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UK

Can the Creditors Extend Our IVA Even if We Have No Equity in Our House? – Ken

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“Dear Jon, My wife and I are in an IVA and have made all the payments for the last six years. We have no equity in our house at this point. Can the creditors extend the Individual Voluntary Arrangement to eight years to make up for the lack of equity in our house? Ken” Don’t miss our free Get Out ... Read More »

I’m a UK Student That Took Out Payday Loans. What Can I Do Now? – Alex

payday loan

“Dear Jon, Hi, I am a student, and was lead to take out payday loans as I didn’t have enough money, at the time I had a part time job so was able to pay them back. I then lost my job, and couldn’t pay my loan back, and I just kept getting more loans out (stupidly). I now have ... Read More »

I’m Going Back to London for a Job Interview. Will I Get Arrested at the Border? – Maya

uk

“Dear Jon, I have lived in London for few years,studied also.During that time i took a loan for 20,000 pounds and was paying it off for a year untill i got refused the work permit and also because all of that stress i got ill and had to go back home in one of the non EU countries… So after ... Read More »

Can I File a DRO From Outside the UK?

uk

“Dear Jon, I have debt of 10K in UK. I took up these loans thinking I could repay them in due course of time.Although I did paid up for the 3 consecutive loan installment as I was earning. But due to change in visa rules I was forced to leave job and cldnt find another job ultimately I had to ... Read More »

Will I Be Arrested Trying to Leave the UK With Debt? – John

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“Dear Jon, I am currently international student and will be leaving the country towards the middle of 2013. I currently owe £400 to the banks and £196 on an unpaid mobile contract bill. As it has been more than 60 days since I’ve repaid both, I am assuming that my credit score and information has been circulated to the credit ... Read More »

I Was Studying in England But Had to Return to Greece. I Left Debt Behind.

greece

“Dear Jon, I am a Greek citizen and 3 years ago (mid-September 2009) I started a course at an English university. Due to some personal problems I had to return in Greece only after a month or so (October 2009), so I cut my course short. I had a student loan accepted, but I had the right to cancel the ... Read More »

I’ll Be Committing Suicide Next Month Because of My Student Loans. – Bradley

Student Loan Corkboard Concept

“Dear Jon, Student – Due to illness will be commiting suicide early January If a student with pretty much no estate other than a tv and an xbox was to give said “tv and xbox” away as christmas presents. Then, took out £500-£10,000+ from these various payday loan companies at the maximum amount and time period to pay back (So ... Read More »

How Can I Dispute a Credit Card from Cabot Financial in the UK? – Mahadeo

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“Dear Jon, Made request under CCA74 to Cabot financial (Europe) Ltd for true copy of credit card agreement which they claimed (under £2500) were in force since 2002.. They sent t&cs but no copy of the true executed agreement. Wrote to them to dispute their claim as unenforceable and stopped payments. They keep sending intimidating letters with threats of court ... Read More »

Will My Unpaid University Debt Prevent Me From Staying in the UK? – Raj

uk

“Dear Jon, I was a student who came to the UK in 2009. I was enrolled for a course, which I did not complete. End 2009, I got a Tier 2 visa and started working. Now it’s time to extend my visa. I had paid my agent who arranged my student visa in 2009 all the money for the course ... Read More »

Can I File Bankruptcy in the UK Even Though I’m Not an EU Citizen? – Siru

uk

“Dear Jon, hi, i lived in uk for about 2yrs and 8 months. I had to go back to my country because i couldn’t manage my expenses. I had some credit cards debt and overdraft (£5500 in total). i took 3 mobile sets on contract. As there was roaming facility on in one mobile i used it in my country. ... Read More »

I Owe a Debt from the UAE that a Debt Collector is Chasing Me for in the UK. – Phil

uk

“Dear Jon, I was forced to leave the UAE in August of this year, I left credit card debt to the total value of AED 87K. I am now in the UK and have been contacted by a UK debt collection agency (DCA), stating they have been instructed by the UAE bank to recover the debt and handle the account. ... Read More »

I Left Debts in England. Will I Be Able to Return? – Fred

uk

“Dear Jon, I left England over 6 years ago and left behind me debts from credit cards,overdrafts and some bank loans. Now i have been offered a great job and want to return to UK. My question is what sort of difficulties are ahead of me? Have my debts been written off now after 6 years? Can you give me ... Read More »

Can I Visit My Family and Friends in the UK Without Being Arrested? – Melissa

uk

“Dear Jon, Hello, I am a US citizen who was living in the UK between 1998 and 2004. I still technically hold a UK resident permit (ILR), but I currently reside in Turkey. In 2004 after the breakdown of a personal romantic relationship in the UK I found myself unable to pay on a loan and two credit cards that ... Read More »

Can I File Bankruptcy in the UK for My Debt in Romania? – Dora

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“Dear Jon, Thank very much for your help and time. I want to ask you if you can help me , because I am in a desperate situation right know. In my country , Romania there is no legal basis for personal bankruptcy.I have paid in six years almost 30000 euros , and after the bank moves to foreclosure of ... Read More »

I Wrote a Check at the Grocery Store That Bounced and Now I Owe a Lot. – Patricia

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“Dear Jon, I wrote a check at grocery store for $18.14 and my bank empty out my personal accont and moved.now it states I owe$ 259.14 . I was in despute where I was forced out reasadent I was not properly notified. What do I do about this matter Patricia” Don’t miss our free Get Out of Debt – “How ... Read More »

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