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How To Get Out Of Debt

I Got Divorced and My Credit Card Debt Snowballed. – Hope

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“Dear Steve, I was divorced 2 years ago and was awarded a $5000 credit card balance and a zero balance in my checking/savings accounts. Since I didn’t have enough cash flow to pay off the credit card, I carried this balance (for the first time…I’d paid it off monthly till then). I tried to use only cash to pay for ... Read More »

Financial Hardship Installment Loan. – Tracy

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“Dear Steve, I became disabled in 1993, and opened a bank account, purchased lfe insurance with Union Fidelity and 17 years later, with an immaculate payment record, and 750 credit record, the process for an unauthwith Unionorized draft on my bank, has crippled me, as I have not been able to work, and for two months my direct deposit did ... Read More »

My Husband is an Army Recruiting Commander and We Can’t Afford Our Bills. – Enisha

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“Dear Steve, We desperately need help. We have 3 children in our home (total of 5). We are in financial ruin. So much so that it has prevented my husband from getting a promotion. He is currently a Recruiting Station Commander in the Army. We have sacrificed and moved a few times to help progress his career and now because ... Read More »

I Can’t Afford My Home Anymore. Was Thinking of Using Curadebt. – Brenna

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“Dear Steve, I am a home owner in NJ. I am head of household and have had my house for 8 years. I took my whole family in and was doing just fine as my mother was helping with the mortgage as were my brother-in-law and sister. However, times have changed and I am no longer receiving the financial help ... Read More »

Can We Just Pay a Little Each Month on Our Credit Cards? – Nicholle

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“Dear Steve, My husband was laid off several months ago, and has thankfully found a new job! In the interim we fell months behind paying our debts. My husband’s new job is also at about a 30% pay cut…. When calculating our new budget, I was frustrated by the fact that we would only have enough money to cover our ... Read More »

Have You Heard About Barron Financial. It’s a Debt Reduction Company. – Lorraine

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“Dear Steve, I my monthly credit card payments are more than I can pay $820.00 a month. I have medical bill about $1200.00 I had surgery for breast cancer this year. I cosigned on some student loans for my son. I am receiving letters that they are not being paid. I did not pay American Express this month I have ... Read More »

How Do I Let Go Of My Credit Cards Without Hurting My Credit? – Sonia

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“Dear Steve, two major credit cards with each 16k limits.. one has 11k and one has 10k. I have 100 in interest each month. I pay 250 to 300 each month. I want to let go of them. How do I do this without hurting my credit? Sonia” Don’t miss our free Get Out of Debt – “How To” Guide ... Read More »

Single Mother, No Help, Trying to Make Ends Meet. – Jennifer

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“Dear Steve, I am a 36 year old single mother of 1. By single, I mean no dad to even help with child expenses. I work FT and contribute 4% to my company’s 401k which is matched 100%. My monthly mortgage is 52% of my take home and I’m currently looking at refinancing from the 5.25% interest rate I currently ... Read More »

Getting Married But We Can’t Make Ends Meet or Afford a Wedding. – Katie

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“Dear Steve, I’m getting married in January to the love of my life. But I am concerned about our financial situation. I just went full-time at my job 2 months ago so we would have more money, but it seems like we still don’t have enough money for everything. Together, we have $1,500 in bills each month and we make ... Read More »

I’m Repaying My Debt But Have Payday Loans. – David

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“Dear Steve, i am in 2nd year of credit proposal and got hooked up with wrong person now have pay day loans and at the end of my rope.dont no what to do how can i get out of this mess i make good money but just got to deep. Dont no what to do David” Don’t miss our free ... Read More »

My Sons Went to College and Have Six Loans I Can Barely Afford. – Marcia

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“Dear Steve, What is a smart way to be able to get debt free. I have two boys who went to college and we have 6 loans out there now all wanting there money, i am doing my best to catch up and pay on them , but it leaves us has parents and my sons with NO money to ... Read More »

Current On Our Bills But Want to Get Credit Relief Settlement Help. – Michael

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“Dear Steve, my wife and I have approx. 85K in credit card debt. We are current on all payments, however, are making little to no progress to pay these cards down. We would be interested in a debt settlement that would lower our interest rates on the debt so we could pay them off over a matter of time (say ... Read More »

How Can I Lower the Debt I Owe? – LeoTheLion

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“Dear Steve, I have between 70K and 75K unsecured debt (95% credit card balances and 5% medical bills). Credit cards are Chase, Citibank, American Express and Discover. A lot of these credit cards have 0% apr, so the apr is not an issue, but the amount of minimum payment itself is killing me. I need to decrease the amount of ... Read More »

I Was on an H1B Visa and Had to Move Back to India. – Hardeep

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“Dear Steve, Hi Steve, I worked in the US for 5 years on h1b visa and maintained a healthy credit rating during those years.Due to sudden turn of events i lost my job and had to relocate back to india with lot of credit card debt still hanging on my head. I have all the intentions of paying back and ... Read More »

I Missed My Credit Card Payments and I’m Freaking Out. – John

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“Dear Steve, I am a student. Graduating from a university with a Bachelors Degree in business. I have 3 credit cards and a car loan. I am behind one month on 2 of my credit cards. I have applied for jobs and will have an interview next week, but even if I do get the job, the hiring process will ... Read More »

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