Latest Posts
Home > Author Archives: Steve Rhode (page 40)

Author Archives: Steve Rhode

Steve Rhode
Steve Rhode is the Get Out of Debt Guy and has been helping good people with bad debt problems since 1994. You can learn more about Steve, here.

Krystal International Vacation Club Turned Out to be a Fraud. – Norma

yikes exclamation

“Dear Steve, I signed a contract with Krystal International Vacation Club that was supposed to be an investment according to them but it turned out to be a fraud. I gave a down payment of 13,400. I was supposed to give monthly payments of 773.00 x 60mths. They promised to deposit 21,000 usd / year for the next five years ... Read More »

Is the Sallie Mae Class Action Lawsuit a Scam or Will I Get Money? – Vicki

single mom

“Dear Steve, I have student loans with Sallie Mae and was notified of a Class Action suit against them because of excessice cell phone calls to customers. I have my student loans with Sallie Mae (which are current and in good status) but was notified last year of a Class Action suit against them (Arthur et Al.v Sallie Mae). I ... Read More »

A Law Firm Says They Can Protect Me When I Settle My Debt. – Sherrie

Woman Whispers a Secret

“Dear Steve, I received settlement offers from my creditors. How do I ensure that they do not sell my account to another party for collections after receiving the settlement? I was told by a debt counselor working with a local law firm that I could settle my accounts on my own, but creditors have been known to then sell the ... Read More »

How to Discharge Your Student Loans if You Are in the Military, Police, or Teacher

How-To

More and more at GetOutOfDebt.org we are getting questions about how to get your student loans eliminated, forgiven, or discharged if you are in or served in the military, police officer, teacher, librarian, or other public service employee. It is absurdly ironic that members of the military can go into harms way, fight in combat and yet return back home ... Read More »

Can the Original Creditor and Debt Collector Report the Same Account Twice on My Credit Report? – John

money

“Dear Steve, Can the original debt grantor continue to report your debt to credit bureau’s after they have turned the debt over to a collection law firm. They show one balance the debt grantor and the collection company shows a larger balance. John” Don’t miss our free Get Out of Debt – “How To” Guide Series on a number of ... Read More »

Would My Bankruptcy Have Any Impact on My Medicare or Medigap Insurance? – Lee

Medicare Card

“Dear Steve, I have medicare & medicare gap coverage. Have filed for bankruptcy & discharged. If I were to mention to them I had filed, (just in case). Would that have an impact on my gap premium. In other words, how do they look at it. That you’re debt free & have extra money or otherwise. Because if I were ... Read More »

Can My UK Debt Follow Me Back to the U.S. and Hurt My Credit? – Kelly

uk

“Dear Steve, I was living in the UK for 6 years and have a loan there with HSBC for approx 3000 gbp. I am now living back in the US and have no plans to ever live in the UK again. Can this debt follow me to the US and affect my US credit rating? Kelly” Don’t miss our free ... Read More »

My Son Put My Name on His Law School Student Loans Without Telling Me. – Mark

ID Theft or Stolen Identity

“Dear Steve, My son co-signed my name on his student loans for law school. I did not know that he signed my name on the student loans. In March of 2013, I started receiving calls from a collection agency asking if I could make a payment on these loans. I was never notified before this that I was co-signed on ... Read More »

How Can We Go About Selling Our Timeshare Without Getting Scammed? – Lisa

money down the drain

“Hello again Steve. I have another question. My husband and I own a timeshare with Shell Vacation Club. It was paid off in January of this year. The monthly maintenance fees are $74. We don’t use the timeshare that much and we are considering selling the timeshare. I’ve heard its very difficult to sell timeshares and that there are a ... Read More »

In Our Divorce My Ex-Husband Was to Pay Half of My Credit Card Bills But He’s Filing for Bankruptcy. – Becky

qa7

“Dear Steve, Credit cards that are in my name only. My ex husband was ordered to pay half of my credit card bills… they are all in my name only… he did not pay so I took him back to court and they held him contempt and ordered him to pay a certainty amount each month until they are paid. ... Read More »

Should We Consolidate Our Mortgage and HELOC With American Bank Mortgage Company? – Lisa

In God We Trust

“Dear Steve, I have a first mortgage with Chase bank it is -$84,000. I also have a heloc with Chase bank it is $114,000. The heloc is interest only. The interest rate on my first mortgage is 4.5% fixed for 12 years. The heloc interest rate is 2.4%. I pay a total of $924 per month on these two loans. ... Read More »

Is Motor Club of America MCA a Scam or Not? Should I Join? – Colin

detective

“Dear Steve, I am trying to make income online unsure about opportunity if they are legit. So is MCA a scam? you wrote an article saying it was but then it appears other people backed up information to prove it was legit so what is the verdict? and do you know anything about ultimate cycler? I have people who have ... Read More »

Is NuVision Relief Center a Legitimate Company?

puzzled looking little boy looking to the left

“Dear Steve, Is NuVision Relief Center a scam or is it a legitimate company to work with for a loan modification?” Don’t miss our free Get Out of Debt – “How To” Guide Series on a number of topics, for loads of practical advice, tips, and help to beat back debt. – Click Here The Answer Whenever I get questions ... Read More »

NuVision Relief Center – Scam, Complaint, Review, or Praise?

Feedback

Please share your experience with this debt relief company and provide your review and feedback, in the comments section below. The goal of this page is to allow people to share information that may be important to help others to make a more informed decision regarding their experience with this debt relief company. Here are some potential questions you might ... Read More »

Was Going to File Bankruptcy But My Father Died Leaving Me Some Money. – Brenda

Decision time

“Dear Steve, I have 4 credit cards totaling $29,000. Need more reasonable payments and lower interest rate. I recently had to take a pay cut and had surgery with 6 wks unpaid and I am now between 60 and 90 days late. I had a lawyer and was going to apply for bankruptcy but now my father has passed and ... Read More »

Get My FREE Get Out of Debt Guy Newsletter

It is the smart thing to do.

I promise to keep your email safe and secure.

Close

I want to keep you posted each weekday with just one email about the latest get out of debt news, scam alerts and information to beat back debt.

You can unsubscribe at any time with just one click.

After you subscribe, check your email to confirm your subscription. If the confirmation email does not appear in your inbox in a few minutes, check your spam folder for it. Sometimes it likes to annoyingly hide there.


  • It will keep you posted on the latest scams.
  • You will be alerted to the latest articles.
  • You will wind up smarter than everyone else dealing with debt.