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Debt Settlement

I Was Contacted by Franklin Debt Relief. Should I Go With Them? – Robert

justball-144x125

“Dear Steve, I tried to run my own business and failed, got sick and am only now ready to return to work. With over $45K in credit card debt, another $40K in home equity debt, $15K remaining on my first mortgage and another $20K in loans from my life policies, I have dug myself one hell of a hole. Franklin ... Read More »

    Can I Negotiate a Settlement with Discover Now They Charged Off My Account? – Debbie

    justball-144x125

    Dear Steve, I opened an account with Discover back in 1993 and had good credit with them up until 2005 when I became ill, went out on disability, spent 2 years off and on in the hospitals, became inundated with medical bills and had to make tough choices on what bills I could continue paying. My credit with Discover went ... Read More »

      I’m Confused About Debt Point, Legal Debt Pros, NoteWorld and Meracord. – LDZ

      justball-144x125

      “Dear Steve, I accrued my debt in a confidence crime in 2010; I have a police case open, but was told that it would take a couple years to go to court. I was drowning in interest fees, so I contacted Debt Point last Feb. 2011 based on a report my mother saw on a local TV show. Debt point ... Read More »

        Debt Relief Offer from Reliant with Columbia Law. – Donna

        justball-144x125

        Hi there. I am recently divorced and have amassed credit card debt of about 32k plus I also have student loans out for about 18k. I received a card from Reliant with Columbia Law with an offer that they could reduce my debt to about 11k . they cannot take my student loans. they say I should be out of ... Read More »

          Option One Financial stopped paying an agreed settlement. – R

          justball-144x125

          I am in a debt settlement program with Option One Financial. For the last year or so, money has been deducted from my personal account to a third-party account. I signed off on a settlement in September and payments were made for three months. This last December, a representative from one of my creditors called and said that as of ... Read More »

            Debt Remedy Solutions has new fee being debited from my acct. – Lesa

            justball-144x125

            Unfortunately, I got involved with Debt Remedy Solutions in Boca Raton, Fl about 3 years ago. My original contract stated that ALL fees were paid upfront, out of the money I deposited into my checking account, and they debited a certain amount out each month. Now, they have started debiting a monthly fee of $29.99 from my acct. I called ... Read More »

              I have two credit card debits and contacted vortex debt group. – Thomas

              justball-144x125

              Since 2008 I have had these two credit card debits one is 3000 and the other is 5000 and back then I contacted vortex debt group because I had seen a commercial about debt consolidation, in the past I have never searched them on google I always believed the were trustworthy and in 2010 zwicker took up one of my ... Read More »

                Questioning the reputation of Sizemore law group. – Linda

                justball-144x125

                Last year was a bad year for me, incurring large medical bills, and running up my credit card to help me pay for groceries, medicine and gas and some of the medical bills. I was contacted by the Sizemore Law Group to discuss debt negotiation. I was advised to not make any payments on the credit cards or medical bills. ... Read More »

                  I’m worried US Financial Solutions is a scam and won’t stop calling me. – Kathc

                  justball-144x125

                  I received a letter from us financial solutions about helping get my interest down on my charge cards. now i’ve seen i can’t find any information about them and instead i’m finding they are a scam. the one guy there, called me to push me this morning. i told him last week that i would call him when i had ... Read More »

                    Debt Restructuring of America – DROA scam. – Dianne

                    justball-144x125

                    HELP…signed up with DROA in January 2009…and have had a draft monthly for the agreed up amount of out contract to hopefully settle so they said “30 cents per dollar”. They have settled one debt for me and I believe I had to add about $400.00 to it and it was hardly what they promised…but I sent the money as ... Read More »

                      Can I be sued after paying a debt settlement amount? – Luis

                      justball-144x125

                      This actually happened to a friend of a friend, but I need to know the answer as I intend to settle accountes in the future. What happened was that person A had an old debt of $10,000 with a collection agency. Person A agreed with the collection agency to pay $4,000.00 to pay off the account. Person A paid the ... Read More »

                        Can World Law Service Settle Our Debts? – Jeff

                        justball-144x125

                        My wife and I are $32,000 in credit card debt, plus $3000 line of credit, plus $13,000 with student loans and a mortgage of $171,000. My wife makes about $55,000/yr. I make $8/hr at a seasonal job and not sure what my next job will be. I am an unemployed social worker not wanting to return to this field but ... Read More »

                          I feel like it’s insurmountable and my debt has me depressed. – Bob

                          justball-144x125

                          First off, this is a great website and I’m sure I speak for many in thanking you for doing this and providing advice for all of us. I feel like there’s no end in sight and it has me depressed. Years ago while my Dad was unemployed, I decided to help my Mom in paying off certain things (one being ... Read More »

                            I Signed Up With World Law Group But The Estimates Make Me Nervous. – John

                            justball-144x125

                            My wife and I currently owe about $27k in revolving debt, and she has recently lost her job and I am getting hours cut at my employment. We realized that we were living paycheck to paycheck and that we needed to do something quick. I was approached by World Law Group and signed up with them just recently. I read ... Read More »

                              Fast Debt Solution Went Out of Business But Took Their Fees.

                              justball-144x125

                              my problems started about 5-years ago.the first thing is i lost my job,then my wife was forced into retirement with a lump sum of about $12,000.00 before taxes. Next was Hurricane Rita that total destroyed our Home.Insurance covered the rest of the mortgage which left us with very little.On the money we received we had the cleanup of trees, debris ... Read More »

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