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Debt Settlement

How Do I Repair My Credit After Debt Settlement Lowered My Credit Score? – Dominic

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“Dear Steve, In an agressive debt settlement program and plan to be out of debt in 12 months (already 3 months in). They have already settled one of my credit card accounts with two more to go. I’m paying in about $1800 per month to the escrow account. I just want to be debt free! It does seem to be ... Read More »

What Do I Tell My Girlfriend About Debt Settlement? – Bethany

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“Dear Steve, I am currently in a debt settlement program with 30,000 in debt, I’ve been in it for a year and a half. One of my friends was looking into debt settlement and came across this new law. I started researching it and am now scared. My friend is looking at doing debt settlement but through a company that ... Read More »

I Went With DMB Financial Because They Were Rated High By TASC. – David

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“Dear Steve, If possible I could use some advice on my debt problem. A while back I decided that I needed to do something about my debt because I simply couldn’t keep up on the payments. I wanted to avoid bankruptcy at the time because I felt that I should at least make good on some of my debt. I ... Read More »

My Boyfriend Just Signed Up With ClearOne Advantage and I’m Worried. – Elle

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“Dear Steve, I have a question, and it’s not actually for me.. My boyfriend signed up with Clear One advantage for a debt settlement for the money he owed to several credit card company which totally amounted to almost $9000.00. He has been paying for almost a year (i think $200 and some) now to ClearOne advantage and I think ... Read More »

I Am Skeptical About Faxing My 16 Page Contract to Freedom Debt Relief Since We Originally Contacted Debtmerica

“Dear Steve, WE ARE NO LONGER ABLE TO KEEP UP WITH OUR CREDIT CARD BILLS’ HUSBAND RECIEVED A 50% CUT IN SALARY. WE SEEKED OUT THE HELP OF DEBT RELIEF WITH A COMPANY CALLED DEBTMERICA,HOWEVER THE CONTRACT THAT I RECIEVED HAD THE LETTERHEAD 0F A COMPANY CALLED FREEDOM DEBT RELIEF. VERY SKEPTICAL ABOUT FAXING THEM MY SIGNED 16 PAGE CONTRACT ... Read More »

It Seems Like Morgan Drexen Has Done Nothing for Me. – Adriana

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“Dear Steve, I am currently dealing with Morgan Drexen and it just seems like the haven’t done much to help me reduced my credit card debt. Who can I trust? What companies or law firms are honest and willing to help out? What are some honest and reliable companies or law firms that can help me get out of debt? ... Read More »

I Want to Settle My Own Debts But What Should I Do? – Danny

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“Dear Steve, Married, mortgage, 2 kids, wife lost job September 2008, returned January 2009, however with reduced hours (office admin for Real Estate Appraiser). Now works about 1 day per month for same office and has returned back to college for Business Degree, graduates December 2010. Mortgage is current but with 8.25 interest rate and unable to refinance due to ... Read More »

I Am Public Official and So Confused in Looking for a Reputable Debt Settlement Company. – Bori

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“Dear Steve, I am being sued by Citi. I have $48,000 in debt. I got in this mess because my husband had no work for a while. So I was just paying my mortgage and utilities. He is now working but most accounts have gone to collections and collections agencies do not want to accept monthly payment plans. I cannot ... Read More »

I Fell for a Debt Settlement Company, Pathway Financial Management. They are Asking Me to Sign a Waiver. – Kimberly

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“Dear Steve, I Fell for a debt settlement company (Pathway Financial Management). They of course did not keep their end of agreement and I ended up almost having wages garnished, having to go to court to stop, etc… In hind site I realize this was a very bad choice on my part however I feel they should reimberse all of ... Read More »

Should I Work With Rapid Debt Settlement Since I Don’t Live in the United States? – Rajesh

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“Dear Steve, I owe three cerdit card companies a total of $25,000. I am not in the US since Sept 2008 but have been paying the mimimum balance consistently because I do not intend to cheat the creditors. However, the reason I left the US in the first place is because I did not have a job (since I am ... Read More »

The Debt Collectors Say I Was an Idiot for Signing Up With Simon & Bocksch for Debt Settlement. – Joe

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“Dear Steve, I have about 90k in cc debt. I signed up with Simon and bocksch ( the debt answer) back in January and have made 4 payments. The collectors keep calling and say I am an idiot for enrolling in this scam of a program. Should I do this on my own? Should I talk to a bankruptcy attorney? ... Read More »

I’m in a Debt Settlement Program With J Hass and I’m Being Sued. – Paul

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“Dear Steve, Bankruptcy vs Debt Settlement. I have enrolled in a debt settlement program and have been paying as requested for the past year. The company I am with is J Hass based in Arizona. I have been paying $457 a month and started in May of last year. I currently have a little over $1800 in my notelworld account. ... Read More »

Is Global Debt Management Backed By the Government Under the Obama Debt Stimulus Plan to Reduce Debt? – Lynne

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“Dear Steve, My sister , against my advice, enrolled in a plan called Global Debt Management. She says it’s backed by the current federal administration to help people with too much credit card debt. She’s currently collecting worker’s compenation for an on the job injury and cannot pay her bills. Is Global Debt Management a legitimate company or a ripoff? ... Read More »

Who Can I Trust to Help Me Out of Debt? – PSD

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“Dear Steve, I currently have a lot of cc debt. I am making the money to pay it if i could consolidate it & lessen the interest rates. But, I dont know who I can trust to help me. Who can i trust? PSD” Don’t miss our free Get Out of Debt – “How To” Guide Series on a number ... Read More »

SwiftRock Financial is Settling My Debts. They Said They Took Care of It. I Just Got My Wages Garnished. – Peggy

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“Dear Steve, Swithrock Financial has supposedly been working on my debts for over a year. I was subpoenaed to court for one debtor and Swiftrock stated that they had taken care of it. I got a notice today (taped to my front door when I got home from work) that my paycheck is being garnished. Swiftrock currently is getting $523.00 ... Read More »

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