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Author Archives: Steve Rhode

Steve Rhode
Steve Rhode is the Get Out of Debt Guy and has been helping good people with bad debt problems since 1994. You can learn more about Steve, here.

The Scott Law Group Adds Lexxiom and The Iniguez Law Firm to List

law books narrow

The Scott Law Group out of Washington State has added two new companies to their list of companies they are pursuing. According to tracking, the firm added Lexxiom, Inc. and The Iniguez Law Firm, PC to their list here on April 17. Get Out of Debt Guy – Twitter, G+, Facebook I can always use your help. If you have ... Read More »

Consumer Rights Help Center – Consumer Complaint – April 21, 2014

customer service feedback

Consumer Statement: My husband and I have been scammed by a company in California named CR Help center: www.crhelpcenter.com. The owners name is Scott Brown in Temecula CA. They took money up front for a loan mod. They say in their contract that the money is collected after the work is done. This is a lie. Their number is 855-399-9630. ... Read More »

How Do I Deal With This Old Debt from the Collection Agency? – Tai

credit good narrow

“Dear Steve, A collection agency is reporting that I opened a credit card in 2011. I was actually totally unable to get credit by 2011 because in graduate school I became unemployed and had some serious financial problems. I think this is a debt from 2004. Is there anything I can do about this? Thanks in advance. I am trying ... Read More »

Free Student Loan Money for Veterinarians

Young female vet examining dog by stethoscope at pets' clinic.

The National Institute of Food and Agriculture, USDA, has announced there is money available in fiscal year 2014 for their Veterinary Medicine Loan Program (VMLRP). Veterinarians eligible must serve in two ares: (1) geographical areas that the USDA Secretary determines have a shortage of veterinarians; and (2) areas of veterinary practice that the Secretary determines have a shortage of veterinarians, ... Read More »

Credance Law Group – Consumer Complaint – April 16, 2014

customer service feedback

Consumer Statement: I was scammed by credence law group we paid them $3500 to get a loan modification on our mortgage they have not done anything to help us at all they took our money and we get no response from anyone at all. we want our money back but cant contact anyone they are not there. Consumer Action Taken: ... Read More »

Crazy Times for Legal Helpers and Macey Bankruptcy Law

Women fighting

Old dogs in the debt relief field will instantly recognize the names Legal Helpers and Macey Bankruptcy Law from the debt settlement heyday. A tipster (send in your tips here) brought to my attention that Macey Bankruptcy Law, Macey & Aleman, Legal Helpers, and Jacoby & Meyers Bankruptcy were all named in an involuntary bankruptcy filing by a handful of ... Read More »

Reader Sends n Student Loan Relief Group Mailer That Concerns Her

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An amazing reader FTC Investigator sent in a new debt relief mailer through my I Buy Junk Mail program. The reader said this about the submission: “This is a very misleading letter as it states that I am eligible for the student loan reform act. It implies that there is some sort of government program that I have been pre-qualified ... Read More »

Things Wrapping Up in Lloyd Ward, Lloyd Regner, and ABC Debt Relief Case

Money and book

Back in 2010 a bunch of debt settlement employees filed suit against ABC Debt Relief, The Debt Answer, Lloyd Ward, Lloyd Ward & Associates, and Lloyd Regner for wages owed. You can read more about that suit and its X-rated allegations, here. According to files just sent to me by a tipster (send in your tips here), the case has ... Read More »

Scott Law Group Adds Financial Solutions Legal Center

begging

The law firm Scott Law Group out of Washington has added another debt relief company to their list of targets. Lynch Financial Services, Inc, which is also doing business as Financial Solutions Legal Center was recently added to the growing member list. How the Scott Law Group finds all these companies is beyond me. Get Out of Debt Guy – ... Read More »

Bank of America to Pay $727 Million for Illegal Credit Card Practices

Happy people celebrating with money raining

The Consumer Financial Protection Bureau (CFPB) has ordered Bank of America, N.A. and FIA Card Services, N.A. to provide an estimated $727 million in relief to consumers harmed by practices related to credit card add-on products. Roughly 1.4 million consumers were affected by Bank of America’s deceptive marketing of their add-on products. Bank of America also illegally charged approximately 1.9 ... Read More »

Debt Settlement Exec Pleads Guilty to Criminal Charges and Looks at Jail

mans hands behind bars in jail or prison

A former attorney and day-to-day controller of a New York based debt settlement company pled guilty to criminal charges on Tuesday. Michael Levitis faces up to 10 years behind prison for ripping off consumers with his Mission Settlement Agency, and Alpha Debt Settlement. The United States of America pursued Levitis for mail fraud and wire fraud as part of the ... Read More »

Unsecured Consumer Debt Continues to Fall. Bad for Debt Relief Companies.

Dollar Bank Note Downward Trend Arrow

Another month has passed and the Federal Reserve has updated their latest stats. As predicted, the level of consumer debt fell in February at an annual rate of 3.4 percent. Unsecured debt has been the bread and butter of debt relief, debt settlement, and credit counseling companies and while the population grows and unsecured shrinks it puts significantly more pressure ... Read More »

Auto Purchase Goes Wrong and Leaves Widow Holding a Big Mysterious Debt

car loan

In North Carolina a case is meandering it’s way through the courts regarding the purchase of a Jeep and the resulting financial quagmire. If you have some free time to work your way through the document filed, you will wind up scratching your head. It’s confusing enough the consumer is named Hester and the car dealership was Vester but keep ... Read More »

Do Debt Relief Companies Violate the Fair Debt Collections Practices Act?

surprise

For some time the esoteric argument of debt relief companies putting debt outside the statute of limitations in a credit counseling or debt settlement program, has been bantered about. But a recent twist to this otherwise academic discussion has put a new emphasis on this issue. A Seventh Circuit court opinion found that debt collectors’ letters to consumers offering to ... Read More »

Department of Education Wants to Make Schools Accountable for Cost

Feedback

The Department of Education is proposing new rules tomorrow that would make for-profit colleges, universities and schools be more responsible for the education and cost of that education provided to students in programs which prepare student for gainful employment. The government is concerned a number of these postsecondary educational programs are neither accountable nor transparent to students enrolling in these ... Read More »