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UK

I Am the Guarantor for My Daughter’s Car in the UK and She Can’t Pay. – Marie

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“Dear Jon, I went guardtor for my daughter for car and she cant pay for it as her circumstances have changed she had a baby and only works partime gets about 400 a month car is 293 amonth she has made agreement to lower payment but stopped paying now i am resposible but i have mobility car so i dont ... Read More »

Will Natwest and O2 Arrest Me When I Return to the UK? – Jed

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“Dear Jon, I have a credit card debt from Natwest less than £500 as well as an O2 bill. I left the country a bit more than three years ago. I didnt receive any phone call or letter from them for the fact that i was no longer in the UK. Now i’m going back for a visit. Would I ... Read More »

I Moved From the UK But Left Debt. Is My House in the EU at Risk? – Fedra

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“Dear Jon, I need your advice, I have been working in the UK for 3 years , then moved back to my home country in the EU , where I have my own house., without any mortgage. I have left about 10.000 pound of debt behind me in the UK. I am just wondering if I am going to put ... Read More »

I’m Worried About Being Stopped at the UK Border for an Old Debt. – David

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“Dear Jon, My situation is this,im a uk citizen but live abroad for most of my life,i went back to the uk on 2005 and stayed there until 2008 within that time i opened a couple of credit cards and a samll loan ,in 2008 i had to leave the uk and nevesr repayed the credit card,loan or mobile phone ... Read More »

I Declared Myself Bankrupt in the UK But Worried About Charge Against My House. – Hayley

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“Dear Jon, I have recently declared myself bankrupt and this was all agreed and I have an official receiver whom I am providing information to, old banks statements, credit reports and personal information about my working life and why I got into debt. However before I was declared bankrupt I had a loan where the company would not agree a ... Read More »

My Husband Died in the UK and I Paid His BarclayCard Balance But Now Assisted Probate Services Wants More. – Jax

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“Dear Jon, In december 2009 I lost my husband in a road accident.In january 2010 I received a statement from barclaycard with a balance of £110 that had paid for my christmas gift from my husband to me.I paid the balance in full and cancelled the card after explaining the circumstances.The card was solely in my late husbands name and ... Read More »

I’d Like to Get My British Passport Back. I’m in New Zealand and Left Debt in the UK. – Nicola

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“Dear Jon, Hello Jon, I have a similar situation to a previous enquirer. I left the UK in 1995 and had about 3k worth of debt. I was extremely ill and was diagnosed schizophrenic in New Zealand. I was hospitalized in NZ a year later in 1996. I only meant to stay in NZ for a short time but my ... Read More »

I Refused to Pilot FlyDubai Aircraft Into a War Zone. Now They Want Money From Me in the UK.

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“Dear Steve, I recently left Dubai owing around 22000 pounds to an airline called Flydubai. I am now in the UK and have been contacted by debt collection agencies here in the UK. Being as the debt is from Dubai, can they legally ask me to pay them back? The debt by the way is owed to my ex-employer in ... Read More »

UK Company Took Our Passports And Setup Bank Accounts for Me. – Tom

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“Dear Jon, I lived in the UK for a couple of years since 2006. I went there with a few other people with the help of an agent, who was supposed to help us get settled. They collected our passports, set up bank accounts for us, rented houses etc. After my return I found out all of the others sooner ... Read More »

I Left the UK With Debt and Now Live in Portugal. – Steve

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“Dear Jon, I left the UK in 2001 with approximately 20,000 of combined debt. 6,000 of this was a student loan, plus a bank loan and overdraft. I have been in Portugal ever since, living, working and behaving far more responsibly but ironically have a partner who has now been offered a brilliant job in the UK. I am interested ... Read More »

I’m in the UK And in IVA But Wonder if Actually Filing Bankruptcy Would Be Better. – Sarah

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“Dear Jon, Up until april this year I was a director of my own company with my husband. In april we decided that after 7 years of trading we could not carry on trading, a lot of the debts were in my personal name and I was being hounded by the creditors, I now have my iva approved but I ... Read More »

What Can We Do About Threats From Ford Motor Credit? – Marvin

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“Dear Jon, My wife and I have been struggling to pay bills due to her employment situation. She has been unemployed and currently works part time. Ou home have been modified and we just is barely making ends. We were excellent customers with Ford Credit until she lost her job. The account manager have been harassing us calling my wife ... Read More »

I Want to Come Back to the UK But I Left Debt There. – Klair

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“Dear Jon, I have some debts in UK (around 5K). It has been 2.5 years, Since i have moved from UK to my home country due to some family reasons. since then i never heard of anything from any of my creditors in my home country. Now i want to come back to UK again, and i want to review ... Read More »

I Thought CCCS UK Was Supposed to Help Me But They Made Things a Mess. – Adele

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“Dear Steve, I am currently under the CCCS and have been for 5 years now. Since I started my Debt Mangagement Plan, I have moved home on serveral occasions, therefore along the way my old bank (of which I have a a loan with), not being able to contact me. As far as I am aware, I emailed every one ... Read More »

I Moved From the UK. Can I Still Get a UK DRO Debt Relief Order? – Erin

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“Dear Jon, I moved from the UK to the US in January 2012 with UK debts. I lived in the UK for 14 years and plan to now resettle in the USA. Having sought advice on my sitution, I seem to qualify for a DRO based on my financials, but am ensure about the residency requirements? Your article on DROs ... Read More »

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