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Author Archives: Steve Rhode

Steve Rhode
Steve Rhode is the Get Out of Debt Guy and has been helping good people with bad debt problems since 1994. You can learn more about Steve, here.

American Debt Mediators Sends New Offer to Consumers

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Not that long ago I reviewed an offer sent to a consumer from American Debt Mediators. You can see that offer here and the points I felt were misleading in the offer mailed and their website. But an amazing reader just sent in a new debt relief mailer through my I Buy Junk Mail program. The Envelope Sent from Santa ... Read More »

How Not to Ask for Money

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“I need some money.” Villiams! Big Hug! Get Out of Debt Guy – Twitter, G+, Facebook Read More »

How Bad Guys Use Google as a Weapon to Silence Journalists and Investigative Reporters and How You Can Fight Back

But the difference is reporting is based on verifiable facts and truthful. The attacks that target journalists, like myself, are based on lies.

This article is going to revel a lot of secrets that bad guys use to silence investigative reporters like myself. But these tricks are already being used now by some and unless we can talk openly about these issues they will only get worse and more reporters and bloggers will find themselves silenced by bad people who don’t like what ... Read More »

The National Distressed Asset Relief Program Mailer. LOL. OMG.

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Just in, a mailer sent out to consumers for The National Distressed Asset Relief Program with it’s live not a reach check attachment. An amazing reader pplschmp send in a new debt relief mailer through my I Buy Junk Mail program. The Guts Sometimes these mailers make me laugh out loud. They are so ridiculous. But this one had me ... Read More »

FTC Goes After More in Alleged Credit Card Interest Rate Reduction Scam

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The Federal Trade Commission continued its crackdown on credit card rate reduction scams by adding eight new defendants to a case the agency brought last year, including a payment processor it alleges assisted in the fraud. The FTC filed an amended complaint against the defendants behind the firm Treasure Your Success (TYS), which allegedly made deceptive “cardholder services” robocalls, promising ... Read More »

Fresh Start Legal Advocates. Who Are They? And Then It Gets Weird.

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An interaction yesterday with a Kevin Jackson from Thomassen Law Group (if that is even a real entity) sparked my interest in Fresh Start Legal Advocates. Kevin referred to the party identified on the post card sent to consumers as “Fresh Start” and appears to indicate they are an affiliate or lead generator for Thomassen Law Group (I’m still unable ... Read More »

Debt Reduction Department Mailer Promises Underwriting and Approval

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I have a mailer in from of me that was sent from an entity who describes themselves with an extremely generic name, Debt Reduction Department. An amazing reader Kiwi101 send in a new debt relief mailer through my I Buy Junk Mail program. The mailer says the company is located at: Debt Reduction Department PO Box 4668 #66587 New York, ... Read More »

American Debt Mediators Debt Relief Offer, Reviewed

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A reader sent in a copy of a mailer they got from American Debt Mediators. They said ADM is allegedly charging the first three months in fees. If true it looks like American Debt Mediators is using an attempted catalog by mail loophole to avoid the Telemarketing Sales Rules. The letter appears to be an offer for debt settlement services ... Read More »

Foreclosure Advisers – Let’s Play Do They Comply

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A reader sent in a screen shot of a webpage that uses the American flag and the picture of President Obama to essentially sell foreclosure assistance services. It’s been a while since we played “Do They Comply” where readers leave comments if they think the advertisement does or does not comply with regulations. This page is for Foreclosure Advisers, foreclosureadvisers.com, ... Read More »

Thomassen Law Group Generic Debt Relief Postcard Sent in For Review

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An amazing reader Tissa send in a new debt relief mailer through my I Buy Junk Mail program. The mailer from “Fresh Start Legal Advocates” was sent from postal permit 1297 in Sacramento, California. The same as another mailer I just covered, here. But I’m not sure if Thomassen Law Group is embarrassed to use their name on the postcard ... Read More »

Disturbing Wise Debt Relief Mailer Signed by David Hall / Indemnification & Disbursement Division

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An amazing reader Kiwi101 send in a new debt relief mailer through my I Buy Junk Mail program. This one is VERY Interesting because is uses the logos of American Express, Discover, MasterCard, and Visa to sell what appears to be a debt settlement program. The mailer does not easily identify who the company is behind the mailer. While the ... Read More »

Student Loan Assistance Report Out. Shows Danger of Such Programs.

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The National Consumer Law Center has just released their latest report. This one is all about student loan assistance programs. While I have been reporting about this new debt relief solution, the NCLC report goes into more detail. I was happy to see they referenced a number of the articles I’ve written in the footnotes. The report is titled “SEARCHING ... Read More »

Credit One Bank Platinum Visa Offer Review

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Thanks to an awesome reader, Almost Debt Free in Seattle, I have received the following credit offer to review as part of my I Buy Junk Mail program. This offer is from Credit One Bank for a Platinum Visa card to build a “solid credit history.” These type of major credit cards that report to the credit bureaus are a ... Read More »

The Growing Impossibility of Affordable Student Loans

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Student loan debt is an impossible crisis that is the result of the divergence of society assumptions and affordability. The chart below clearly shows how the cost of both a public and private college education, while assumed to be the path to success, is becoming out of reach. The chart shows the inflation adjusted increases in costs and as you ... Read More »

If You Don’t Like It, Get the F Out. Australian Chief of Army is a Bad Ass Who Protects Women.

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Now that some clear leadership from the Australia’s Chief of Army Lieutenant General David Morrison about people in the Australian Army that would demean women. I’d love to see a similar message from the U.S. military on the issue of military sexual abuse and rape. Maybe we can get this guy to drop by the Pentagon and share his message ... Read More »

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