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Lawsuit

What Can I Do When a Creditor Seizes My Checking Account? – Delonte

Bank

“Dear Steve, i owed a creditor but fell on financial hard times and could not keep up with the payments. The account eventually went into default. In an attempt to recover the funds, the creditor gained access to my account and froze all activities attached to it. what can i do when a creditor freezes my account and my paycheck ... Read More »

I’m Being Sued by Midland Funding Over a Chase Bank Account.

closeup of a gavel on cash, from above

“Dear Steve, I found attached file hanged on my front door. The debt is a credit card I had with Providian, who was absorbed into WaMu, who was absorbed into Chase. May be Chase sold the debt to Midland funding. Please advise me.” Don’t miss our free Get Out of Debt – “How To” Guide Series on a number of ... Read More »

Will Capital One Take My Truck and Tools? – Chuck

Toolbelt-On-Handyman

“Dear Steve, I am 74 I get SS. I got behind when the economy fell in 07-09, lost my job I have a private work shop that I do side work out of for extra income, not reported I have an old truck 38 years old and a 92 car. My SS goes into bank account. I got served a ... Read More »

Chase Bank Let Me Open a Credit Card. I Have Not Paid in 4 Years. Now I’m Getting Sued. – Lawrence

closeup of a gavel on cash, from above

“Dear Steve, About 3 or 4 yrs ago Chase Bank, let me open a credit card with a line of credit for $1,300.00. We’ll at that time I had a decent job and figured I could afford to use it. Shortly after I lost my job and was not able to make payements. Now 4 yrs later this lawyer firm ... Read More »

AMEX Sued Me and Then Dropped the Suit. Why? – Matt

closeup of a gavel on cash, from above

“Dear Steve, Much credit card debt $60K – received notice that a lawsuit against me by AMEX (under $10K) was dismissed without prejudice by a local firm. I received notice that a civil case against me regarding a cc debt was dismissed without prejudice by a local law firm in my former state – I used to live in GA ... Read More »

Can We Offer Creditors a Little Bit Each Month to Hold Them Off? – Paige

closeup of a gavel on cash, from above

“Dear Steve, My husband is 67 and retired. He is on social security only but was working part time before he became ill. He is under a doctors care and will probably have to have surgery in a few months. He received a summons from a law firm representing Capital one credit cardthat for $5000. He is due in court ... Read More »

I Had a Problem With a Purchase Made Through Ebay and the Seller Sued Me. – Steve

closeup of a gavel on cash, from above

“Dear Steve, Purchase made through Ebay. Item not as described and seller would not take back merchandise nor communicate. Seller has sued me in Arizona and got a default judgement. I was never served but have found out that “Alternative Service” was approved by the judge and they used “Nail and Mail”, or what the court calls, “Post and Mail” ... Read More »

My Bank Account Was Frozen Because of a Debt Buyer Lawsuit. What Should I Do? – Charles

closeup of a gavel on cash, from above

“Dear Steve, In 2012 I had my bank account froze recived a letter saying I was sued in 2008 for a debt,I had know idea about being sued it seems its a third party debt buyer I have know idea what the debt is from have not had any credit cards opened since 2002 Is there a way I can ... Read More »

I Was a NYC Teacher. Will I Go to Jail Because the City Overpaid Me? – June

Elder Care

“Dear Steve, I worked as a NYC teacher. I was injured 6 years ago flling down the stairs. It was a line-of-duty accident, not subject to worker’s compensation laws. The departments doctor found me disabled, but did not make a final determination until 7 months later. They kept paying my salary. Then the doctor said that even though I was ... Read More »

I Live in Wisconsin and Disabled. Can a Creditor Sue Me Again for the Same Debt? – Wendy

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“Dear Steve, I had a credit card from Capital One back in 2003(?) or 2004(?)…. In a short time, I was not able to pay on it because I ended up having to apply for Disability. So they went through the normal trying to collect, then finally, took me to court (which I was not able to make it to, ... Read More »

Chase Bank Sent Me a Summons and Wants My Bank Details. Do I Have to Give It to Them? – Candy

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“Dear Steve, Steve, i recieved a summons in regards to Chase bank: I contacted the law offfice that sent it to me and made arrangements to make payments on the debt owed, they are asking me for bills and checks stubs and bank information do i have to disclose that information to them? Also do i still reply to the ... Read More »

My Pay is Being Garnished for My Ex-Husbands Debt I Went Along With. – Alisha

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“Dear Steve, In 2006 before my ex-husband and I were married, we obtained a personal loan as joint in the amount of $6,000.00. This loan was initially for him and he made the payments, but I agreed to use my vehicle as collateral. My ex-husband stopped making the payments and as a result my car was repossed and auctioned off ... Read More »

American Express Didn’t Show Up for the Court Date. What Now? – Kate

justball-144x125

“Dear Steve, American Express is suing my friend that had a lot of medical problems and couldn’t pay his bills. He sent them a letter explaining this and got the court date changed. On the day of the court date, my friend slept through the court date but was notified that American Express didn’t show up either and they haven’t ... Read More »

My Power Company is Suing Me. I Don’t Have the Money to Pay. – Megan

justball-144x125

“Dear Steve, I moved a year ago( October 2011) and my power company changed. Before I had been on equal pay. When I closed my account with the first company, they said I owed over $700. I made one small payment to the company. Soon after they cashed that check they sent me to a collections agency, Bonneville collections Check ... Read More »

Getting Sued for a Spa Bill and Worried About Going to Jail. – Adam

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“Dear Steve, I saw you giving advice and I need some guidance. About a year ago I lost my job as did my wife. I had purchased a Spa years back but fell behide in payments. When I told the Spa company it was impossible for me to pay since I had no work and my wife did not. He ... Read More »

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