Latest Posts

Divorce

Our Marital Settlement Agreement Says I’m Supposed to Pay The Credit Cards But I Was Only an Authorized User. – Alma

justball-144x125

“Dear Lewis, My New Mexico Marital Settlement Agreement (MSA) says that upon the sale of the marital home, I had only one requirement and that was to pay $24K to the credit card companies. Our home has yet to sell. The credit cards were my husband’s and I only was an authorized user. I never co-signed any credit card application ... Read More »

My Husband Had a Stroke, is Spending Down Our Retirement and Moved Out. – Anne

justball-144x125

“Dear Steve, Husband lost job in January, 2010. I had not worked in 12 years since having our oldest of 3 children. We’ve moved around a lot and were in current home only 2 1/2 years. Home is under water. July 2010, husband had a hemiplegic stroke. October 2010 I went back to work to try and bring in some ... Read More »

My Wife is Divorcing Me. – Mark

justball-144x125

“Dear Steve, Wife of 25 years is divorcing me (We’ve been together since high school – the only love in my life). Home primary mortgage $225,930 Secondary $63,790 both with GMAC. Value of home est. is $190,000. Offerred to settle secondary for $12,500 and refi the primary at a lower interest rate (currently 5 3/8 30 yr fixed). GMAC refused ... Read More »

My Father Wanted a Divorce and Filed Bankruptcy. Mom is Now Stuck With the Full Mortgage. – Siu

justball-144x125

“Dear Andy, I need help, asap. Okay, my parents had the current house for 15 years, and refinanced it and got a 2nd mortgage on it and all that. 2 years ago, my father wanted a divorce. He filed for bankruptcy to discharge debt, however, my mother (listening to her friends) refused to sign on to the bankruptcy and so ... Read More »

My Ex-Wife Was Supposed to Pay Her 100K in Student Loans. I Can’t Find Her. – Patrick

justball-144x125

Got married in college…wife and I consolidated student loans through the Devil (Sallie Mae). We got divorced…my name is the primary on the consolidation account. I am buried in excess of $100,000 in student loan debt that my ex-wife and I borrowed in college. When we got divorced she was required to pay her portion in accordance with the divorce ... Read More »

I Married a Sadistic Sociopath and Now Left With Nothing. – Broken

justball-144x125

“Dear Steve, Married 22 years, only to find out from family therapist and court therapist…lets see, first said I married a sadistic sociopath and was divorcing the devil and second said he was the most narccistic a**hole she ever met and he thought the world owed him something. What I thought was some kind of mid life crisis/maybe biopolar, was ... Read More »

Can I Do a Short Sale on a HELOC or Should I Consider Bankruptcy or Foreclosure? – Katie

justball-144x125

“Dear Steve, I am a 44 yrs old mother of two young teens (13 &15). I earn 80k. I have been married for 19 yrs. My husband just lost his 100k job in a very bad situation in which he is now facing criminal charges (he claims innocence). I have made the very difficult decision to leave him. We own ... Read More »

I Need Debt Help. Can I Trust You Steve? – Dianne

justball-144x125

“Dear Steve, I am now 60 years old, have worked most of my life, but was primarily self-employed. I was married for 30 years to an abusive man, both physically and mentally and after 5 years am still going through a divorce. I left my husband when my home and all possessions were washed away (literally) by Hurricane Katrina in ... Read More »

I’m Going Through a Divorce and Want My Ex-Husband to Take My Name Off His Truck Loan. – Natalia

justball-144x125

“Dear Steve, I am going through a divorce. Me and my husband bought a truck back in the March 2010 and I want him take my name from truck loan but he said he can’t refinance it yet and want leave my name on the loan for 1,5 year more. What kind of contract can I make him to sign ... Read More »

My Husband Went to Prison and I Can’t Afford the Bills

justball-144x125

“Dear Steve, My husband of 19 years went to prison,I was left to manage all debts,mortgage with less than half the income. I refinanced to keep going with my smaller income.I had to refinance again to pay an attorney for my husband,he got 14 years. we are in the process of a divorce,I don’t want this house,the property/deed is in ... Read More »

I Can’t Afford My Credit Cards and Don’t Want to Go Bankrupt. – Marion

justball-144x125

“Dear Steve, I am about 50,000 in credit card debt, When I got divorced, my sister and brother in law were placed on the mortgage not the deed so that I could refinance. therefore, I can not declare bankruptcy. I make too little money for the ccr.I am the only one on the deed and I have more than 20,000 ... Read More »

They Tell Me I Am Still Liable for My Debt After Divorce. – Diane

justball-144x125

“Dear Steve, I had 4 credit card debts, each approx 5000.00. I went through a divorce and the debt was awarded to my ex-husband. However my name was on 3 of them. They tell me I’m still liable. The late charges and interest rates soared. I tried working with them but only Discover lowered their interest and agreed to accept ... Read More »

I’m on Social Security and Got a Letter About Settling My Debt Through a Government Program. – Melody

justball-144x125

“Dear Steve, I’ve been on S.S. Disability since 2005, Just went through extreme divorce after 40 years of marriage. Financially and emotionall, physically drained. Exausted financial resources,was “awarded credit card debt, I did’nt even Kknew existed.We had a home in FL. and Mi. He filed for divorce in FL, against agreement we had. Living with ,now married to a 9 ... Read More »

In the Military, Out of the Country, Divorced and Deep in Debt. – Jamal

justball-144x125

“Dear Steve, I’m in the military serving overseas and have served 13 years. I recently divorced less than a year ago and I have a mountain of bills and debt. I tried to manage my money wisely but I’m in over my head. Please help! How can I get a debt consolidation loan to when my credit isnt in good ... Read More »

My Divorce Lawyer is Coming After Me for an Old Legal Bill. – Katy

justball-144x125

“Dear Steve, I signed a retainer for divorce attorney in 1995. Made many payments for 7 years until 2002. They also received thousands in fees from my ex-spouse. Now out of the blue they are suing me for an outrageous sum (hollywood divorce level). It was a simple divorce, no custody and they have run up a sum of 52,000 ... Read More »

Get My FREE Get Out of Debt Guy Newsletter

It is the smart thing to do.

I promise to keep your email safe and secure.

Close

I want to keep you posted each weekday with just one email about the latest get out of debt news, scam alerts and information to beat back debt.

You can unsubscribe at any time with just one click.

After you subscribe, check your email to confirm your subscription. If the confirmation email does not appear in your inbox in a few minutes, check your spam folder for it. Sometimes it likes to annoyingly hide there.


  • It will keep you posted on the latest scams.
  • You will be alerted to the latest articles.
  • You will wind up smarter than everyone else dealing with debt.