It was a difficult time I had to pay the taxes on my parents home. Well five payments later. I’m trying to get out of this. ... Read More »

I Was Working in the UAE But Medical Issues Caused Me to Stop Paying. – Gijo

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“Dear Jon, I was working in UAE for 2 years from 2007 to 2009 and i left uae without cancelling my visa and i had credit card and bank loan. I got another job in GCC soon and i was repaying loan and creditcard. Suddenly my baby had some medical issues and my repayment stopped. Loan was 21000.00 and credit ... Read More »

I Want to Come Back to the UK But I Left Debt There. – Klair

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“Dear Jon, I have some debts in UK (around 5K). It has been 2.5 years, Since i have moved from UK to my home country due to some family reasons. since then i never heard of anything from any of my creditors in my home country. Now i want to come back to UK again, and i want to review ... Read More »

I Moved From the UK. Can I Still Get a UK DRO Debt Relief Order? – Erin

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“Dear Jon, I moved from the UK to the US in January 2012 with UK debts. I lived in the UK for 14 years and plan to now resettle in the USA. Having sought advice on my sitution, I seem to qualify for a DRO based on my financials, but am ensure about the residency requirements? Your article on DROs ... Read More »

I Moved Out of the UK and Left Debt Behind. Will I Be Caught at the Border? – Franck

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“Dear Jon, 7 years ago, I left an overdraft of 1500 pounds and roughly 500 pounds on my credit card. I moved abroad and worked in different countries. I never heard anything from the bank. The only time I heard from them was the first months after leaving, they were leaving vocal message on my UK phone. I have an ... Read More »

Payplan UK Said My DMP Would Be Over in 6 Years. It’s Not. – Gail

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“Dear Jon, been paying off all our debts with a DMP with payplan, for the last 6 years! From January this year it said may 2012 would be are last payment, we got to may and the said june would be are last payment, I received an email yesterday saying are last payment will now be august! I have just ... Read More »

I’m Looking to Get a Debt Relief Order to Deal with My UK Debt. Will I Qualify for a DRO?

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“Dear Jon, I am looking to get a DRO. Currently I have 3 credit cards, Overdraft, loan and Hire purchase agreement on a car. Credit card debt totals £3200 Loan £1250 Overdraft £1500 Outstanding amount on HP £5000 Total £10950 I have had a major cutback in hours at work, so no longer able to service my debts. I am ... Read More »

I’m a Struggling Musician That is Drowning in Medical Debt. – Danika

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“Dear Jon, I am paying off my student loans, about 8,000. BUT after that, I am considering to file BANKRUPTCY for my more than 20,000 (and growing of medical debt). I do not have any other kind of debt. No outstanding credit cards, or the such. I have a good standing and three months of living in my local credit ... Read More »

Can I Get Into the UK if I Have An Old Debt There? – Manish

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“Dear Jon, my name is manish.i have lived in UK for 5 years and have some debts.i have come back to my home country because my student visa was running out..it has been 2 years since i have come back from UK. can i travel back to UK, if i had some old UK debts?is UK immigration relate to my ... Read More »

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