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International Debt

I Was a UK Uni Student and Don’t Feel I Owe the Debt. – Sunita

uk

“Dear Jon, I was at a UK uni undertaking a postgraduate course. I completed the year and found out i passed through the university student access center. I was then never sent a transcript and also never received my certificate. There was a two month lapse between me completing the exams and finding out i passed. During the whole time ... Read More »

Will I Have a UK Police Record for Not Paying My Mobile Phone Bill? – Salman

uk

“Dear Jon, I owe a particular phone company around 1600 and haven’t paid anything to them in a year . I am wondering that would an unpaid phone bill of £1600 would result into a UK police record if not paid over a period of 1 year ? Or its just civil law ? Salman” Don’t miss our free Get ... Read More »

Will Insurance Cover My Credit Card Debt in the UAE? – AJ

uae

“Dear Jon, Hi, I am also sailing in the same both as all other here. I started my join in (Dubai) UAE in Late 2010 and as usual I also got into credit card World and I owe following 1 Car Loan – 40000 AED (can be sorted out by selling the car) 5 Credit Card – 60000 AED (aprox) ... Read More »

What Will Happen to Me if I Don’t Repay My Northern Ireland SLC Student Loan? – John

Irish leprechaun rugby player Ireland flag

“Dear Jon, I graduate from uni here in the uk this year. I study in England but my loan was given to me by the N.Ireland SLC. My student loan debt at the minute is just under £30,000. I believe it will be around £35k at the end of the next term. My family now live abroad (in Spain) and ... Read More »

How Can I Restructure My Debt in the UAE. My Bank is Threatening to Call the Police.

Writing Q&A, Questions and Answers on a blackboard.

“Dear Jon, I had an issue with my bank in November 2011 to whom im transfering my salary as i have a personal loan when they accused me that i have an unpaid credit card from 2009. i had a card in 2009 and repaid it all, but lost the clearance letter. so the bank took my salary for 2 ... Read More »

I’m a U.S. Citizen Living in the UK. If I File Bankruptcy in the U.S. Will it Hurt Me in the UK? – Amanda

teacher

“Dear Jon, I am a US citizen living in the UK for 4 yrs. I have no intention of returning to live in the US, and plan on applying for citizenship here. I have been paying 3 credit cards, a credit union car loan and a student loan in the US for the last 4 yrs. i have recently lost ... Read More »

I Live in Canada But Back in Debt Again. Help! – Lisa

monster under bed

“Dear Steve, Hi Steve, My bankruptcy drops off my credit report in June (my 7 years is up) but because of medical problems that my daughter and I have had in the last 3 years I have some bills in collections (none are credit cards) now and I am so afraid of this whole situation I can’t even tell you ... Read More »

I Moved to the UK From Canada But Left Debt Behind. – Anna

canada

“Dear Jon, I moved to the uk from Canada to work. lived there for nine years. year and half ago dad died suddenly and moved back to Canada to help support mom. I want to go back to the uk to just visit friends for two weeks. when I arrive is there any chance custome/immigration will stop me from entering ... Read More »

I Tried Cockburn & Associates But Should I File Bankruptcy in Canada? – Cris

Man in the field

“Dear Steve, I was self employed for a number of years operating in all cash. The work dried up a couple years ago and I finally gave up on it in Feb 2012. So for a good year I was living beyond my means holding out hope but it was all for naught. I moved to a different city for ... Read More »

I Left Dubai With Debt But Will Return. Will I Be Arrested? – Nepail

UAE

“Dear Jon, I left dubai for almost 3 years now and failed to come back and now i have a new job offer again in gulf country wanted to go back but i am worried i might have problems with my entry? Please can you confirm if a person having bank loan and credit card unpaid issues in UAE can ... Read More »

I Settled My Debt With Emirates NBD Bank But They Say I Still Owe Them Money. – Maria

Screen Shot 2013-02-13 at 4.59.14 PM

“Dear Steve, I got a settlement letter from Emirates NBD Bank and were able to comply with their requirements to pay the full value in the letter on the date mentioned Dec 30, 2012. The next day we got Clearance letter for the police to close my case. All the while i feel that everything is ok, until January 2013 ... Read More »

Will I Get Arrested in Saudi Arabia Because of My Bad Debt in Dubai? – Don

gcc money

“Dear Steve, I’m credit card debt and one PDC loan and one monthly payment loan. I’ve lost my job in dubai. I’m currently in dubai and i have informed banks with the same situation and have already provided them with termination letter copy. I’ve been offered a role in Saudi arabia. I’ve every intention to pay every penny to the ... Read More »

I Had to Leave Debt in the UK to Return to India. – Purvi

uk

“Dear Jon, I am an Indian who lived in UK for close to 6 and a half years. I was a student initially and then worked on a post study work visa for 2 years. I have lived my life in UK, with dignity and respect in all these years. In june 2012, I had to return back to India ... Read More »

I Completed My Degree at the University of Hull UK But Still Owe Tuition. – Joan

uk

“Dear Jon, I completed my Masters degree last year September 2012 at the University of Hull. I still owe tuition fee in £3597.02. I am meant to graduate in Jan of 2013 but I contacted the Uni that I would not be able to pay before then and that my graduation be postponed till July of 2013 when i would ... Read More »

We Have an Interest Only Car Loan and Other Debt We Want to Pay Off. – Becky

math

“Dear Steve, Husband and I both work full-time & make a decent wage (approx $100,000). We owe $13000 on credit card, $33000 for car loan ( no interest-7 years), $16000 personal loan (used to max out RRSP tax deduction last yr), and $127000 for mortgage (25 yrs). We manage to pay all our expenses each month with a couple hundred ... Read More »

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