Latest Posts


Will Capital One Take Our 12 Year Old Car?


“Dear Steve, a judge found in favor of capital one that i had to repay 7,000 on 700 that i put on a card years ago. i have a house in both my wifes and my name, a 12 year old vehical in my name and have been unemployed for almost 2 years. today i recieved notice of deposition in ... Read More »

    My Husband Had Open Heart Surgery, We Are Unemployed, And Just Got Sued. – Cathy


    “Dear Steve, I need some kind of advise please!! My husband lost his job June 09 after 17 years….a month later emergency open-heart surgery……we lost all unemployment appeals…..we have no income coming into our home…..friends and family have helped keep us afloat with just our living expenses….we have lost 1 vehicle (repo) still have 1 car left (current)… the problem…credit ... Read More »

      Is It True That a Credit Card Company Does Not Have to Report on Your Credit Report If They Don’t Want To? – Andre


      “Hi Steve, I recently received a judgement and the same week my wages were garnised. When I called the company they informed me it was for a credit card, which I know nothing about or never opened. I got my credit reports and it was never reported. I was told the card was open in 1993 and payments stopped in ... Read More »

        The Judgment Against Me Has Almost Doubled And I’m Tired of Running. – Lucy


        “Dear Steve, I have a judgement that is 11 years old in the state of VA.The original debt was about 13000 but is currently at 25,000. I want to make a offer not to file bankruptcy if the creditor will accept $3300 in exchange for a certificate of satisfaction for the judgement. But I am afraid the creditor will acept ... Read More »

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