Category Archives: Debt Settlement
- I Signed With Bay View Law Group. How Can I Make this Right with My Creditor? – Amy
I signed with Bayview law group. I was current on my credit cards- only 2 of them. THey told me I would need to miss a payment then I could enter the program. I made 7 monthly payments of 460. each month. Now I learn I have 500. in my trust acc’t and I can’t [...]
- I Spoke to Grayson Financial Services and They Say a Charge Off Means You Don’t Owe the Debt Anymore. – Heather
“Dear Steve, I live in NY state and have been working with Donaldson Williams in Michigan. Currently I am 90-120 days past due on 4 of my credit cards. They will be working on negotiating a settlement for me when the time is right. I was hesitant about trusting anyone but after speaking with Damon [...]
- I Was Contacted by Franklin Debt Relief. Should I Go With Them? – Robert
“Dear Steve, I tried to run my own business and failed, got sick and am only now ready to return to work. With over $45K in credit card debt, another $40K in home equity debt, $15K remaining on my first mortgage and another $20K in loans from my life policies, I have dug myself one [...]
- Can I Negotiate a Settlement with Discover Now They Charged Off My Account? – Debbie
Dear Steve, I opened an account with Discover back in 1993 and had good credit with them up until 2005 when I became ill, went out on disability, spent 2 years off and on in the hospitals, became inundated with medical bills and had to make tough choices on what bills I could continue paying. [...]
- I’m Confused About Debt Point, Legal Debt Pros, NoteWorld and Meracord. – LDZ
“Dear Steve, I accrued my debt in a confidence crime in 2010; I have a police case open, but was told that it would take a couple years to go to court. I was drowning in interest fees, so I contacted Debt Point last Feb. 2011 based on a report my mother saw on a [...]
- Debt Relief Offer from Reliant with Columbia Law. – Donna
Hi there. I am recently divorced and have amassed credit card debt of about 32k plus I also have student loans out for about 18k. I received a card from Reliant with Columbia Law with an offer that they could reduce my debt to about 11k . they cannot take my student loans. they say [...]
- Option One Financial stopped paying an agreed settlement. – R
I am in a debt settlement program with Option One Financial. For the last year or so, money has been deducted from my personal account to a third-party account. I signed off on a settlement in September and payments were made for three months. This last December, a representative from one of my creditors called [...]
- Debt Remedy Solutions has new fee being debited from my acct. – Lesa
Unfortunately, I got involved with Debt Remedy Solutions in Boca Raton, Fl about 3 years ago. My original contract stated that ALL fees were paid upfront, out of the money I deposited into my checking account, and they debited a certain amount out each month. Now, they have started debiting a monthly fee of $29.99 [...]
- I have two credit card debits and contacted vortex debt group. – Thomas
Since 2008 I have had these two credit card debits one is 3000 and the other is 5000 and back then I contacted vortex debt group because I had seen a commercial about debt consolidation, in the past I have never searched them on google I always believed the were trustworthy and in 2010 zwicker [...]
- Questioning the reputation of Sizemore law group. – Linda
Last year was a bad year for me, incurring large medical bills, and running up my credit card to help me pay for groceries, medicine and gas and some of the medical bills. I was contacted by the Sizemore Law Group to discuss debt negotiation. I was advised to not make any payments on the [...]
- I’m worried US Financial Solutions is a scam and won’t stop calling me. – Kathc
I received a letter from us financial solutions about helping get my interest down on my charge cards. now i’ve seen i can’t find any information about them and instead i’m finding they are a scam. the one guy there, called me to push me this morning. i told him last week that i would [...]
- Debt Restructuring of America – DROA scam. – Dianne
HELP…signed up with DROA in January 2009…and have had a draft monthly for the agreed up amount of out contract to hopefully settle so they said “30 cents per dollar”. They have settled one debt for me and I believe I had to add about $400.00 to it and it was hardly what they promised…but [...]
- Can I be sued after paying a debt settlement amount? – Luis
This actually happened to a friend of a friend, but I need to know the answer as I intend to settle accountes in the future. What happened was that person A had an old debt of $10,000 with a collection agency. Person A agreed with the collection agency to pay $4,000.00 to pay off the [...]
- Can World Law Service Settle Our Debts? – Jeff
My wife and I are $32,000 in credit card debt, plus $3000 line of credit, plus $13,000 with student loans and a mortgage of $171,000. My wife makes about $55,000/yr. I make $8/hr at a seasonal job and not sure what my next job will be. I am an unemployed social worker not wanting to [...]
- I feel like it’s insurmountable and my debt has me depressed. – Bob
First off, this is a great website and I’m sure I speak for many in thanking you for doing this and providing advice for all of us. I feel like there’s no end in sight and it has me depressed. Years ago while my Dad was unemployed, I decided to help my Mom in paying [...]