Latest Posts

Mortgage

Wells Fargo Bank Wants Us to Apply for a Loan Remodification With Bankruptcy. – Monique

mysterious

“Dear Steve, My husband and I are behind on our Mortgage payments. After my husband hurt himself and was out of work for 3 months they put us on a 6 month repayment plan but it is coming to an end May 29th. We have filed bankruptcy and wells fargo knows this. We would like to keep the house if ... Read More »

National Housing Advocates Says They Can Modify My Mortgage if I Pay. – Reesa

Real Estate Concept

“Dear Steve, National Housing Advocates- assists with obtaining loan modifications and lowering principles. They say I definitely qualify for their help services because I’m upside down in my mortgage. They only guarantee that they will help me with the paperwork and obtaining mortgage assessment report Their fee is $3500, and there was no mention of a money back guarantee. Are ... Read More »

Wells Fargo Did Not Reaffirm Our Mortgage in Our Bankruptcy. – Kenneth

questions

“Dear Steve, Me and my wife filed bk 7 in 2011 and some how Wells Fargo didn’t get reaffirmed our second mortgage with First Tennessee did get reaffirmend.I was trying to get refinance but wells fargo wont because we didn’t reaffirm.I applied with quicken loans and after apprisal the property is only worth 81000 and I wanted to borrow 80,000 ... Read More »

Our Local Banks Won’t Refinance Our Country Property. – Jeff

Friesian Dairy cows in a green pasture.

“Dear Steve, Our mortgage was paid off in 2000. We refinanced in 2003 at 5.37% we owe 130,000.00. Went back to same lender to refinance for a lower rate (2.95 at the time) and everything was perfect as far as income/debt/credit, etc….however, they could not find enough comps for the appraisal. The work-up appraisal was 200,000.00….however the comps they found ... Read More »

How Can I Feel Good About Resolution Law Group? – Randy

old man headache

“Dear Steve, I have read many of your articles about mortgage debt reduction. I am a little confused here. Is there not one “boutique” law firm in your opinion that really is trying to do something for us? I have read your postings about Resolution Law Group and am actually dealing with them now. I believe my mortgage was definitley ... Read More »

Our Attorney David Rogers Took Cash to Modify Our Mortgage and Then Dropped Us. – James

End of stress.

“Dear Steve, I need to schedule a call with someone as this issue cannot begin to be covered in 6 pages. Chase has neglected any and all communication with us, they never helped us with any loan modifications to reduce the monthly amount, no one ever kept files or records. We hired an attorney by the name of David Rogers ... Read More »

Granite Law Wants to Charge Me to Modify My Mortgage. – John

Searching-right

“Dear Steve, I have a fixed rate mortgage at 6.8% on my home I live in. The amount owed is more than the value. $380K vs. $300?K. A radio ad here in the Chicago market recently stated a company could assist home owners who were under water to get a lower payment. Mine is currently sitting at $3100 including T&I. ... Read More »

I Got a Mailer From The Remedy Group Asking Me to Fax My Bank Statement. – Mikki

scammer

“Dear Steve, I received a mailer containing my name, my address, my last year mortgage amount, my mortgage servicer, an eligibility code and a toll free number of 800-859-8641 and a promise of loan modification to reduce my interest rate. When I responded to the number, I was told that they were The Remedy Group, composed of attys and investors ... Read More »

I’d Like to Buy a House But I Can’t Get Approved Because of Delinquent Student Loans. – Hope

yard

“Dear Steve, I have had many delinquencies concerning student loans in the past. At one point in time I thought I was in deferment but obviously I was incorrect. So I show substantial deliquencies in 2006. I actually finished school in 2008 and loans were deferred until 6 months after I graduated. I started paying payments on regular monthly basis ... Read More »

Is Remedy Center in California a Scam for Loan Modifications? – Jack

puzzle

“Dear Steve, I responded to a solicitation for a loan re-modification from the Remedy Center in New Port Beach Ca. I sent them $3995 retainer(fee) to help me secure a loan re-modification. Is The remedy Group a scam? Jack” Don’t miss our free Get Out of Debt – “How To” Guide Series on a number of topics, for loads of ... Read More »

Bank of America is Giving Me the Run Around With My Mortgage Modification. – Terry

Real Estate Concept

“Dear Steve, I took in a friend of our family and he ended up ripping me off after he sold his property and never paid me back. I had to file for Bankruptcy and was cleared of that debt in April 2012. In the mean time I lost my state job, had no income and took a meanial job which ... Read More »

We Were Scammed by United Mortgage Consulting and Want Our Money Back. – Pam

Cosplayers at San Diego Comic Con 2009

“Dear Steve, We filed previously with you about being scammed out of $1990.00 by United Mortgage Consulting. How long can it take for a response? We have filed complaints with the BBB, Ca State’s Attorney, IL States Attorney, FTC, FBI. Most of them stated there was nothing they could do or we never heard from them at all. We do ... Read More »

How Do I Get Out of The Mass Joinder Lawsuit With Brookstone Law?

Business Meeting

“Dear Steve, Despite all legal knowledge and common sense I have joined Brookstone’s lawsuit against Citibank. I realized down the road that clients were charged different retainers. While some have paid 4000 dollars, others we charged 5000, 6000 (as in my case) and more. It looks like the Bank of America case is lost and clients are now asked to ... Read More »

Real Estate Law Center and Chad Pratt Say They Can Go After My Previous Lenders. – Jana

proceed slowly and carefully on the road

“Dear Steve, I received a mailer from Chad Pratt and while doing my homework, I saw some of your articles about him from other people, but I think this is a new scam. I already received my home loan modification through Nationstar Mortgage and when I told them that, the man I spoke with George Michaels (can you believe it? ... Read More »

Is Legal Solutions Debt Advocacy a Scam? – Sarah

qa7

“Dear Steve, Me and my husband have been struggling with bills for years and are trying to find a solution to the problem. We have modified our mortgage but each time we have it increases the monthly payment. We are looking for a way to get a cheaper monthly payment to help with the monthly bills/ stress. We recieved a ... Read More »

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