Category Archives: Medical Debt

I’m a Struggling Musician That is Drowning in Medical Debt. – Danika

“Dear Jon, I am paying off my student loans, about 8,000. BUT after that, I am considering to file BANKRUPTCY for my more than 20,000 (and growing of medical debt). I do not have any other kind of debt. No outstanding credit cards, or the such. I have a good standing and three months of [...]

We Don’t Make Enough Money to Repay Our Debt. What Do We Do? – Melody

“Dear Steve, I started out with nothing graduating from a private christian home. However I have accrued a $3,000 or more student loan. The first college I tried going to was a big money racket but i didn’t know that, now I do. I have about a $1,500 credit card debt that is already in [...]

I Was Told to Just Throw the Hospital Bill in the Trash. – Paul

“Dear Steve, i am from Charlotte NC my name is Paul i don’t have medical insurance because i cant afford payment i am just student my question is what happen if i don’t pay hospital bills ? what happen if i don’t pay doctor bills? what happen if i don’t pay my credit card death? [...]

I’m Covered By Medicaid But My Doctor is Suing Me For The Bill. – Laura

“Dear Steve, I live in new york state, have an income below the federal poverty level, and recieve medicaid benefits. 9 months ago, when i was pregnant (approximately 3 weeks before my due date,) I visited new jersey. when i was there i began hemmoraging. i went to the nearest emergency room, was admitted and [...]

What Should I Do About My Medical Bills Going Into Collection? – Natalie

I have some past medical bills that are going into collections and one that is already in collections. I am 22 yrs old, a full time student, and i work only part time. I do not have the means to pay for these bills but do not want my credit to be ruined at such [...]

Unemployed After Three Surgeries and Facing a Garnishment of Husband’s Pay. – DeAnna

“Dear Steve, i live in california i am un-employed due to medical problems i have had three major surgeries in a two year span my husband is our only source of income, we currently had a collection agency inform us they will be taking us to court to garnish wages unless we pay 6131.00 in [...]

I can’t pay all the medical debt I have. Help. – Tracy

Pretty much the only things on my credit is Medical Debt. My score is very low because of this. I cant possibly pay for all the medical debt I have. I went without health insurance for awhile so there is debt from that when I had to go to the hospital for different problems. Also [...]

How do I even begin to pay unexpected medical bills? – Elliot

I work in the construction industry as a contractor and in 2008/2009 my average annual income went from $60,000-$80,000 to $24,000-$32,000. During this tough adjustment I managed to hold onto my house and car but lost my health insurance in order to keep my kids insured, my retirement savings and racked up $90,000 in college [...]

Continuing to dispute old medical debt insurance was supposed to pay. – Leilani

Back in 2003 a family member had a sleep study and the clinic staff assured him it would be covered by our insurance. They requested a second study and we once again were assured by billing staff that it would be covered. He stated that he would not have it unless it was covered. When [...]

Medical Bills Led to Unemployment and Now Fighting About Money. – Cathie

In 2007, I had a good job, as did my husband, and we were making about $80,000+ a year. Everything was good and we had credit cards that we paid off regularly, bought a car because mine blew up, basically we made all our mortgage, credit, car and other payments on time. Then, in 2008, [...]

I Was the Passenger in a Car Accident and Hospital Sued Me for Bills. – Steven

“Dear Steve, I’m disabled, and collect Social Security benefits. Two years ago, I was a passenger in a vehicle that was totaled when the driver lost control and slammed into a pole. I live in MA and the accident happened in MA, but the vehicle was registered and insured in CA. Because of a loophole [...]

Should I Consider Bankruptcy or a Debt Management Program? – Andrea

“Dear Steve, I have 3 credit cards totaling about $2200 that I am 2 months behind on. I have two personal loans totaling about $15,000, one I am current on the other I am a month behind on. I also have car payment, rent, light bill, cable bill, telephone bill, and medical bills. I was [...]

My Son Was Born With Down Syndrome and We’ve Stacked Up Some Bills. – Leigh

“Dear Steve, Almost 2 years ago I gave birth to a little boy with Down Syndrome. He has had a lot of medical issues that have cost us a lot of money and other things have been shoved to the back. In the last 10 months alone we have spent almost $16,000 in medical bills. [...]

My Wife is a Total Care Invalid and I’m Struggling to Make Ends Meet. – Blan

“Dear Steve, I am recently unemployed. My wife who was employed, due to an accident is now a total care invalid. Last year I had major surgery, was then hospitalized with a septic gall bladder and finally had eye surgery. This required me to have full time 24/7 nursing care for my wife for a [...]

My Mother-In-Law Was Diagnosed With Cancer. We Are Broke From Medical Debts. – JS

“Dear Michael, My mother inlaw was diagnosed with cancer 2 years ago. My husband is an only child. We have been helping my inlaws with cancer treatment money and household finances for over a year. We sold our house to help pay for treatments, I did not work for a year so that I could [...]