Latest Posts

Divorce

I Got Divorced Three Years Ago and I’m Drowning in Debt. – Mary

justball-144x125

“Dear Steve, I live in North Carolina and have several payday loans that I stupidly took out. Now I can’t pay them. I know you have heard this story many times. Paramount Recovery Services is collecting for one of the payday loan companies and wants to charge me $200/month for 6 months. What can these payday loan companies do in ... Read More »

My Ex-Husband is Not Paying My Debt Like He Promised in the Divorce. – Sheri

justball-144x125

“Dear Steve, I am currently being sued by my credit cards for debts incurred prior to my divorce. During the divorce I gave the franchises to my ex although they were bought with a second mortgage on my house. He is paying the second as required by the divorce papers but is paying late, once he missed 3 mos in ... Read More »

My Wife is Getting Sued for Debt From Her Previous Marriage. – Matthew

justball-144x125

“Dear Steve, When my wife divorced her last husband they had a large amount of debt. The house they lived in went to short-sale so the income that was supposed to pay off her debt didnt come in. She was making good payments up until the time she lost her job. She then went on disability and has been unable ... Read More »

Can I Claim Bankruptcy Without Affecting My Husband? – Maria

justball-144x125

“Dear Steve, My husband and I just recently bought our second home in Florida with the plan to rent out our first home with no luck, we only get enough to pay the association fee and Home equity line but not the mortgage. We have now seperated and I live in the new home and have charged up my credit ... Read More »

I’m Divorced and Can’t Dig Myself Out of Debt. – Rich

justball-144x125

“Dear Steve, Divorced last summer. Split credit card debt. No assets besides my vehicle, and I rent an apt so don’t have any home equity to work with. Now have $32000 in CC debt, highest rate is 7.9%, total $751 in monthly payments. Also have $23000 401k Loan at 4.5% (takes 215 out of check every 2 weeks) but this ... Read More »

I’m Finalizing My Divorce But Being Asked to Pay for Debts That Are Not Mine. – Dianne

justball-144x125

“Dear Steve, I am in the process of finalizing my divorce from my husband. In order to save money, we used a family friend, who technically represents him, not me. I have just received a copy of the divorce decree to review, and they bascially took all the credit cards and split them equally between us, with him being responsible ... Read More »

My Husband Left and I’m Drowning in Debt. – KJ

justball-144x125

“Dear Steve, I am a married woman with 2 wonderful children. I am earn a great income in the medical field at around $80,000 per year. I am currently $47,000 in credit card debt. Without boring you with a long story, I started a part-time business in addition to my regular job in 2007. I spend $30,000 to open the ... Read More »

Boyfriend is Paralyzed With Debt After Divorce. – Michelle

justball-144x125

“Dear Steve, My boyfriend was divorced last year. His ex-wife “walked away” from their marriage, but not before charging up the credit card balances substatially. She decided she didn’t want to deal with their newly purchased home, so she legally signed her rights away and he bought her out for $1.00. After adding lawyer divorce fees to the credit cards, ... Read More »

What Can My Girlfriend Due to Get Her Ex-Husband to Pay The Credit Cards He Promised To? – Paul

justball-144x125

“Dear Steve, My girlfriends ex husband racked up 10,000 of debt on a her cedit card while they were married, to my knowledge he was ordered to pay that card down after the divorice. Also the ex husband owes the attorney 7,000 and that attorney is trying to collect from my girlfriend. also the ex husband is not paying the ... Read More »

I Need Good Advice for My Debt. – Todd

justball-144x125

“Dear Steve, I am a divorced father of two that is in debt and needs to get out in order to have some normalicy in my life. I owe less than 10k in unsecured debt plus have an outstanding car loan. I want to keep the car loan separate and find a decent solution to get out from under the ... Read More »

I’m Getting Divorced and Can’t Afford My Bills. – Kate

justball-144x125

“Dear Steve, I am currently in the middle of getting divorced, and have about $23,000 in credit card debt and $30,000 in student loans. I currently can not afford all the debt payments as well as household expenses and my soon to be ex-husband is a stay at home dad who has been unable to find work. I had contacted ... Read More »

Separated From My Wife And Left With $70K of Credit Card Debt. – Bob

justball-144x125

“Dear Steve, Due to a separation from my wife, I am now saddled with $70,000 + OF CREDIT CARD DEBT. One of the cards has just jumped to 29.99% interest. I am up to date with the bills, using money from A house sale, about to run out. I make approx. $30,00 a year and now rent and pay out ... Read More »

Is There a Student Bankruptcy Option? – Zen

justball-144x125

“Dear Steve, I owe about 22K school loan, 7K in credit card, and a $230 phone bill. I only make roughly $1800/month . I don’t have car payments, I have rent which takes about half of what I make then the rest is for food, gas, and child support. The whole situation has gotten out of hand, and I’m so ... Read More »

My Husband Just Left Me and I Won’t See a Dime From Him. – Lynne

justball-144x125

“Dear Steve, My husband just left me and has let me know very clearly I will not see “a dime” from him. This cuts my household income down from $4600 to less than $2000. We had bought our home 3 years ago and managed to build up about $20,000 in credit card debt. This is in addition to my leased ... Read More »

My Ex-Wife is Claiming Bankruptcy For Some Debt I Am Responsible For. – Steve

justball-144x125

“Dear Steve, My ex-wife is claiming bankruptcy and she has some debt that I am a co-signer on. I do good to get by with the debt that I have myself. I can not afford to take on her debt (about another $200 a month). Should I consider bankruptcy myself? I fear if i do not i will lose my ... Read More »

Get My FREE Get Out of Debt Guy Newsletter

It is the smart thing to do.

I promise to keep your email safe and secure.

Close

I want to keep you posted each weekday with just one email about the latest get out of debt news, scam alerts and information to beat back debt.

You can unsubscribe at any time with just one click.

After you subscribe, check your email to confirm your subscription. If the confirmation email does not appear in your inbox in a few minutes, check your spam folder for it. Sometimes it likes to annoyingly hide there.


  • It will keep you posted on the latest scams.
  • You will be alerted to the latest articles.
  • You will wind up smarter than everyone else dealing with debt.