Category Archives: Debt Settlement
- My Daughter Was an Authorized User and Ran Up My Debt. I Have Cash to Settle. – Sharon
“Dear Steve, 23K on credit card debt. I am retired and do not make enough to pay these credit card bills any longer. I let my daughter be an authorized user on 2 credit cards. She and her husband both lost their jobs and just recently broke up. I have been able to make the [...]
- The Debt Answer and Lloyd Ward & Associates, What Should I Do Now?
“Dear Steve, I have been reading up about this co on your site, along with Lloyd Ward and previously Simon and Bosch and realize that my 2 year stint to date (out of 4) of paying them $423.06 a month is probably a scam. I was only researching b/c I feel I cannot make any [...]
- If I Settle My Debt With a Collection Agency Can They Sell That Debt? – Tom
“Dear Steve, Medical problems starting in 2006 which made me unable to work. I am finaly getting compensation, not big money. I want to offer 50% settlement to collection agencies. I’v heard that collection agencies agree to settle then sell the balance to another collection agency. Is there a letter or form that would legaly [...]
- I’ve Been Enrolled With CountryWide Debt Relief Was That the Right Decision? – Erik
“Dear Steve, I have been enrolled with Country Wide Debt Relief for some time. I was wondering if I should/can/still file for chapter 7 bankruptcy in order to get out of what seems like a bad situation. After having read one of the emails concerning them I’m thinking this was a bad decision on my [...]
- I Can’t Get In Touch With Allegro Law. Help! – Debi
“Dear Steve, I am a current customer of Allegro Law and am having major issues. Now their number are disconnected. My creditors are all suing me for lack of payment I have a huge mess on my hands. Can you please be of any help to find me the correct phone number so I can [...]
- I Can’t Get In Touch With Freedom Law Financial Anymore. Help! – Shelly
“Dear Steve, I signed up for Debt relief help with Freedom law Financial. I cannot get them to respond to calls or emails. I have about $1000 invested so far but none of my creditors have been given anything. How can I get out of this mess? Is there a way to recoup my money? [...]
- Is Consult America And Credit Advocates Law Firm My Best Solution? – Robin
“Dear Steve, We are currently $72,000 in credit card debt and personal loan (Capital One). My husband is quite ill and had to retire. I have been current on all my debt and paid it down considerably over last 2 years (I have paid aproxx $20M0 Now with my husband not working I don’t thinkI [...]
- Is Thomassen Law Group a Legitimate and Reliable Law Firm? – Lillian
“Dear Steve, We started paying Thomassen Law Group since September 11, 2011. Recently, we received a letter from a local lawyer representing one of our creditors giving us 30 days to pay our debt with the company they are representing. I faxed copy of the law office to Thomassen Law Group, called and spoke with [...]
- Is the Saltzman Law Group a Reputable Company? – Elizabeth
“Dear Steve, I am/was working with Saltzman Law Group and Global Financial Solutions. I’m getting a little concerned that I don’t receive any monthly statements and their local office in Maryland closed within the past six months. I don’t know if its a reputable firm. Hope you can help me. I have four open credit [...]
- I’ve Been Happy With Donaldson Williams But Stressed About Owing Taxes. – Heather
“Dear Steve, I been working with Donaldson Willams on my debt settlement for about 6 months now. They have been great and I’ve settled one account so far with 3 more to go. I was feeling great about my progress but it being tax season (I’m a freelancer and pay my own taxes) I now [...]
- I’m Thinking of Doing Business With Pacific Debt or Preferred Financial
“Dear Steve, I am about to do business with preferred financial company and pacific debt company… this company pacific debt told me he charge 24 percent per debt…thats alot of money to charge per debt owe. now preferred financial , ive emailed this person working there 3 times asking what is their charges per debt….they [...]
- I Keep Calling Financial Assistance Group But Not Getting Anywhere. – Susan
“Dear Steve, I was also duped by Bruce Abernathy. I paid into his scam for 3 years and none of my accounts has been settled. I call them and they don’t call back or they tell me that the longer I wait, the better the deal they can make. They now call themselves, “Financial Assistance [...]
- Will I Have to Skip Payments to Settle My Debt And Will It Hurt My Credit? – Laura
“Dear Steve, I read your response to Mike about the massive credit card debt and getting no where. I am in a similar position and have two questions in regards to your response. First: In order to request (or attempt to start) a settlement with the credit card company do I first have to skip [...]
- I’m With CNI and Getting Sued by Discover. I Can’t Reach Anyone at CNI. – Gail
“Dear Steve, CNI is handling my debt but have a letter that I am being suited by discover and I can not reach anyone at cni. is there a way out of this agreement and find a debt company that can help me. Gail” The Answer: Dear Gail, I believe the CNI you are talking [...]
- Accredited Debt Relief Says I Will Need to Default on My Debt. I’m On a Fixed Income. – Vicki
“Dear Steve, I’m living on a limited income. Social Security $1060. and a small pension of $160. I lost my Long Term Disabiltiy when I turned 66 which was $549 so I lost a lot of money. I have a credit card with Wells Fargo that use to be 11% until they received the money [...]