Latest Posts
Home > Ask The Get Out of Debt Experts > Debt Settlement (page 13)

Debt Settlement

Is Fast Track Debt Relief a Company That Will Help or Are They a Scam? – Alan

justball-144x125

“Dear Steve, Girlfriend walked out a year ago. I’m using the payments from 5 credit cards to make the house payments (she used to pay half the household costs). Looked at BK but 13 appears to be the only relief and I feel if I am going to make a payment, maybe a debt relief agreement may be better. Can’t ... Read More »

If I’m Working With Pacific Debt Can Creditors Garnish My Wages? – Tara

justball-144x125

“Dear Steve, We are $60,000 in debt with credit card bills. The payments are getting overwhelming to where we are using the credit cards to be able to make all payments. We have excellant credit at the moment but I just don’t see an end in sight except for getting the help with a debt settlement co. We understand what ... Read More »

I Can Sell a Property to Raise Cash to Settle My Debts. – Carl

justball-144x125

“Dear Steve, i own 3 properties, 2 are owned and one mortgaged . the one with the mortgaged i bought with a domestic partner , we applied for loan together and qualified together and the bank messed up and put him on the deed and not the mortgage . my partner didn’t pay his part and it took all my ... Read More »

I Signed Up With ClearOne Advantage But Having Second Thoughts. – Donna

ClearOne_Advantage_debt_agreement_program_2011_page1

“Dear Steve, I signed up with ClearOne Advantage. I have debt of 16000…now I am having second thoughts. Their services have not started yet, but from what I am reading….its probably best to file bankruptcy? I am trying to make things better not worst. I am open to your thoughts, ideas, opinion? Thank you” Don’t miss our free Get Out ... Read More »

I Am Skeptical About World Law Debt for My Sister. – Amada

justball-144x125

“Dear Damon, I am trying to help my sister after I talked to her and her involvement with World Law Debt. She has $36K in unsecured debt. She is desperate and has answered a mailer from World Law Debt. I am skeptical about the company and after reading many comments about it, I hope you can assist my sister find ... Read More »

Solid Ground Financial Says They Can Help. I Recently Lost My Job and Have 5 Payday Loans. – Bushra

“Dear Steve, I most recently lost my job, I had taken 5 payday loans and now i have nothing to pay them with. Worried I might be dragged to court because of this , I contacted Solid grounds and asked for help, they quoted me with the payment arrangement that will end in 9 months and that the very first ... Read More »

I Just Spent an Hour Talking to Nationwide Debt Direct. – Yohanes

“Dear Steve, I’m in debt for $42k+. I have been transferring the balances (0% 12 months) from one card to the other, but it’s catching up with me now. Just talked to debt settlement company for more than an hour called Nationwide Debt Direct. Googled it and your website mentioned about this company. Same address for formerly F-rated BBB company. ... Read More »

World Law Debt Contacted Me and Their Legal Fees Are Huge. – Joe

justball-144x125

“Dear Steve, I am really at the end of my wit at this point. I have had creditors and debt collection companies call and harass me for months on end and recently the phone calls died down. My fear now is that I am being, or will be, legally served with papers… which I wish to avoid. My wife and ... Read More »

I Signed Up With Next Generation And Want a Refund. – LeeAnn

justball-144x125

“Dear Steve, I signed up with Next Generation in April of this year, and have unfortunatly have pretty much figured out we have been scammed. I did try a couple of times to talk with someone there about concerns, & phone calls I was getting from creditors. I was always told the would submit a claim, & someone would call. ... Read More »

A Debt Settlement Company Paid a Creditor and They Now Say the Debt is Still Owed. – Ken

justball-144x125

“Dear Steve, have contract with debt settlement firm i have asked you things before was very pleased with your detailed answers have you ever heard of a debt settlement firm paying a creditor acct. for a client and now they show i owe them Ken” Don’t miss our free Get Out of Debt – “How To” Guide Series on a ... Read More »

Why Are You Against Debt Settlement? – Nick

justball-144x125

“Dear Steve, Why do you insinuate to people that they live in fear and always be cautious to people contacting them to provide them a service. Where are your statistics on the advise you give. Debt settlement is real and constantly I see people putting there trust into you to make there decisions for them and I have never seen ... Read More »

The Collection Company Did Not Send Me My AMEX Settlement Offer in Writing. – Sage

justball-144x125

“Dear Steve, I had an American Express card with no more than a $500 limit. I fell off on paying and am now trying to straighten my credit. Amex has reported on my credit report that I owe $945. In July I got a phone call from Nationwide Credit wanting to collect on this account. We made an agreement over ... Read More »

Debt Smart America Signed Me Up With Fingo Group and Now Their Gone. – Kenneth

debtsmartcontract_page9

“Dear Steve, I am in debt for around 27,000 and i had surgery total knee replacement and was out of work for 8 months.I am having trouble keeping my head above water. I signed up for the atlas group on september 2011 so i am into it for 2 months now and after seeing what you are saying it sounds ... Read More »

I’m With Persels & Associates But Have Questions. – Sandy

justball-144x125

“Dear Steve, Two years ago, I was maintaining my credit cards and had excellent credit with them, then all of a sudden every single one of them raised their interest rates so high that if I paid anything on the cards themselves, I had no money left over for necessities. I called each and every one of them to ask ... Read More »

How Can I Get American Financial Services to Stop Calling Me? – Bill

justball-144x125

“Dear Steve, Situation * I am in serious deep debt due to medical expenses, long periods of unrmployment, and now much reduced income. While searching for possible options, i submitted some information through a link on Clark Howard’s web site which turned out to be American Financial Services. How can i get AFS to stop their nonstop calling to my ... Read More »

Get My FREE Get Out of Debt Guy Newsletter

It is the smart thing to do.

I promise to keep your email safe and secure.

Close

I want to keep you posted each weekday with just one email about the latest get out of debt news, scam alerts and information to beat back debt.

You can unsubscribe at any time with just one click.

After you subscribe, check your email to confirm your subscription. If the confirmation email does not appear in your inbox in a few minutes, check your spam folder for it. Sometimes it likes to annoyingly hide there.


  • It will keep you posted on the latest scams.
  • You will be alerted to the latest articles.
  • You will wind up smarter than everyone else dealing with debt.