Latest Posts
Home > Ask The Get Out of Debt Experts > Disability (page 2)

Disability

I’m on Disability and Need a Loan to Pay Off Some Old Debt. – Elizabeth

justball-144x125

“Dear Steve, I am recently divorced. also, disabled 100%. I receive ssd. I have some debts that were left to me that i found on my credit report. some utility , medical, that my ex was responsible for however got left to me. I am trying to get a loan to pay these off. I can afford a monthly payment ... Read More »

Capital One Won’t Accept My Settlement. I’m Disabled. – Wendy

justball-144x125

“Dear Steve, I had good credit until I suffered a stroke after my 25 year marriage fell apart. I am on a fixed income now of $1380 from SSDI. Like Genie was, I am also being sued by Capital one for credit card debt of $3600, + unspecified add’l fees and interest, w/only about 25 days to respond. My credit ... Read More »

I’m Working With a Couple That Had Medical Issues and Debts. What Do You Suggest? – Lisa

justball-144x125

“Dear Steve, I’m working with a couple – one of whom acquired a brain injury a few years ago. She has not been able to work and has SSDI. She also has NH Medicaid and Medicare coverage. Her husband continues to work but his income is fairly low (construction in this economy). As a result of her brain injury, they ... Read More »

I’m Living on SSD. Is It True Banks Can’t Touch That? – Vincent

justball-144x125

many times people hear bits and pieces of things and think that they are perennial experts and repeat things that they are not knowledgable about – here is a question that I “heard” from someone and cannot for th elife of me find any information about and the reason why I am asking is that Liz Pulliam Weston on MSN ... Read More »

Should I Drain My 401(k) to Stay in My Home? – Cynthia

justball-144x125

“Dear Andy, I am 62, on SS Disability, very recently separated, with a house that’s worth at least 250,000 and I owe 143,000. My 401K has about 115,000. I can’t survive on my SS. I can’t rely on my ex for anything. He has ruined what used to be my excellent credit so I can’t refinance. I’m on the 3rd ... Read More »

I Am Desperate and Can’t Afford Bankruptcy. – Janie

justball-144x125

“Dear Steve, I have a work history of 30 years. I recently worked for a call center for 8 years. I am on disability for mental health after suffering a breakdown, due to domestic violence and stress from my job. I get 600 a month from disability, and food stamps. I raised 5 children on my own, after their father ... Read More »

I Have a Bank Account and Property With My Mother. Can My Creditors Go After That? – Anna

justball-144x125

“Dear Steve, I live alone in a home that is now in my mothers and my name jointly. Before that it was only in her name. When she wrote her Will a couple of years ago she also put my name on her checking account. So that if she died, I would not have to go through the transfers. Her ... Read More »

I Am Living on Social Security Benefits, Filed Bankruptcy and American Express is Coming After Me. – Buddy

justball-144x125

“Dear Jeremy, I am disabled with no job for 5 years now, and living on limited S.S. Disability benefits which is not even enough to pay my monthly mortgage. I (only me, my wife is out of the country) filed Ch.7 bankcruptcy almost 4 months ago and still awaiting for the discharge which is hopefully happening very soon. One of ... Read More »

My Husband is Disabled and We Can’t Afford Our Home Business Anymore. – Jennifer

justball-144x125

“Dear Steve, My husband is disabled, and we have a home retail business that is suffering tremendously. We have about $35000 in credit card debt due mostly to our business. We have never had a late or missed payment, but we cannot afford the minimum payments on these cards anymore. We have cut everything out of our budget that we ... Read More »

Should We Convert Our Chapter 13 Bankruptcy to a Chapter 7? – Timothy

justball-144x125

“Dear Steve, My wife and I filed Chapter 13 bankruptcy a little over a year ago. Our payment started out around 750.00 a month. The trustee would not go along with the plan, he wanted more money, so now we are up to over 900.00 a month. My wife became disabled in June of this year which dropped out income ... Read More »

I Live on Disability But Want to Settle $37K in Debt. – Angie

justball-144x125

“Dear Steve, I am going thru a seperation. My only income is a ss. disability check in the amount of 788 per month. I have 37000.00 in unsecured debt. Can you help me? Can you help me find someone to settle my debts? Thank you. Angie” Don’t miss our free Get Out of Debt – “How To” Guide Series on ... Read More »

Wife Wants to Declare Bankruptcy But I’m Ashamed to Do It. – David

justball-144x125

“Dear Steve, I was laid-off 4 months ago and have been unable to get a job so far. I’m 63, no savings, no retirement. Before i was laid-off we had difficulty meeting our financial obligations. We had asked 2 of our credit cards for hardship help; they closed our accounts, lowered interest rate and payment. Now that I’m unemployed i’m ... Read More »

I Will Be Dead Before I Pay Off My Debt. – Shirley

justball-144x125

“Dear Steve, I am on Social Security Disability I get that, help from the state and 381.00 from a retirement persi acccount. I am 130% below poverty level. I own a nice car, and a mobile home, I have no money in accounts or savings but I do own my moblie home and car? Can they take my car or ... Read More »

My Husband and I Are Both Disabled Seniors With Payday Loans. – Margaret

justball-144x125

“Dear Steve, My husband and I are both diabled senior citizens, we also have custody of a great grand daughter,We are on s.s and receive a small amount fro state to care for her. I am really in a bind at this monent, I borrowed fom the pay day loans over several years, and finally it caught up with me, ... Read More »

How Can We Pay Off Our Debt and Put Kids Through College and Save for Retirement? – Bill

justball-144x125

“Dear Steve, I have just turned 50 and my wife will be 49 in two months. We currently have roughly $177,000 in unsecured debt, mortgage for $183.000 on our home, a Home Equity Line of Credit for $50,000 and a loan of $64,000 against some acreage. We also have two car payments that total $575 per month but these loans ... Read More »

Get My FREE Get Out of Debt Guy Newsletter

It is the smart thing to do.

I promise to keep your email safe and secure.

Close

I want to keep you posted each weekday with just one email about the latest get out of debt news, scam alerts and information to beat back debt.

You can unsubscribe at any time with just one click.

After you subscribe, check your email to confirm your subscription. If the confirmation email does not appear in your inbox in a few minutes, check your spam folder for it. Sometimes it likes to annoyingly hide there.


  • It will keep you posted on the latest scams.
  • You will be alerted to the latest articles.
  • You will wind up smarter than everyone else dealing with debt.