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Identity Theft

I’m Being Sued for a Capital One Account My Wife Opened in My Name. – Gerald

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“Dear Steve, Being sued by Capital one for $6500 and have 21 days to answer. My wife opened this account in my name without my consent or knowledge. She was making payment without my knowledge until I lost my job in the automotive and she wasn’t able to make any more payments and the ugly truth came out! They want ... Read More »

My College PO Box Buddy Stole My Identity. – Crystal

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“Dear Steve, A few years ago, the person whom I shared my college post office box with stole my identity and opened several cards in my name, most of which were charged off later. To this point I have been able to have all of them removed from my report except Capital One. Although Equifax and TransUnion both removed inaccurate ... Read More »

My Ex-Husband Stole My Identity and Ran Up Debt. – Veronica

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“Dear Steve, I was married to a man that was our sole supporter for 18 years, we seperated and he kept the house. 3 years later when he died i realized that he racked up over 40k in debt in cc’s and loans in my name that i did not know about. we also had a house that was lost ... Read More »

My Mother Stole My Identity and Opened 30 Credit Accounts in My Name. – Darryl

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“Dear Steve, My mother has opened at least 30 accounts in my name and stolen my identity. She put the wrong birth year on all accounts, but put the right information. I still live with her and have nowhere else to go until i become eligible to join the military service. I dont know what to do. I cant get ... Read More »

My Mother Said I Could Take Credit Out in Her Name and Now Denies It. – Garry

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“Dear Steve, About 3-4 years ago estimated time, my mother had given me her verbal permission to get credit in her name, she never said how much credit I could take out, she said I want you to build credit, so I am fine with you having credit cards in my name with you as the 2nd cardholder to help ... Read More »

My Wife Took Credit Out in My Name and Then Died. – Jasper

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“Dear Steve, One month after my wife passed away I received a bill from a credit card company. I have never applied for a credit card and never used one. She had applied for this in my name without my knowledge. Am I responsible for this $5000 debt? Jasper” Don’t miss our free Get Out of Debt – “How To” ... Read More »

My Mother Opened Credit in My Name While I Was in a Coma

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“Dear Steve, My credit was ruined in early 2004 when I was in a coma and my husband had decided to leave me, take the money and not pay the bills. I lose everything, home, car, credit and any insurance money he spent. So I had started over from nothing. I have now found out that my recently deceased mom, ... Read More »

I Am a Victim of Bank Account Fraud. – Amy

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“Dear Steve, 23 years old…fraud on bank account (police did nothing about)…college tution I need to get my debt straighten out, i’m really not for sure what all i need to pay. i have no credit cards and own nothing, so how do i find out what i owe and my best option on repaying debt. Amy” Don’t miss our ... Read More »

I Was Given an AMEX Card With The Business and My Name On It. – John

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“Dear Steve, A family member (father) owned a business that I helped operate for a short period of time. My sister worked in the office at this time. I was given a AMEX business credit card with the business and my name on it. Eventually, my father retired and closed the business. Soon there after, I learned that the card ... Read More »

I Did a Very Bad Thing. I Just Told My Husband. – Bonni

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“Dear Steve, I made did a very bad thing,I was going to say I made a huge mistake.but it was wrong and I knew it was wrong. I took out credit cards in my husband name used them to help family members pay bills and other stupid frivulous things. thinking i would be able to pay them off. now I ... Read More »

Credit Card Company Put Someone Else’s Name On My Account- Help – Heather

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“Dear Steve, Discrepencies on credit report and credit card mess. Question The cc company accidentally put someone elses name on myaccount. I couldn’t have access to the account while they investigated and when the reopened it there were tons of late fees and penelties. It was not my fault. Someone opened a lot of credit using my info, need help ... Read More »

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