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Ask The Get Out of Debt Experts

I Am Now a UK Citizen. Can My Dubai Debt and Bilkish Chase Me?

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“Dear Jon, I left Dubai 12 years ago, I am now citizen in Uk – very recently Bilkish from Philippines is harassing me and keep calling my work place, they wouldn’t stop. They are demanding i pay 6000AED to my account in Dubai which i presumed is now close. What can I do to stop them from calling my work ... Read More »

Can My Creditor in the UAE Pursue Me for a CCJ in the UK?

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“Dear Jon, I Left Dubai in 2009 after 18 months there. I left a unpaid loan and am now being persuade for it in the UK. I am in the process of going to county court as they try to get a CCJ against me even though I have offered them a settlement of almost all the debt. There case ... Read More »

Can My Dubai Debt to First Gulf Bank be Enforced Against Me in Scotland?

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“Dear Jon, I have debt in Dubai, now living permanently in Scotalen and have received the below letter text – can they enforce in UK? specifically Scotland? Has anyone successfully defended a case like this? I’m sure there are many examples but I can’t find any positive or negative – any advice appreciated, Dear Sir Indebtedness to First Gulf Bank ... Read More »

Emirates NBD Bank in Dubai is Pursuing Me. What Should I Do?

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“Dear Jon, I left Dubai 6 months ago with an outstanding loan of GBP25k and credit card of GBP8k (converting from AED). I am now living in Geneva but struggling to keep up with the repayments on this debt that i left behind. Today they sent me this letter: Dear Sean, We would like to inform you that despite of ... Read More »

I Am a Single Woman Living in Saudi Arabia With Debt

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“Dear Jon, I am single woman in a very bad situation.I have 1 personal loan of AED 90000 and three credit cards of total value AED 60000/- I am having a salary of AED 10000/-not able to pay anything and here rent and expenses are much more.I am in a mess please help me out. Shagufta” Don’t miss our free ... Read More »

Will I be Arrested for Overpayment of UK Tax Credits at the Border?

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“Dear Jon, I left the UK in June 2011 to live in the USA. I was in receipt of Tax Credits the previous tax year. They continued to pay me until July even tough I wrote to them telling them I was moving. I think I now have an overpayment. I am returning to England this year for a short ... Read More »

How Do I Know if there is a Warrant Against Me in Dubai?

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“Dear Jon, I left dubai 2009 with a termination letter and with a loan of Around 80,000Dhs the bank did call me three times in my country (Tunisia) since that time no more news from them, now I have the opportunity to get a job in Qatar or KSA one of my friends told me once I put my feet ... Read More »

I’m Scared to Travel from Dubai to India Because of My Debt

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“Dear Jon, i take personal loan and 3 credit card from dubai ,after that i left dubai due to some family problem,,and join other company in saudi arabi,,,,,,i was doing payment continuously but only 3,4 month is gaping,,now collection department threatening me that they will give my name in immigration and police can catch me,,,and give the name in interlope,,,,and ... Read More »

Should We File a Class Action Suit Against Sallie Mae and the Art Institute?

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“Dear Steve, I’m a graphic designer that graduated in 05 with a bachelor of science in graphic design from none other then the Art Institute of Ft. Lauderdale. I just read an article about paying back Sallie Mae loans and felt it was really enlightening, but bankruptcy? It seems that there are hundreds of thousands of people with the same ... Read More »

What Can Sallie Mae Do to My Mom? – James

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“Dear Steve, My mother has no clue what she is doing when it comes to finances and there is no question that my Mother’s student loans are going to default very soon (213 days and counting). She is 65 years old and a part-time hairdresser who works for a boss that requires her to pay for her own chemicals. We ... Read More »

My Private Student Loan Debt is Not Being Eliminated Because of My Disability. – Wayne

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“Dear Steve, I am a 62 yr. old male. I am disabled since approximately 1977. Have been on Disability from work and on SSDI forever. I have tried schooling twice, but my disability has kept me from getting and keeping work. I am on limited, fixed income. Some work disability and SSDI. Last schooling I had Fed. and Sallie Mae ... Read More »

Can Halifax Bank in the UK Keep Me Out of the Country? – Niko

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“Dear Jon, I owe UK Halifax bank £2,000, I now live outside the UK. I do not have UK passport. Will I be denied Visa if I try to enter back into the UK? The VISA I usually get is a 6month visa on entry as I am a common wealth citizen (Belize country). Thank you very much for your ... Read More »

So What Can I Do About My Private Student Loans So I Don’t Default? – Temple

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“Dear Steve, I have an excessive amount of private school loans. My parents did not necessarily help me during college and so my loan amount was requested at a little more than my tuition in order to sustain other college expenses. At this time I have exhausted my Graduated Repayment options and am no longer eligible for any type of ... Read More »

I’m an International Student in the UK With Debt. – Ali

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“Dear Jon, I am an international student in the UK. I will leave the UK next week with 3k debts divided between Santander master card and Barclaycard and Vodafone contract. I am just worried and wondering would these creditors chase me in my home country (in Africa)? And also, does the university where i have been studying in the UK ... Read More »

How Do I Deal With This Old Debt from the Collection Agency? – Tai

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“Dear Steve, A collection agency is reporting that I opened a credit card in 2011. I was actually totally unable to get credit by 2011 because in graduate school I became unemployed and had some serious financial problems. I think this is a debt from 2004. Is there anything I can do about this? Thanks in advance. I am trying ... Read More »