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Judgment

How Can I Get Out of This Judgment and Wage Garnishment?

debt hole law tada

“Dear Steve, In 2008, at the age of 18, I moved out of home, into an apartment with a roommate. The rent was high ($1300/mo), and about 4-5 months into the lease, my roommate’s work started to decline. One morning, she up and moved out, and with management (which has since changed, and the rates have lowered) being completely unhelpful, ... Read More »

How Can I Get an Old Default Judgment Vacated?

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“Dear Steve, Hi Steve: 10 years ago discover card got a default judgment against me, as I failed to reply there summon. Then on January 28 2013, a collection firm send me a summon with a complain behalf of Discover Card with a 20 days date range to reply with their summon, I mailed them a letter in response to ... Read More »

I Have a Lien Against My House for an Old Debt. – Joanne

closeup of a gavel on cash, from above

“Dear Steve, I had a judgement from a credit card against me, I filed for chapter 13 , but the plan was dismissed early. I saw on my credit report that the judgement was there but the company never contacted me. My wages were never garnished etc While going through my paperwork I found a letter from the sheriff that ... Read More »

Do I Have to Worry About My Debt? I’m Judgment Proof. – Salvatore

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“Dear Steve, Hi Steve, I am up to my neck in credit card bills about $58,000. I have talked to a few of my friends about my situation I only have monthly Social Security and a small Federal Retirement check. Creditors and Collection companies are starting to Call I heard that my Federal Checks are Income protected against any Garnishment ... Read More »

What Can I Do When a Creditor Seizes My Checking Account? – Delonte

Bank

“Dear Steve, i owed a creditor but fell on financial hard times and could not keep up with the payments. The account eventually went into default. In an attempt to recover the funds, the creditor gained access to my account and froze all activities attached to it. what can i do when a creditor freezes my account and my paycheck ... Read More »

How Do I Settle My Capital One Judgment? – Karen

Handshake with Money Sign

“Dear Steve, I have a capitol one judgement against me from 2007. At that time it was 1685 now its 3780 with interest and court costs. I want to settle with a one time payment but they want alot of personnal info to see if I qualify for a discount. Can they charge interest on a judgement? court costs? What ... Read More »

I Was in a Debt Settlement Program and Was Sued by a Creditor and Never Knew It. – Elizabeth

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“Dear Steve, I thought I was so close to closing the chapter in my life from the past full of debt. Then I recently learned of something else that came to light as a total shock! I have lived in Michigan for the past 2 years after living in Washington DC for 2.5 years before that. Prior to DC, I ... Read More »

Discover Card Sued Me 10 Years Ago and Wants to Renew It. – Barna

closeup of a gavel on cash, from above

“Dear Steve, 10 years ago Discover card sued me but on that time, I was not aware this clearly and my roommate signed that summon. However, on 2003 around June they had a garnishment on my bank account and took all the money I had in my bank account. After that I did not receive any warning from Discover card. ... Read More »

Can We Offer Creditors a Little Bit Each Month to Hold Them Off? – Paige

closeup of a gavel on cash, from above

“Dear Steve, My husband is 67 and retired. He is on social security only but was working part time before he became ill. He is under a doctors care and will probably have to have surgery in a few months. He received a summons from a law firm representing Capital one credit cardthat for $5000. He is due in court ... Read More »

I’m Judgment Proof But They Keep Trying to Sue Me. – Anita

closeup of a gavel on cash, from above

“Dear Steve, went judgement proof in 2008, haven’t had no problems till lately. within the month a process server came to serve legal papers but I am in a wheelchair and did not get to door before he left he will be back….in 2009 i reicieved a default judgement in the mail, now they are comingto my home. I am ... Read More »

My Bank Account Was Frozen Because of a Debt Buyer Lawsuit. What Should I Do? – Charles

closeup of a gavel on cash, from above

“Dear Steve, In 2012 I had my bank account froze recived a letter saying I was sued in 2008 for a debt,I had know idea about being sued it seems its a third party debt buyer I have know idea what the debt is from have not had any credit cards opened since 2002 Is there a way I can ... Read More »

Can I Get a Lien Against My Truck So I Can Settle My Debt? – Gary

closeup of a gavel on cash, from above

“Dear Steve, I have a judgement that was granted against me in 2009 for a credit card ($7000.) at that time all of my assets were tied up in payments ( no real estate ) I had bought a truck for my business; had to use personal credit so the truck is still in my name instead of the LLC. ... Read More »

Can Creditors and My Ex-Wife Seize My Debt Settlement Escrow Account? – Gary

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“Dear Steve, I owe $200,000 in unsecured credit card debt. My mortgage is 40% underwater (interest only nothing down), I am 66 and have Social Security and a small pension ($1,800 per mo.) I am working on starting a small business for which i have accumulated considerable additional debt. I do believe it will work and i will make a ... Read More »

My Pay is Being Garnished for My Ex-Husbands Debt I Went Along With. – Alisha

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“Dear Steve, In 2006 before my ex-husband and I were married, we obtained a personal loan as joint in the amount of $6,000.00. This loan was initially for him and he made the payments, but I agreed to use my vehicle as collateral. My ex-husband stopped making the payments and as a result my car was repossed and auctioned off ... Read More »

Capital One Sued Me And Got a Judgment After the Case Was Dismissed. – Linda

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“Dear Steve, Capital One wrote off their debt, turned over to a Collection Agency who has now sent to an attorney,,,they got judgment against me and I motioned to have that set aside which was denied,,now at Appeals process. Also the plaintiff’s counsel motioned against my motion. When reviewing court records, I found that the judgment was entered after the ... Read More »

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