Latest Posts
Home > Author Archives: Steve Rhode (page 671)

Author Archives: Steve Rhode

Steve Rhode
Steve Rhode is the Get Out of Debt Guy and has been helping good people with bad debt problems since 1994. You can learn more about Steve, here.

Do We Have Any Viable Alternatives Other Than Bankruptcy? – Paul

justball-144x125

“Dear Steve, I have piled up over $60k of credit card debt over the past couple of years. My gross income has been in the $55k range for the past two years. I am in a business where my income should continue to grow but with minimums around $1300 per month I’m very close to falling behind on these and/or ... Read More »

What Are My Options Other Than Filing Bankruptcy to Help Me Reduce the 25% APR on My Bank of America Credit Card? – Bobby

justball-144x125

Bobby “Dear Steve, I’m a college student, age 22, and have trouble reducing my credit card debt due to the high interest rates. I have nearly reached my credit limit of $5,000 with my Bank of America Credit Card due to the apr of 25%. My credit score has been reduced to poor due to a few late payments (3) ... Read More »

Is It Possible to Avoid Bankruptcy and Prevent Our Creditors From Attaching Judgment Liens On Our Properties? – David

justball-144x125

“Dear Steve, I’m a real estate investor and my wife is a Realtor. We have used my wife’s credit to accumulate debt of $180K in unsecured personally guaranteed business LOC and credit cards in one corporation and $100K in of the same in a limited liability corporation. I filed personal bankruptcy 4 years ago and thus the reason we are ... Read More »

I Have a Mortgage With Chase, Will They Work With Me to Lower Payments? – Janet

justball-144x125

“Dear Steve, We have more debt than we can handle. We have just seen a lawyer about bankruptcy. Even with bankruptcy our mortgage may be too much for us. I have a mortgage with Chase – after banruptcy will they work with me to lower payments? I have never been late with payments. Janet” Don’t miss our free Get Out ... Read More »

Our Monthly Income Has Dropped From 10K to 3K, Now What? – Maria

justball-144x125

“Dear Steve, I have over 30k in card debt 2 mortgages 200 k and 70k with a balloon mortgage due in 04/10 on the 70 k our per month income has dropped from 10k to 3k Now what? help!!!!!!!!!!!!!!!!!! Maria” Don’t miss our free Get Out of Debt – “How To” Guide Series on a number of topics, for loads ... Read More »

I Quit My Job in October and I Can’t Find a Job But I’m Still Looking. – Sonya

justball-144x125

Sonya “Dear Steve, I quit my job in October and I can’t find a job but I’m still looking, I just had my credit looking decent because of a default student loan. And bought me my first new car and had 4 credit cards I didn’t use until I was unemployed. I know it was stupid but my husband of ... Read More »

Don’t Let Your Debt Consume Your Life. Take Advantage of Free Beauty Around You.

Zemanta Related Posts Thumbnail

Don’t let your debt consumer your life, certainly a nice thing to say but it is important for you to try to make it a reality. You see terrible debt and its consequences is nothing more than one component of your life at this moment. Debt should not define you, or limit you from still reaching out to find joy ... Read More »

Do we qualify for debt assistance if we are not completely broke and have made all our payment on time? – Shannb

justball-144x125

“Dear Steve, My husband has been self employed for 15 years as a builder and other among other things. For the past year he has just been an investor in the stock market. Building has not been a good trade for a while. We have taken a large loss and have high debt. The debt was not bad 4 months ... Read More »

Mortgage Company Disappears, Won’t Take Payments, Violated RESPA – Reta

justball-144x125

Reta “Dear Steve, Mortgage company disappears without claiming foreclosure, violated RESPA, never contacted us after obtaining the loan, never sent monthly statements, contacts us after we find them, then tells us they will work out a plan, we send in a payment…3 weeks later they send it back, say they are filing bankruptcy, and never did, and now its been ... Read More »

I Was In the Navy and Air Force and Now I Need to Get Debt Free? – Marilyn

justball-144x125

Marilyn “Hi Steve, I’m really deep in debt and don’t know how to start getting out of it. Every time I research an article thinking that it could be helpful, I get discouraged because I don’t think I can adjust it to my situation. Let me begin. When I got out of the Navy, I started receiving credit card offers, ... Read More »

When the Mortgage Industry Suffered My Husband and I Also Did – Ai

justball-144x125

Ai “Dear Steve, Like the rest of the country when the mortgage industry suffered my husband and I also did since we were both in the industry and were paid commission only. I was lucky enough to find a job but catching up on bills and having only one income resulted for me to go to those money advance places. ... Read More »

I’m Considering a Sweep Loan to Pay All the Credit Cards Off. – Jonathan

justball-144x125

“Dear Steve, I have 13K of credit card debt with high interest rates on top of a very large student loan bill. I make 6 figures, but find it very difficult to pay these debts down. I’m considering a sweep loan to pay all the credit cards off and lower the interest rate. What recommendations do you have for choosing ... Read More »

Consumer Credit Counseling Service, CCCS, NFCC, and National Foundation for Credit Counseling

justball-144x125

I often get questions from people asking me about Consumer Credit Counseling Services, also known as CCCS. I thought I’d give you a quick little summary of CCCS and the types of services they offer. CCCS offices are members of the NFCC. The NFCC used to stand for the National Foundation for Consumer Credit but changed their name to National ... Read More »

How Do I Get Rid of This Debt? – Meredith

justball-144x125

“Dear Steve, I am a college student and gotten myself in very bad credit card debt. It is so easy to get a card and I have managed to run up a debt close to 10,000. I had three credit cards; I have gotten rid of them, can’t use them, but still owe the debt. How do I get rid ... Read More »

Shopaholic Dies and Goes Missing Under Piles of Her Stuff

justball-144x125

From England we learn that Joan Cunnane passed away in here house, so full of stuff that she bought to make herself feel better, that searchers and police could not find her body in her house for hours. Joan Cunnane was discovered at her home in Stockport, Greater Manchester after a lengthy search. Officers say it took several hours to ... Read More »

Get My FREE Get Out of Debt Guy Newsletter

It is the smart thing to do.

I promise to keep your email safe and secure.

Close

I want to keep you posted each weekday with just one email about the latest get out of debt news, scam alerts and information to beat back debt.

You can unsubscribe at any time with just one click.

After you subscribe, check your email to confirm your subscription. If the confirmation email does not appear in your inbox in a few minutes, check your spam folder for it. Sometimes it likes to annoyingly hide there.


  • It will keep you posted on the latest scams.
  • You will be alerted to the latest articles.
  • You will wind up smarter than everyone else dealing with debt.