Latest Posts

Mortgage

Can I Trust the National Advocacy Program to Modify My Mortgage?

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“Dear Steve, My wife’s home of over 2MM is deep underwater. Plus escalation rate has risen very, very high. HAMP program: I want to find out about the National Advocacy Program which tells me that my wife’s home of over 2MM can be adjusted to under 900K with a 2% rate. When I Google http://www.nationaladvocacypro… I see some good comments ... Read More »

I Need an Honest Mortgage Reduction Company. – Sharie

Real Estate Concept

“Dear Steve, Dear steve I am trying to find out more about the hamp program and any other program that may be available to me. I’m desperately seeking an honest debt reduction program. Sharie” Don’t miss our free Get Out of Debt – “How To” Guide Series on a number of topics, for loads of practical advice, tips, and help ... Read More »

America’s Advocacy Law Group Wants Me to Pay Money Upfront for Mortgage Help. – Doug

Real Estate Concept

“Dear Steve, I was reviewing loan mod companies this morning I was speaking to a group in Fullerton California called America’s Advocacy law group I researched then and I notice they are located in Florida. Now I had been speaking with a person name Chris Isicsa who was my intake specialist and he was wanting me to sign there service ... Read More »

Can I Trust America’s Consumer Advocacy Group and Denny Lake? – Steve

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January 4, 2012 – Update: See letter from the attorney of Robert Prado at bottom of post and the statement and states that “ACAG has no affiliation with Denny Lake.” “Dear Steve, My wife and I have been searching for a good loan modification firm for about 3 months and we have been contacted by several companies by phone, mail ... Read More »

Will The Resolution Group Stop Bank of America From Going After Me? – Marcie

Real Estate Concept

“Dear Jon, Back in 2006 I purchased a real estate property and the mortgage service bank was Bank of America. The mortgage broker requested income tax documents from my preparer and indicated to him how much specifically I was supposed to show in the forms 1040, the income was inflated like 2 times, but I did have enough money cash ... Read More »

How Can I Get Bank of America to Change My Interest Only Loan? – Clara

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“Dear Steve, Bank American gave me a Loan Modification with an interest only on my house. How can i get them to change the Loan? Bank America gave me a loan Modification for Interest only. How can i get them to change from an interest only Clara” Don’t miss our free Get Out of Debt – “How To” Guide Series ... Read More »

Is National Remedy Center the Same as Remedy Law? – Kevin

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“Dear Steve, Getting the same advertising from same company that keeps changing their name. Is National Remedy Center the same company Remedy Center Law Associates and Remedy Law and Remedy Center and Prudent law? Kevin” Don’t miss our free Get Out of Debt – “How To” Guide Series on a number of topics, for loads of practical advice, tips, and ... Read More »

I Filed Chapter 7 Bankruptcy. Can They Collect on My Second Mortgage? – Kelly

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“Dear Steve, I filed chapter 7 in 2009 and it was all dismissed. I had a home mortgage and a 2nd mortgage along with other things. This is in Georgia why is my 2nd mortgage company calling me now. is there somehow they can make me pay the $30k? Kelly” Don’t miss our free Get Out of Debt – “How ... Read More »

My Chapter 7 Bankruptcy Discharged My Mortgage. Can I Stay and Keep the House? – Greg

Real Estate Concept

“Dear Steve, Post 2 years Chapter 7 – credit report shows discharge of mortgage. Want to stay here and pay off the house and eventually get title… My Chapter 7 discharged unsecured debts more than 2 years ago. Unbeknownst to me it also discharged my primary residence mortgage. I have stayed current on the mortgage the entire time even though ... Read More »

I am a Victim of Countrywide Appraisal Fraud. Where Can I Get Help? – VR

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“Dear Steve, I am also a victim of Appraisal Fraud Countrywide now BofA. Resident in Northern Virginia. Where can/should I turn to seek council for my area. Everything I’ve read was for either California or New York. Your feedback regarding Real Estate Law Center was extremely valuable. I had a clue when the first “dump” of email correspondence was all ... Read More »

America’s Servicing Company Won’t Modify My Mortgage. – Vicky

tired working woman

“Dear Steve, I have been trying to work with American Servicing Company for about 2 years, i have been trying to get a modification done on my home. After working with American Servicing company for 2 years and continuously denied modification on my home loan I was wondering if suing my lender would have to be my next step. I’m ... Read More »

I Can’t Get My Mortgage Modified and I’m Behind on Credit Card Debt. – Doug

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“Dear Steve, I Was Injured On The Job An Can No Longer Work .When This Happened I Worked Out My Income Over The Next 5 Years The First 2 Years My Income Droped 35% The Next Year Another 15% The 4th Year Another 15% This Is Where My Income Is At This Time. The First 2 Years I made All ... Read More »

Should I Use Ticktin Law Group? – Robert

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“Dear Steve, There is a major concern about the legal owner of the note that is held on my property due to the robo signing scandal. My loan taken out in 2002 was with Bank United in Miami Fl: it was I (believe) sold to BOA? I now understand that note is now with Wells Fargo ? Ticton law group ... Read More »

The Bank Won’t Modify Our Second Mortgage After a Job Loss. – Laura

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“Dear Steve, I am on disability. My husband lost his job in July. We are living on disability and unemployment checks and have a greatly diminished income. Our bank, Wells Fargo, will not work with us on loan modification. We have a primary loan of $315K at 2.85%. Our second mortgage is for about $66K and is at 8.19%. We ... Read More »

Will My Mortgage Company Force Me Into Bankruptcy? – Dena

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“Dear Steve, I divorced last January. My house had 3 liens from my x-husband’s company so I chose not to keep the house but to let it go into foreclosure (he filed bankruptcy). The house had 2 loans, one for $140,000 and a junior for $35,000. The house went to auction this last August which covered the first loan. The ... Read More »

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