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Mortgage

We Feel We’ve Been Scammed by Caplan Law Group for a Loan Modification. – Delores

SONY DSC

“Dear Steve, HI STEVE , WE HIRED AN ATTORNEY OUT OF STATE TO SETTLE OR GUIDE US THROUGH A LOAN MODIFICATION WITH OUR LENDER. IT HAS BEEN 18 MONTHS AND 3 CHANGES IN OUR LENDER (IN LESS THAN A YEAR). WE PAID 3, OOO $ FOR THEM TO NEGOTIATE AND REPRESENT US IN A LOAN MODIFICATION. NOTHING HAS BEEN SETTLED ... Read More »

National Advocacy Program Says They Can Save Our House From Foreclosure? – Sandra

Loan Modification Green Road Sign with dramatic clouds and sky.

“Dear Steve, bank is trying to forclose our house, worth 234000. and only owe 97000. no sale date yet, working with a lawyer trying to resolve, bank just gives the runaround. Received a letter from National Advocacy Program in CA, we are in PA. They are saying they can help us to get a settlement. IS this company leget? We ... Read More »

We Want to Settle Our Second Mortgage That Charged Off. Is That Possible? – Michael

Handshake with Money Sign

“Dear Steve, I owe 490,000.00 on first mortgage and just finished 3 trials of loan modification with fannie mae for a much lower affordable payments. Dropping our interest rate and extending loan for 40 years. Payments went from 4,000 to 2600.00 . Our final papers have not come in yet to finalize. In the meantime we fell behind on our ... Read More »

Is Resolution Law Group a Scam? We Are Thinking of Using Them. – Kersandra

detective

“Dear Steve, Mortgage issues: We recently refinanced with Sunbtrust Mortgage and is their a bank we can refinance our 2nd Martgage because Suntrust say the 2nd is with a private investor and will not refinance. My husband and I contacted the Resolution Law Group, P.C. of Greenwich, CT through one of their advertisement. My question is: is this a legitiment ... Read More »

Did UFAN and Kristin Crone File Bankruptcy? – Andrew

oops

“Dear Steve, I have a large judgment against UFAN and Kristin Crone but both have declared bankruptcy. At any point did you have information about their malpractice carrier? Apparently having insurance is optional in CA, and the bankruptcy trustee has been unable to identify a carrier. Andrew” Don’t miss our free Get Out of Debt – “How To” Guide Series ... Read More »

I Want to Improve My Credit and Get a Mortgage With My New Wife. – Devin

Couple Buying House

“Dear Steve, Although I have made great strides in the last 4 years, I brought a poor credit history and score to our marriage (married for 5 months). My wife, whose name is on our mortgage as she owned our home prior to our marriage, is happy and proud of the work I’ve done to raise my score from 590 ... Read More »

The Bank Can’t Find My Mortgage After My Bankruptcy. – Bernice

Woman in safari hat looking through binoculars

“Dear Steve, I have filed for Chapter 7 Bankruptcy in 2012 and was discharged from all unsecured debt in June of that year. I have been paying all secured debt which includes a mortgage, a line of equity (no longer useable), and a car note as well as my utilties, insurance payments, etc. All of those bills have been paid ... Read More »

What is the Best Way to Refinance Our Florida Mobile Home Mortgage Loan? – Charlene

mobile home

“Dear Steve, I live in north florida. I would like to refinance my mobile home. I work full time and so does my husband. We have our mortgage with Greentree. I would really really like to refinance with another company. We have fallen behind on our mortage due to my husband being in a work related accident. He was out ... Read More »

Bank of America Says I’m Not Eligible for VA Interest Rate Reduction Refinance Loan (IRRRL). – Edward

valogo

“Dear Steve, VA Home loan for $125,000 + Line of Credit for $28,000 = Original basis of $153,000 Went to settlement on August 2007, no representative. Country Wide Bank financed the loan. Lost Job 2009 – Unemployed now and retired! Had to rent property to pay mortage Bank of America now has loan. Loan is no longer a VA backed ... Read More »

We Make 150K But Living Paycheck to Paycheck. What Should We Do? – Roy

middle age couple

“Dear Steve, My wife and I are in our mid 50s living in suburban NY. Our kids are in college. Combined, our income is $150,000. While this is considered to be good money, it just doesn’t seem to be enough to cover our needs and save for the future during the years that we should be doing that. We owe ... Read More »

Can Our Old Home Qualify for Tax Forgiveness if We Rented it? – Kevin

IRS

“Dear Jim, Bought a house in 2006 as my primary residence for 185k. In 2009 we receieved an appraisal of the property for 90k from the county. In the middle of 2009, I had to take another job which required a move across the US. With no time to try to sell the house, I decided to rent it out ... Read More »

Is Legal Aid Service a Real Company to Charge Me for a Loan Modification? – Carlos

puzzled looking little boy looking to the left

“Dear Steve, I received a letter from my bank and when I called in, the people who answers the phone were not my bank. They wanted my documents so I sent them in. Later on I found out that they are a company named legal aid service and the attorney is a man by the name of Floyd Belsito. The ... Read More »

I Need to Walk Away From My Old House in a Crime Ridden Area. What About My HELOC? – Lynn

crime scene

“Dear Steve, First let me tell you Your site is so helpful and informative. A great service.Thank You I hope you can give me an answer, there are so many different opinions about this, but I trust yours. Live in NYS,went bankrubpt 2010,chap 7 discharge,no reafirm on mortgage. Heloc only 48000, no first. Have made all payments since. Things have ... Read More »

Is the Real Estate Law Center Really a Scam or Not?

Searching-right

“Dear Steve, Investigating The Real Estate Law Center-I have been in contact with a representitive and passed along information, I am leary of course to send any money with out seeing some non-bias or indpendant results. I see a few responses regarding Real Estate Law Center as a scam, but nothing is definitive as to whether or not they are ... Read More »

I Filed Bankruptcy With Macey Bankruptcy Law and They Told Me Not to Pay My Mortgage. – Aubrey

qa7

“Dear Steve, I filed bankruptcy with Macey Bankruptcy Law, in September 2012, at the time my mortgage payment was current, I was told not to pay my Sept 2012 mortgage until further notice. I received a call form my mortgage company attorney at the end of October 2012, informing me that a letter was sent to my attorney office for ... Read More »

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