Latest Posts
Home > Ask The Get Out of Debt Experts > Debt Settlement (page 7)

Debt Settlement

It Was Surprisingly Easy to Settle Our Debt with Chase Bank

justball-144x125

“Dear Steve, We have negotiated a $6,000 one time settlement with a CA (Client Services, Inc – St. Charles, MO) who are representing Chase. Chase charged off our credit card debt ($26,000) one month ago after 6 months of non-payment, but they still own the debt. We had tried to settle with Chase for $10,000 but they always refused. Gettign ... Read More »

Is Nationwide Debt Direct a Reputable Company or a Scam Operation? – Rick

Screen Shot 2012-10-24 at 1.27.44 PM

“Dear Steve, I had some smaller debt that was not a problem but some medical bills for knee surgery needed to be paid and that amount has pushed me to the limit in many ways. I am know looking at a way to make the debt more manageable. I can pay the monthly payments plus other expenses but I am ... Read More »

I Signed Up for Debt Settlement With Davenport Law. Now They Are Talking a Chapter 13 Bankruptcy. – Alfonso

justball-144x125

“Dear Steve, I owe about $10,000.00 of credit card debt. I have made arrangements with settlement companies on a couple of them and they appeared on my credit report. I signed up for assistance with Davenport Law out of Dallas, TX, and have been paying $40 monthly fees for about 4 years now. I was recently contacted by a legal ... Read More »

I Settled Bank of America Account But Account Number on Letter Doesn’t Match Mine. – Mary

justball-144x125

“Dear Steve, I recently settled 2 of my credit cards with Bank of America. After they received my payments, they released 2 letters confirming that the accounts have been paid. I noticed they did not have my account numbers on the letters, instead they had 4 digit ending numbers that did not match mine. I called them and they said ... Read More »

My Mom is On SSI and Accredited Debt Relief is Selling Her Debt Settlement. – Molly

“Dear Steve, My mom is 63 years old and was recently divorced and left with all the marriage debt. She has a discover card in her name (15k) and medical bills (4K). She is on a fixed income (SSI) and paying her monthly minimum it will take 15 plus years to pay it off. Is it a good move to ... Read More »

My Parents Were Contacted by Debt Relief Centers of America. – Sharron

Screen Shot 2012-10-05 at 12.33.58 PM

“Dear Steve, First I just wanted to thank you for what you do….I have been helping my parents evaluate debt settlement ‘companies’ (I now prefer to call them predators) and your site has been extremely helpful. I also wanted to submit some information that I hope can help someone else going through the same process My parents were recently contacted ... Read More »

This Company Said They Can Settle My Debt For Me. – David

Screen Shot 2012-10-04 at 3.52.34 PM

“Dear Steve, Due to divorce, I had a foreclosed mortgage 2 years ago. Was going through a short sale for about a year before the foreclosure. Was relieved on the first. After about 5 months during the short sale process the second lender turned it over to the PMI company. They have sent me letters for about a year. Now ... Read More »

I Am Not Sharpest Financial Knife in the Drawer. – Siva

justball-144x125

“Dear Steve, Income recently decreased from 80,000 to 35,000. Have signed with Elite Financial Solutions Ft. Lauderdale FLA, to help me get my debt under control. Now I am not sure if this place is legit or NOT. I really need a clearer cut answer as I am not the sharpest financial knife in the drawer. Okay, more like a ... Read More »

Should I Go With Williamson Law Firm for Debt Help? – Karen

justball-144x125

“Dear Steve, I am 54 yrs young and I have recently divorced. My husband left 3 yrs ago and after him pulling his pay check I found myself living on my credit cards. We had plans made for our future.. bought some land,gather building supplies to build a home and had 401k to go along with selling our house for ... Read More »

I Want to Settle My Debt But Will My Credit Score Drop? – Mariam

justball-144x125

“Dear Steve, My annual income is 22,000. a year, I have almost 12,000 in debt, i want to debt settlement, because its tooo much Ive been paying my minimum payments and i am current. I want debt relief, on my income I cant pay it back just tooo much, i want to know about how much would they settle, me ... Read More »

After a Failed Relationship I’m Left With Piles of Bad Debt And I Want to Settle One Account. – Kathy

justball-144x125

“Dear Steve, The short version…. As the result of a failed, long-term relationship, I was left responsible for a significant amount of credit card debt. My ex- boyfriend agreed to work with me to pay off the debt so we agreed to go through a Debt Settlement Company. After 1 year and several thousands in fees, only 1 account was ... Read More »

Can Creditors and My Ex-Wife Seize My Debt Settlement Escrow Account? – Gary

justball-144x125

“Dear Steve, I owe $200,000 in unsecured credit card debt. My mortgage is 40% underwater (interest only nothing down), I am 66 and have Social Security and a small pension ($1,800 per mo.) I am working on starting a small business for which i have accumulated considerable additional debt. I do believe it will work and i will make a ... Read More »

I Was Working With World Law and My Creditor Took Me to Court. – Jeanette

justball-144x125

“Dear Steve, Steve, I also asked Damon this because he responded to my post. Background: you submitted my complaint against World Law this afternoon – thank you. And thank you for the guidance you have provided on this website. I followed your advice. I kept the complaint factual instead of just a personal vendetta and since they did not reply ... Read More »

I’m Getting Calls That LHDR is in Bad Shape and May Be Put Out of Business. – Pat

justball-144x125

“Dear Steve, I signed up with Legal Helpers Debt Resolutions three years ago and have just made my last contracted payment to them this month. I had approximately $25,000 worth of credit card debt. I paid my last contracted payment to them this month and now receive a call from some other company, claiming to be their processing company, telling ... Read More »

What is Going on With Lawsuit Against Freedom Financial and Alliance8? – Lori

“Dear Steve, Is there any NEW information out there re: the status of the Class Action Law Suit against Freedom Financial (Alliance 8) debt consolidation? Its been almost a year now and I can’t find anything thats updated about the court status. There was a company, Insolvency (?) in Calif. that was letting clients know. I haven’t been getting a ... Read More »

Get My FREE Get Out of Debt Guy Newsletter

It is the smart thing to do.

I promise to keep your email safe and secure.

Close

I want to keep you posted each weekday with just one email about the latest get out of debt news, scam alerts and information to beat back debt.

You can unsubscribe at any time with just one click.

After you subscribe, check your email to confirm your subscription. If the confirmation email does not appear in your inbox in a few minutes, check your spam folder for it. Sometimes it likes to annoyingly hide there.


  • It will keep you posted on the latest scams.
  • You will be alerted to the latest articles.
  • You will wind up smarter than everyone else dealing with debt.