Latest Posts
Home > Author Archives: Steve Rhode (page 679)

Author Archives: Steve Rhode

Steve Rhode
Steve Rhode is the Get Out of Debt Guy and has been helping good people with bad debt problems since 1994. You can learn more about Steve, here.

Does Money And Things Alone Bring You Happiness?

I’m not quite sure what really resonated with me about this video. I guess it is the fact that it is a message that I have heard before from other doctors when I was in the medical community. And it is a realization that I experienced myself in my life. The lessons about material wealth and happiness are ones that ... Read More »

Do You Think You Are A Failure When You Break Your Budget?

What Is a Budget, Really?

I’m always sad when someone says to me that they feel like a failure when they break their budget. Just by it’s very nature, a budget is a self-defeating document that will most likely lead to failure. You see most budgets are not based in truth, they are based in wishes. Here is how I would like to spend my ... Read More »

Damn You June Reyno. Let Your Home Go And Move On.

justball-144x125

Not that long ago I wrote about a woman that chained herself to her front porch to prevent her home from being foreclosed on. I’m afraid the story has turned into the pleading mother begging for the return of her child, only to have murdered it herself. June isn’t an innocent victim here of banks gone wild, although I would ... Read More »

John Wants to Know “If I Consolidate My Debt On One Account Will It Hurt My Credit Score?”

justball-144x125

“Dear Steve, I opened up too many credit card accounts in the past two years i recently joinend a credit union bank which offered me a chance to put all my credit cards under one account. I owe about 3,000. I also only make about 1,400 a month so at times I’m only able to make minimum payments Will putting ... Read More »

So What If GM Goes Bust. Let’s Just Hope You Don’t Own a New GM Vehicle.

justball-144x125

There is more to worry about if GM goes bust. Sure, nobody likes yet another bailout but the repercussions in job losses will rocket through not only the car company but all the suppliers, local economies, GM dealers, and so much more. But here is a subject that I have not heard talked about. If GM goes bust and you ... Read More »

South African Consumer Debt Spinning Out of Control. Half Of Work Force Can’t Pay Their Debts.

justball-144x125

Last year I had the opportunity to visit South Africa and take a firsthand look at the consumer debt situation. There was no doubt even when I was there that there was going to be a huge explosion of consumer debt problems. New regulations passed recently give more control to debt counselors to go before the court to have debt ... Read More »

The Ultimate Contractor Fantasy – Finding Hidden Money

Depression Era Businessman

A home improvement contractor cracked through the wall while doing a bathroom remodeling job to find $182,000 hidden there in during the great depression by a wealthy businessman of the day. But the story does not have such a happy ending. It turns out that the current homeowner, Amanda Reece, was having a bit of financial trouble and wanted to ... Read More »

Constipated Lending Makes Economy Ill

justball-144x125

Our economic life cycle is dependent on all all parties doing their fair share of the heavy lifting. Finance companies and banks lend – consumers buy stuff using credit – stuff must be built – jobs are created and so forth. We keep hearing about a crushing windpipe grip on banks and the government pleading to them to lend again. ... Read More »

Gift Cards, The Gift That Can Stop Giving

justball-144x125

Gift cards have been a great tool to give people for rewards and presents. And not that we are creeping towards that holy and special gift giving time of year and gift cards will line the racks and fall first into our consideration of things to give, WATCH OUT! With the danger of so many retailers not making it through ... Read More »

Canadian Debtors Excel At Bankruptcy

justball-144x125

Debtors in Canada are slipping into deep kimchi when it comes to their finances. Just announced the number of bankruptcies in Canada rose 18.7 percent in September. On an annual basis, the Office of the Superintendent of Bankruptcy said that failures were up 28.4 percent. Ontario and Quebec recorded the most consumer and business bankruptcies. Read More »

In The Face of Debt

justball-144x125

In the face of debt I fear In the face of debt I withdraw I anger I cry In the face of debt I become invisible to myself In the face of debt I fail In the face of debt I feel powerless I feel hopeless I feel pain But in the face of debt I deserve your care, your ... Read More »

What to Do if Your Creditors And Bill Collectors Make You Really Angry

There is only so much one person can take.

I’ve heard more people issue swear words and threats against creditors and debt collectors than you can imagine. Having the pressure increase when you are in debt makes good people say and do silly and regrettable things. Many feel those normal emotions but feeling like you are going to explode or wanting to kill the debt collector or yourself is ... Read More »

So You Have to Use Your Credit Card In An Emergency – Personal Finnance Bloggers Question of The Week

justball-144x125

This weeks personal finance brain trust question was: What goes through your mind when people say that they HAD to use their credit card to get by? Is using a credit card when you can’t afford to pay a smart or necessary thing to do? WC – A 27-year-old writer living in Chicago and writing about personal finance through The ... Read More »

There Is No Good Debt and Bad Debt. Debt Is Debt.

justball-144x125

Like nails on a blackboard, the mere mention of this notion that there is good debt and bad debt, irritates me. Debt is debt. So I was reading this article on a law enforcement site about debt faced by police officers and it was trying to rationalize the old good debt versus bad debt argument. The concept of good debt ... Read More »

People Do Stupid Things to Get Out of Debt. Postal Worker Sent to Jail.

justball-144x125

It never surprises me anymore to hear the silly things that people do to get out of debt. It easily ranges from outright theft, embezzlement, credit fraud, identity theft, etc. But it does always surprises me to hear people say they are so paranoid about identity theft that they refuse to use a credit card on the Internet, yet they ... Read More »

Get My FREE Get Out of Debt Guy Newsletter

It is the smart thing to do.

I promise to keep your email safe and secure.

Close

I want to keep you posted each weekday with just one email about the latest get out of debt news, scam alerts and information to beat back debt.

You can unsubscribe at any time with just one click.

After you subscribe, check your email to confirm your subscription. If the confirmation email does not appear in your inbox in a few minutes, check your spam folder for it. Sometimes it likes to annoyingly hide there.


  • It will keep you posted on the latest scams.
  • You will be alerted to the latest articles.
  • You will wind up smarter than everyone else dealing with debt.